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About This Home

This 4-bedroom, 5-bathroom single family at 3500 Dragon Ridge Road in Panama City Beach, FL is listed for $1,850,000 ($397 per sqft). Built in 1996, the home offers 4,658 sqft of living space on a 0.72 acres lot.

Agent Description

Discover 3500 Dragon's Ridge Road, an exceptional estate home that perfectly blends luxury, comfort, and durability in a breathtaking golf course setting within the gated community of Bay Point Legend Hills. Situated on a rare double lot, this custom-built, one-owner residence offers more than 4,600 square feet of thoughtfully designed living space

all on one level, featuring soaring 10- to 16-foot ceilings, abundant natural light, Andersen windows and doors, solid core doors, crown molding, plantation shutters, and quality craftsmanship throughout. Stunning curb appeal welcomes you home with beautiful landscaping, a paver driveway, concrete tile roof, and oversized three-car garage.

Inside, enjoy expansive views of the 10th hole, 11th fairway, picturesque ponds, and unforgettable sunsets from the moment you enter. The spacious layout includes elegant living and dining rooms, a private office, and a gourmet kitchen equipped with Thermador appliances, Sub-Zero refrigerator, induction cooktop, Bosch convection microwave, Viking w

arming drawer, and an inviting family room with fireplace and custom wood feature wall opening to the outdoor living area. The resort-style backyard is designed for relaxing and entertaining with a sparkling pool, covered patio, and fenced pool deck overlooking the golf course and water views.

The private primary suite serves as a true retreat with a sitting area, oversized walk-in closet, dressing area, and recently updated bath featuring dual vanities and a custom wheelchair-accessible walk-in shower, along with direct access to the pool and hot tub.

Two guest bedrooms with en-suite baths, a walk-in laundry room, and guest half bath complete the main living wing. A separate private wing offers incredible flexibility with a dedicated media room featuring projector screen, bar area, wine cooler, bonus living space, exercise room, full bath, private entrance, and oversized one-car garage/workshop, making it ideal for a mother-in-law suite or guest quarters.

Additional highlights include four HVAC units replaced within the last five years, two gas water heaters replaced in December 2025, whole-house generator, and gas furnace for year-round comfort and peace of mind. Residents of Bay Point enjoy resort-style amenities including a Jack Nicklaus-designed championship golf course, full-service marina, din

ing and entertainment at Bar 72, and convenient access to boating, shopping, dining, top-rated schools, and the sugar-white sands of Panama City Beach. This remarkable legacy property offers the perfect combination of elegance, functionality, and coastal lifestyle living. Call today for your private showing!

Key Features

  • Built in 1996
  • 0.72 acre lot
  • Private pool

Property Details

1 story
4 full, 1 half
1996

Amenities

PoolA/C

Monthly Cost Estimate

$9,894/mo

20% down · 6.5% · 30 years

Principal$1,338
Interest$8,017
Insurance$540

Estimates only. Actual payments may vary.

Location

3500 Dragon Ridge Road

Panama City Beach, FL 32408

Bay Point Unit 1

Property Details

Pool Features

Porch

Parking

Gated

Heating

Central

Cooling

Ceiling Fan(s)Central Air

Appliances

ElectricCooktopGasWaterHeaterWarmingDrawer

Questions & Answers

This 4-bedroom, 5-bathroom single family at 3500 Dragon Ridge Road is listed at $1,850,000 ($397/sqft). The estimated monthly payment is $8,017 based on 20% down at 6.5% interest.

Key features include: Built in 1996, 0.72 acre lot, Private pool.

This property is listed by Michele Morros and can be reached at 8502589878 or mmorros@comcast.net.

MM

Michele Morros

Agent at Keller Williams Success Realty

(850) 258-9878

Listed by Keller Williams Success Realty · View on Broker Site

MLS# 790503· Source: listhub· Updated 4 days ago

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3500 Dragon Ridge Road, Panama City Beach, FL 32408

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