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About This Home
This 4-bedroom, 3-bathroom single family at 3504 BAY ISLAND Circle in Jacksonville Beach, FL is listed for $850,000 ($364 per sqft). Built in 1999, the home offers 2,332 sqft of living space on a 0.24 acres lot.
Welcome to Ocean Cay, a charming coastal community just minutes from the beach! This beautifully maintained 4BR/3BA home is situated on a scenic waterfront homesite and offers the perfect blend of comfort, convenience, and coastal living. From the moment you arrive, you'll appreciate the upgraded landscaping, private irrigation well for lower water bills, and attractive paver driveway and front porch.
Inside, hardwood floors flow through the main living areas, creating a warm and inviting atmosphere. The spacious owner's suite overlooks the lake and features an ensuite bath with dual vanities, a walk-in shower, and a relaxing garden tub. The fully equipped kitchen offers granite countertops, stainless steel appliances, a pantry, and a cozy breakfast nook, while the formal dining room provides the perfect space for entertaining.
Generously sized secondary bedrooms offer plenty of room for family and guests. Large sliding glass doors open to a paver patio where you can relax and enjoy peaceful water views. Ocean Cay residents enjoy access to a community pool, clubhouse, playground, and a convenient gated beach access path for an easy walk to the ocean.
Location truly is everything! Just a short walk or bike ride to South Beach Park, featuring playgrounds, basketball courts, sand volleyball courts, and a dog park. Conveniently located near shopping, restaurants, grocery stores, and with easy access to J. Turner Butler Boulevard for commuting throughout Jacksonville. Come experience the beach lifestyle you've been dreaming of!
Key Features
- Built in 1999
- 0.24 acre lot
- 2 stories
- Fireplace
- Waterfront
Property Details
Amenities
Monthly Cost Estimate
$5,646/mo
20% down · 6.5% · 30 years
Estimates only. Actual payments may vary.
Location
3504 BAY ISLAND Circle
Jacksonville Beach, FL 32250
Ocean Cay
Features & Amenities
Interior Features
Property Details
Flooring
Parking
Heating
Cooling
Appliances
Questions & Answers
This 4-bedroom, 3-bathroom single family at 3504 BAY ISLAND Circle is listed at $850,000 ($364/sqft). The estimated monthly payment is $4,783 based on 20% down at 6.5% interest.
HOA fees are $1100/month.
Key features include: Built in 1999, 0.24 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: Breakfast Bar, Built-in Features, Ceiling Fan(s).
This property is listed by CINDY GAVIN and can be reached at 9044653397 or cindysellsjax@gmail.com.








