# 349 Four Winds Drive, Lake Ozark, MO 65049

> **TL;DR:** 4bd/2ba single family, $499,000 ($217/sqft), built 1978, 2,296 sqft.
> Fireplace, Waterfront, A/C, 2-car garage. Est. $2,819/mo. Listed 45 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $499,000 |
| Price/sqft | $217 |
| Bedrooms | 4 |
| Bathrooms | 2 full |
| Square Feet | 2,296 |
| Year Built | 1978 |
| Stories | 2 |
| Garage | 2-car |
| Property Type | Single Family (Other) |
| Status | Pending |
| Days on Market | 45 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,523 |
| Estimated Insurance | $146 |
| HOA | $150 |
| **Total** | **$2,819** |

## Key Amenities

- Fireplace
- Waterfront
- A/C
- 2-car garage

## Property Highlights

- Built in 1978
- 2 stories
- Fireplace
- Waterfront

## Description

### Agent Description
Rare lakefront opportunity off Horseshoe Bend in desirable McCoy Cove! The original owner/builder is offering this well-maintained 4-bedroom, 2-bath home for the first time in nearly 50 years. Priced under $500K, it features approximately 115' of waterfront, a large detached two car garage, original cedar siding, wood windows and doors, custom solid wood cabinets, a 2020 roof, and new HVAC in 2023. Pride of ownership is evident throughout-this home was built to last. The spacious lot offers plenty of potential, and the seller also owns two additional vacant lots, one on each side of the home, available for an additional price. Ideal for a full-time residence, second home, vacation rental, renovation project, or builder/investor opportunity. Property is being sold as-is. Wood decks and septic tank will need replacement. Septic laterals were inspected 9/11/26 and passed; report is available. A rare chance to own lakefront property in this coveted location with exceptional potential!

## Location

- **Address:** 349 Four Winds Drive, Lake Ozark, MO 65049
- **County:** Camden
- **Neighborhood:** Four Winds Estates
- **Coordinates:** 38.206339, -92.659473
- **Google Maps:** https://www.google.com/maps?q=38.206339,-92.659473

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/loo/3590114

## Listing Agent

- **Name:** THE CONDA DAVIDSON TEAM · **License:** 1999023818
- **Brokerage:** EXP Realty, LLC
- **Broker Phone:** 8662241761
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/349-Four-Winds-Dr_Lake-Ozark_MO_65049_M85155-47861?f=listhub&s=BDAORMO&m=3590114&c=propsimple)

## Photos

![349 Four Winds Drive - Photo 1](http://lh.rdcpix.com/3de054059711f6781b54003f70036effl-f3139130251r.jpg)

![349 Four Winds Drive - Photo 2](http://lh.rdcpix.com/3de054059711f6781b54003f70036effl-f1092189705r.jpg)

![349 Four Winds Drive - Photo 3](http://lh.rdcpix.com/3de054059711f6781b54003f70036effl-f495715865r.jpg)

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![349 Four Winds Drive - Photo 30](http://lh.rdcpix.com/3de054059711f6781b54003f70036effl-f4194773432r.jpg)

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![349 Four Winds Drive - Photo 34](http://lh.rdcpix.com/3de054059711f6781b54003f70036effl-f1264891881r.jpg)

![349 Four Winds Drive - Photo 35](http://lh.rdcpix.com/3de054059711f6781b54003f70036effl-f4248682782r.jpg)

![349 Four Winds Drive - Photo 36](http://lh.rdcpix.com/3de054059711f6781b54003f70036effl-f2446127030r.jpg)

![349 Four Winds Drive - Photo 37](http://lh.rdcpix.com/3de054059711f6781b54003f70036effl-f3442816886r.jpg)

![349 Four Winds Drive - Photo 38](http://lh.rdcpix.com/3de054059711f6781b54003f70036effl-f1685140019r.jpg)

![349 Four Winds Drive - Photo 39](http://lh.rdcpix.com/3de054059711f6781b54003f70036effl-f65805250r.jpg)

![349 Four Winds Drive - Photo 40](http://lh.rdcpix.com/3de054059711f6781b54003f70036effl-f613598618r.jpg)

![349 Four Winds Drive - Photo 41](http://lh.rdcpix.com/3de054059711f6781b54003f70036effl-f502118329r.jpg)

![349 Four Winds Drive - Photo 42](http://lh.rdcpix.com/3de054059711f6781b54003f70036effl-f3014650544r.jpg)

![349 Four Winds Drive - Photo 43](http://lh.rdcpix.com/3de054059711f6781b54003f70036effl-f2655250663r.jpg)

![349 Four Winds Drive - Photo 44](http://lh.rdcpix.com/3de054059711f6781b54003f70036effl-f317401988r.jpg)

![349 Four Winds Drive - Photo 45](http://lh.rdcpix.com/3de054059711f6781b54003f70036effl-f3577022685r.jpg)

![349 Four Winds Drive - Photo 46](http://lh.rdcpix.com/3de054059711f6781b54003f70036effl-f2943180688r.jpg)

![349 Four Winds Drive - Photo 47](http://lh.rdcpix.com/3de054059711f6781b54003f70036effl-f3311817040r.jpg)

![349 Four Winds Drive - Photo 48](http://lh.rdcpix.com/3de054059711f6781b54003f70036effl-f537447466r.jpg)

![349 Four Winds Drive - Photo 49](http://lh.rdcpix.com/3de054059711f6781b54003f70036effl-f3304594435r.jpg)

![349 Four Winds Drive - Photo 50](http://lh.rdcpix.com/3de054059711f6781b54003f70036effl-f4099439383r.jpg)

![349 Four Winds Drive - Photo 51](http://lh.rdcpix.com/3de054059711f6781b54003f70036effl-f660710684r.jpg)

---

**MLS#:** 3590114 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 Bagnell Dam Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/349-four-winds-drive-lake-ozark-mo-65049-8f0e7c1ed9c144d5bb32ac69a73ee21d)

---

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