# 3445 Mill Creek Road, Owingsville, KY 40360

> **TL;DR:** 1bd/0ba single family, $395,000 ($329/sqft), built 2015, 1,200 sqft. Est. $1,712/mo. Listed 38 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $395,000 |
| Price/sqft | $329 |
| Bedrooms | 1 |
| Square Feet | 1,200 |
| Year Built | 2015 |
| Lot Size | 696,960 sqft (16.00 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 38 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,712 |
| **Total** | **$1,712** |

## Nearby Schools

- **Elementary:** Owingsville
- **Middle:** Bath Co
- **High:** Bath Co

## Property Highlights

- Built in 2015
- 16.00 acre lot

## Description

### Agent Description
Discover the perfect blend of functionality, freedom, and rural beauty with this exceptional 16-acre property designed for both comfortable living and working land that is ideally located approximately 9 miles from Owingsville and I-64, 15 miles from Mt. Sterling, and just 16 miles from Cave Run Lake near Morehead. The acreage is beautifully cleared, fenced, and a mix of flat and gently rolling terrain-making it ideal for cattle, horses, and other livestock. A peaceful creek meanders through the property, perfect for exploring on hot summer days while adding natural charm and a true country feel. Equestrians and hobby farmers will appreciate the impressive 70' x 36' stable barn featuring 11 stalls, a wash bay, hay lofts, and a tack room, along with additional nearby storage for equipment and supplies. The land is thoughtfully laid out for easy access and efficient use. The approximately 1,200 square foot home is single level with durable metal exterior and interior finishes and is well insulated for efficiency. Inside, a spacious family room offers flexibility and could be divided to create an additional bedroom if desired. A large pantry and mudroom provide excellent everyday functionality. The home is well-suited for off-grid living as it stands, while also offering the opportunity to modernize to suit your preferences. Adding even more versatility is a 40' x 24' workshop making it perfect for woodworking, tool storage, or potential conversion to additional living quarters. The workshop includes a refrigerated unit powered by a diesel reefer unit, making it ideal for specialized uses or food storage needs. Whether you're seeking a working farm, an off-grid lifestyle, or a property with room to grow and customize, this unique property delivers space, infrastructure, and endless potential while remaining conveniently close to town, interstate access, and outdoor recreation.

## Location

- **Address:** 3445 Mill Creek Road, Owingsville, KY 40360
- **County:** Bath
- **Neighborhood:** Rural
- **Coordinates:** 38.046556, -83.740212
- **Google Maps:** https://www.google.com/maps?q=38.046556,-83.740212

## Listing Agent

- **Name:** Jill C Ratliff
- **Brokerage:** Paragon Realty Partners
- **Phone:** 6063561393
- **Email:** jill.realtor22@gmail.com

## Primary Photo

![3445 Mill Creek Road - Primary Photo](http://lh.rdcpix.com/b899afd3fce75a9edba5d1786a0d9b45l-f3842697596r.jpg)

*57 total photos available on [listing page](https://www.propertysimple.com/listing/3445-mill-creek-road-owingsville-ky-40360-26009025)*

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**MLS#:** 26009025 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/3445-mill-creek-road-owingsville-ky-40360-26009025)

---

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