# 3450 US-98 #B102, Destin, FL 32541

> **TL;DR:** 1bd/2ba condo, $569,000 ($517/sqft), built 1985, 1,100 sqft.
> Waterfront, A/C. Est. $6,366/mo. Listed 523 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $569,000 |
| Price/sqft | $517 |
| Bedrooms | 1 |
| Bathrooms | 1 full, 1 half |
| Square Feet | 1,100 |
| Year Built | 1985 |
| Stories | 4 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 523 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,877 |
| Estimated Insurance | $166 |
| HOA | $3,323 |
| **Total** | **$6,366** |

## Nearby Schools

- **Elementary:** Destin
- **Middle:** Destin
- **High:** Destin

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 1985
- 4 stories
- Waterfront

## Description

### Agent Description
SELLER MOTIVATED Destin, Florida! This beautifully updated first-floor beachfront condo offers stunning, unobstructed views of the Gulf of Mexico and direct access to the sugar-white sands of the Emerald Coast. Spanning 1,100 sq ft, this one-bedroom, one-and-a-half-bath unit is thoughtfully designed for comfort and style. The open-concept layout blends kitchen, dining, and living areas for easy entertaining and relaxing. Step outside and enjoy the coastal breeze from your private patio--perfect for morning coffee or sunset cocktails. Easy walk-up access--no elevators needed! Two storage units convey, one inside and one outside. Whether you're searching for a vacation home, investment property, or a personal coastal retreat, this fully furnished cond checks all the boxes. Seller offering $3,000.00 buyer flooring allowing or closing costs allowance. Strong rental potential.

## Location

- **Address:** 3450 US-98 #B102, Destin, FL 32541
- **County:** Okaloosa
- **Neighborhood:** CABANA CLUB CONDO
- **Coordinates:** 30.381579, -86.415851
- **Google Maps:** https://www.google.com/maps?q=30.381579,-86.415851

## Listing Agent

- **Name:** Sandra L Sharpe · **License:** 708566
- **Brokerage:** Coldwell Banker Realty
- **Phone:** 8508302222
- **Broker Phone:** (850) 501-1545
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3450-Scenic-Highway-98-Unit-102_Destin_FL_32541_M65425-50569?f=listhub&s=ECARMLSFL&m=973299&c=propsimple)

## Photos

![3450 US-98 #B102 - Photo 1](http://lh.rdcpix.com/ebd6dd9f0344cbb936c84e68cb2ca11el-f1968225171r.jpg)

![3450 US-98 #B102 - Photo 2](http://lh.rdcpix.com/ebd6dd9f0344cbb936c84e68cb2ca11el-f1572134285r.jpg)

![3450 US-98 #B102 - Photo 3](http://lh.rdcpix.com/ebd6dd9f0344cbb936c84e68cb2ca11el-f112431382r.jpg)

![3450 US-98 #B102 - Photo 4](http://lh.rdcpix.com/ebd6dd9f0344cbb936c84e68cb2ca11el-f1520284364r.jpg)

![3450 US-98 #B102 - Photo 5](http://lh.rdcpix.com/ebd6dd9f0344cbb936c84e68cb2ca11el-f3203039057r.jpg)

![3450 US-98 #B102 - Photo 6](http://lh.rdcpix.com/ebd6dd9f0344cbb936c84e68cb2ca11el-f256616799r.jpg)

![3450 US-98 #B102 - Photo 7](http://lh.rdcpix.com/ebd6dd9f0344cbb936c84e68cb2ca11el-f1834463312r.jpg)

![3450 US-98 #B102 - Photo 8](http://lh.rdcpix.com/ebd6dd9f0344cbb936c84e68cb2ca11el-f573727764r.jpg)

![3450 US-98 #B102 - Photo 9](http://lh.rdcpix.com/ebd6dd9f0344cbb936c84e68cb2ca11el-f1947493454r.jpg)

![3450 US-98 #B102 - Photo 10](http://lh.rdcpix.com/ebd6dd9f0344cbb936c84e68cb2ca11el-f4070432925r.jpg)

![3450 US-98 #B102 - Photo 11](http://lh.rdcpix.com/ebd6dd9f0344cbb936c84e68cb2ca11el-f1204149049r.jpg)

![3450 US-98 #B102 - Photo 12](http://lh.rdcpix.com/ebd6dd9f0344cbb936c84e68cb2ca11el-f994791932r.jpg)

![3450 US-98 #B102 - Photo 13](http://lh.rdcpix.com/ebd6dd9f0344cbb936c84e68cb2ca11el-f800338419r.jpg)

![3450 US-98 #B102 - Photo 14](http://lh.rdcpix.com/ebd6dd9f0344cbb936c84e68cb2ca11el-f1554312002r.jpg)

![3450 US-98 #B102 - Photo 15](http://lh.rdcpix.com/ebd6dd9f0344cbb936c84e68cb2ca11el-f1894452669r.jpg)

![3450 US-98 #B102 - Photo 16](http://lh.rdcpix.com/ebd6dd9f0344cbb936c84e68cb2ca11el-f2825269585r.jpg)

![3450 US-98 #B102 - Photo 17](http://lh.rdcpix.com/ebd6dd9f0344cbb936c84e68cb2ca11el-f1245338704r.jpg)

![3450 US-98 #B102 - Photo 18](http://lh.rdcpix.com/ebd6dd9f0344cbb936c84e68cb2ca11el-f569304393r.jpg)

![3450 US-98 #B102 - Photo 19](http://lh.rdcpix.com/ebd6dd9f0344cbb936c84e68cb2ca11el-f1928462471r.jpg)

![3450 US-98 #B102 - Photo 20](http://lh.rdcpix.com/ebd6dd9f0344cbb936c84e68cb2ca11el-f123399518r.jpg)

![3450 US-98 #B102 - Photo 21](http://lh.rdcpix.com/ebd6dd9f0344cbb936c84e68cb2ca11el-f1968225171r.jpg)

![3450 US-98 #B102 - Photo 22](http://lh.rdcpix.com/ebd6dd9f0344cbb936c84e68cb2ca11el-f3635787125r.jpg)

![3450 US-98 #B102 - Photo 23](http://lh.rdcpix.com/ebd6dd9f0344cbb936c84e68cb2ca11el-f34260911r.jpg)

![3450 US-98 #B102 - Photo 24](http://lh.rdcpix.com/ebd6dd9f0344cbb936c84e68cb2ca11el-f3859407148r.jpg)

![3450 US-98 #B102 - Photo 25](http://lh.rdcpix.com/ebd6dd9f0344cbb936c84e68cb2ca11el-f1337185115r.jpg)

![3450 US-98 #B102 - Photo 26](http://lh.rdcpix.com/ebd6dd9f0344cbb936c84e68cb2ca11el-f248661273r.jpg)

---

**MLS#:** 973299 | **Updated:** 2026-09-03
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/3450-us-98-destin-fl-32541-l973299)

---

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