About This Home

This 4-bedroom, 3-bathroom single family at 35 NEPTUNE Drive in Joppa, MD is listed for $649,000 ($251 per sqft). Built in 1974, the home offers 2,588 sqft of living space on a 0.26 acres lot.

Key Features

  • Built in 1974
  • 0.26 acre lot
  • 2 stories
  • 1 parking spaces
  • Waterfront

Property Details

2 stories
3 full
1-car garage
1974

Amenities

WaterfrontA/C
Listing Description

Welcome to 35 Neptune Drive, a stunning 4 bedroom, 3 bathroom home on Rumsey Island with an expansive waterfront. Surrounded by beautiful water views and outdoor living spaces, this property offers an opportunity to enjoy the beauty, tranquility, and lifestyle that life on the water provides.

Outdoor living is a highlight of this home. Step outside onto the patio, which opens to a spacious backyard and leads to a large waterfront deck overlooking the water. Continue down to your private dock, complete with a boat lift, offering direct access for boating, fishing, kayaking, or simply relaxing while taking in the views.

The terraced hillside leading to the pier adds to the property's waterfront setting. Inside, spacious living areas and abundant natural light create a welcoming atmosphere throughout the home. The primary suite includes a private sunroom overlooking the water, while a second sunroom on the main level provides additional space to relax and enjoy the scenery.

The home has also benefited from several significant improvements, including a new roof in 2025, a new main HVAC system in 2024 with high efficiency natural gas heating, and a new sewer line in 2025 extending from beneath the home to the street. Additional features include 200 amp electrical service and an attached garage.

Located on Rumsey Island, where the Big and Little Gunpowder Falls meet, residents enjoy a community known for its scenic surroundings and waterfront atmosphere. Whether you're spending the day on the water, entertaining guests on the deck, or enjoying a quiet evening watching the sunset from your backyard, 35 Neptune Drive offers a rare opportunity to enjoy waterfront living on Rumsey Island.

Monthly Cost Estimate

$3,471/mo

20% down · 6.5% · 30 years

Principal$469
Interest$2,812
Insurance$189

Estimates only. Actual payments may vary.

Location

35 NEPTUNE Drive

Joppa, MD 21085

RUMSEY ISLAND

Features & Amenities

Interior Features

AtticBuilt-InsCarpetCeiling Fan(s)Combination Dining/LivingCombination Kitchen/DiningDining AreaEntry Level BedroomFamily Room Off KitchenFloor Plan - TraditionalPantryPrimary Bath(s)Primary Bedroom - Bay FrontRecessed LightingBathroom - Stall ShowerBathroom - Tub ShowerUpgraded CountertopsWalk-in Closet(s)Window TreatmentsWood Floors

Property Details

Construction

Stucco Frame

Parking

On StreetDrivewayOffsiteGarage - Attached

Heating

Heat Pump (Heating)Forced Air

Cooling

Ceiling Fan(s)Central AirHeat Pump

Appliances

Built-In MicrowaveDishwasherDisposalDryerDryer - ElectricDryer - Front LoadingExhaust FanExtra Refrigerator/FreezerOven/Range - ElectricRefrigeratorStainless Steel AppliancesWasherWaterHeater

Questions & Answers

This 4-bedroom, 3-bathroom single family at 35 NEPTUNE Drive is listed at $649,000 ($251/sqft). The estimated monthly payment is $3,471 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1974, 0.26 acre lot, 2 stories, 1 parking spaces, Waterfront. Interior Features: Attic, Built-Ins, Carpet.

This property is listed by Christopher John Blizzard.

CB

Christopher John Blizzard

Agent at Monument Sotheby's International Realty

Listed by Monument Sotheby's International Realty · Broker phone: (703) 935-9889 · View on Broker Site · Broker website

MLS# MDHR2055996· Source: Bright MLS· 131 days on PropertySimple

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

35 NEPTUNE Drive, Joppa, MD 21085

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