About This Home

This 3-bedroom, 2-bathroom single family at 3445 Cardinal Place in Chipley, FL is listed for $349,900 ($254 per sqft). Built in 2023, the home offers 1,379 sqft of living space on a 1.70 acres lot.

Key Features

  • Built in 2023
  • 1.70 acre lot

Property Details

1 story
2 full
2023

Amenities

A/C
Listing Description

This 3-year old home still shines like new in the security gated lake subdivision of Leisure Lakes, a hidden gem about 30 minutes north of Panama City. A split bedroom design, it has 3 bedrooms and 2 bathrooms with a 2-car garage. Situated on 1.7 acres on a corner lot, it is still partially wooded for extra privacy.

It is very difficult to see the house from both roads it fronts. Concrete siding boards provide strength and extra insulation. Along with 9-foot ceilings and a big trey ceiling in the living room, it helps keep the house cool. The flooring is covered with luxury vinyl planking that is durable and easy to clean.

The kitchen features lots of white cabinetry, granite, breakfast bar, island with extra drawers and doors, and stainless steel appliances. There is a window above the large sink that offers views of the back woods, and the 16 x 26 covered concrete patio used as outdoor entertaining and grilling.

There is a pot filler on the wall above the stove. The microwave has been vented through the roof but hidden by cabinets. The primary bedroom has room for a king bed and can be flanked by two windows. A pocket door opens to the bathroom suite that features a big walk-in closet, stone shower with double glass doors.

The tall pole barn has water, power, a 30 amp service plug for a camper, and offer a pipeline connected to the septic tank. The enclosed storage building has electric power for lighting and tools. Live security guards are on duty weekdays, at other times residents have a special entry code. Enjoy the amenities that include a swimming pool, tennis court, basketball court, toddler playground, covered pavilion, men's and women's restrooms, grill stations and more. Come see if lake living would help you enjoy life.

Monthly Cost Estimate

$2,121/mo

20% down · 6.5% · 30 years

Principal$253
Interest$1,516
Insurance$102
HOA$250

Estimates only. Actual payments may vary.

Location

3445 Cardinal Place

Chipley, FL 32428

Leisure Lakes 1st Add

Features & Amenities

Interior Features

MainLevelPrimaryShowerOnlyWalkInClosetsWorkshop

Exterior Features

CoveredPatio

Property Details

Construction

StructuralInsulatedPanels VinylSiding WoodFrame

Outdoor Features

PatioPorchDeck

Heating

Electric (Heating)CentralHeat Pump (Heating)

Cooling

Central AirHeat Pump

Appliances

ElectricOvenElectricWaterHeater

Questions & Answers

This 3-bedroom, 2-bathroom single family at 3445 Cardinal Place is listed at $349,900 ($254/sqft). The estimated monthly payment is $2,121 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $250/month.

Key features include: Built in 2023, 1.70 acre lot. Interior Features: MainLevelPrimary, ShowerOnly, WalkInClosets. Exterior Features: CoveredPatio.

This property is listed by Harvey B Webb and can be reached at 8507033028.

HW

Harvey B Webb

License 3290471

Agent at Counts Real Estate Group Inc

(850) 703-3028

Listed by Counts Real Estate Group Inc · Broker phone: (850) 249-3615 · View on Broker Site

MLS# 794153· Source: Central Panhandle Association of REALTORS· 36 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3445 Cardinal Place, Chipley, FL 32428

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