About This Home

This 4-bedroom, 2-bathroom single family at 349 Four Winds Drive in Lake Ozark, MO is listed for $499,000 ($217 per sqft). Built in 1978, the home offers 2,296 sqft of living space on a N/A lot.

Key Features

  • Built in 1978
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
2 full
2-car garage
1978

Amenities

FireplaceWaterfrontA/C
Listing Description

Rare lakefront opportunity off Horseshoe Bend in desirable McCoy Cove! The original owner/builder is offering this well-maintained 4-bedroom, 2-bath home for the first time in nearly 50 years. Priced under $500K, it features approximately 115' of waterfront, a large detached two car garage, original cedar siding, wood windows and doors, custom solid wood cabinets, a 2020 roof, and new HVAC in 2023.

Pride of ownership is evident throughout-this home was built to last. The spacious lot offers plenty of potential, and the seller also owns two additional vacant lots, one on each side of the home, available for an additional price. Ideal for a full-time residence, second home, vacation rental, renovation project, or builder/investor opportunity.

Property is being sold as-is. Wood decks and septic tank will need replacement. Septic laterals were inspected 9/11/26 and passed; report is available. A rare chance to own lakefront property in this coveted location with exceptional potential!

Monthly Cost Estimate

$2,819/mo

20% down · 6.5% · 30 years

Principal$361
Interest$2,162
Insurance$146
HOA$150

Estimates only. Actual payments may vary.

Location

349 Four Winds Drive

Lake Ozark, MO 65049

Four Winds Estates

Features & Amenities

Interior Features

BuiltInFeaturesCeilingFansCustomCabinetsFireplace

Exterior Features

ConcreteDrivewayDeckTvAntenna

Property Details

Construction

Cedar

Outdoor Features

Deck

Parking

OpenGarage

Heating

Heat Pump (Heating)Electric (Heating)

Cooling

Central Air

Appliances

DryerDishwasherMicrowaveRangeRefrigeratorWaterSoftenerOwnedStoveWasher

Questions & Answers

This 4-bedroom, 2-bathroom single family at 349 Four Winds Drive is listed at $499,000 ($217/sqft). The estimated monthly payment is $2,819 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $150/month.

Key features include: Built in 1978, 2 stories, Fireplace, Waterfront. Interior Features: BuiltInFeatures, CeilingFans, CustomCabinets. Exterior Features: ConcreteDriveway, Deck, TvAntenna.

This property is listed by THE CONDA DAVIDSON TEAM.

TT

THE CONDA DAVIDSON TEAM

License 1999023818

Agent at EXP Realty, LLC

Listed by EXP Realty, LLC · Broker phone: 8662241761 · View on Broker Site

MLS# 3590114· Source: Bagnell Dam Association of Realtors· 43 days on PropertySimple

Copyright © 2026 Bagnell Dam Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

349 Four Winds Drive, Lake Ozark, MO 65049

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