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About This Home

This 4-bedroom, 3-bathroom single family at 345 N 38th Street in Cumming, IA is listed for $645,000 ($351 per sqft). Built in 2025, the home offers 1,839 sqft of living space on a 0.25 acres lot.

Agent Description

New construction by Ground Breaker Homes in Middlebrook, Iowa's first agrihood. This thoughtfully designed one-story ranch blends timeless architecture with modern comfort and a highly functional layout, complete with a finished basement offering expanded living and entertaining space.

The main level features an open great room with vaulted ceilings, gas fireplace, and seamless flow into the kitchen and dining area. The kitchen includes quartz countertops, gorgeous cabinetry, stainless steel appliances, a walk-in pantry, and a large island ideal for gathering.

The primary suite offers a private retreat with tile shower, dual vanity, and spacious walk-in closet. Additional main-level highlights include a dedicated office/den, first-floor laundry, and convenient mudroom. The finished lower level provides generous flexibility with a large family room, game/rec space, wet bar, two additional bedrooms, and full bath.

Exterior details reflect Middlebrook's design standards with rich materials, inviting front porch, covered patio, and professionally designed landscaping. Located in the heart of Middlebrook, residents enjoy access to walking trails, green spaces, the Middlebrook Mercantile, Friday at the Farm events, and a true sense of community - all just minutes from West Des Moines. Quality craftsmanship, intentional design, and a lifestyle-driven location make this home a standout opportunity.

Key Features

  • Built in 2025
  • 0.25 acre lot
  • Fireplace

Property Details

1 story
1 full
2025

Amenities

FireplaceA/C

Monthly Cost Estimate

$4,200/mo

20% down · 6.5% · 30 years

Principal$466
Interest$2,795
Insurance$188
HOA$750

Estimates only. Actual payments may vary.

Location

345 N 38th Street

Cumming, IA 50061

Features & Amenities

Interior Features

DiningAreaEatInKitchenCableTv

Exterior Features

SprinklerIrrigationPatio

Property Details

Flooring

TileCarpet

Construction

Brick CementSiding

Pool Features

Patio

Parking

TandemGarage

Heating

Natural GasForced Air

Cooling

Central Air

Appliances

DishwasherMicrowaveStove

Questions & Answers

This 4-bedroom, 3-bathroom single family at 345 N 38th Street is listed at $645,000 ($351/sqft). The estimated monthly payment is $3,545 based on 20% down at 6.5% interest.

HOA fees are $750/month.

Key features include: Built in 2025, 0.25 acre lot, Fireplace. Interior Features: DiningArea, EatInKitchen, CableTv. Exterior Features: SprinklerIrrigation, Patio.

This property is listed by Kalen Ludwig and can be reached at 5154023169 or kalen@peoplescompany.com.

KL

Kalen Ludwig

Agent at Peoples Company

(515) 402-3169

Listed by Peoples Company · View on Broker Site

MLS# 733079· Source: listhub· Updated 136 days ago

Copyright © 2026 Des Moines Area Association of REALTORS®, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

345 N 38th Street, Cumming, IA 50061

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