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About This Home

This 1-bedroom, 0-bathroom single family at 3445 Mill Creek Road in Owingsville, KY is listed for $395,000 ($329 per sqft). Built in 2015, the home offers 1,200 sqft of living space on a 16.00 acres lot.

Agent Description

Discover the perfect blend of functionality, freedom, and rural beauty with this exceptional 16-acre property designed for both comfortable living and working land that is ideally located approximately 9 miles from Owingsville and I-64, 15 miles from Mt.

Sterling, and just 16 miles from Cave Run Lake near Morehead. The acreage is beautifully cleared, fenced, and a mix of flat and gently rolling terrain-making it ideal for cattle, horses, and other livestock. A peaceful creek meanders through the property, perfect for exploring on hot summer days while adding natural charm and a true country feel.

Equestrians and hobby farmers will appreciate the impressive 70' x 36' stable barn featuring 11 stalls, a wash bay, hay lofts, and a tack room, along with additional nearby storage for equipment and supplies. The land is thoughtfully laid out for easy access and efficient use.

The approximately 1,200 square foot home is single level with durable metal exterior and interior finishes and is well insulated for efficiency. Inside, a spacious family room offers flexibility and could be divided to create an additional bedroom if desired.

A large pantry and mudroom provide excellent everyday functionality. The home is well-suited for off-grid living as it stands, while also offering the opportunity to modernize to suit your preferences. Adding even more versatility is a 40' x 24' workshop making it perfect for woodworking, tool storage, or potential conversion to additional living quarters.

The workshop includes a refrigerated unit powered by a diesel reefer unit, making it ideal for specialized uses or food storage needs. Whether you're seeking a working farm, an off-grid lifestyle, or a property with room to grow and customize, this unique property delivers space, infrastructure, and endless potential while remaining conveniently close to town, interstate access, and outdoor recreation.

Key Features

  • Built in 2015
  • 16.00 acre lot

Property Details

1 story
2015

Monthly Cost Estimate

$2,113/mo

20% down · 6.5% · 30 years

Principal$286
Interest$1,712
Insurance$115

Estimates only. Actual payments may vary.

Location

3445 Mill Creek Road

Owingsville, KY 40360

Rural

Features & Amenities

Exterior Features

Garden

Property Details

Flooring

Laminate

Construction

Metal Siding

Parking

Driveway

Heating

Coal

Questions & Answers

This 1-bedroom, 0-bathroom single family at 3445 Mill Creek Road is listed at $395,000 ($329/sqft). The estimated monthly payment is $1,712 based on 20% down at 6.5% interest.

Key features include: Built in 2015, 16.00 acre lot. Exterior Features: Garden.

This property is listed by Jill C Ratliff and can be reached at 6063561393 or jill.realtor22@gmail.com.

JR

Jill C Ratliff

Agent at Paragon Realty Partners

(606) 356-1393

Listed by Paragon Realty Partners · View on Broker Site

MLS# 26009025· Source: listhub· Updated 38 days ago

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3445 Mill Creek Road, Owingsville, KY 40360

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