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About This Home

This 4-bedroom, 3-bathroom single family at 3504 Dragon's Ridge Road in Panama City Beach, FL is listed for $940,000 ($308 per sqft). Built in 1998, the home offers 3,055 sqft of living space on a 0.36 acres lot.

Agent Description

Nestled within the prestigious Queensberry neighborhood of Bay Point, this pristine 3,055-square-foot estate offers a masterclass in upscale coastal living. From the moment you pull into the expansive circular driveway, the home's grandeur is evident, highlighted by soaring 14-foot ceilings and high-end crown molding that flow through multiple light-filled living spaces.

Recent premium upgrades ensure modern comfort and peace of mind, including a newly renovated primary bathroom (2025), fresh interior paint, and a suite of high-end appliances replaced between 2022 and 2024. Practical luxury is woven into every detail, from the built-in bookcases and gas fireplace to the expansive laundry suite that effortlessly transitions into a home gym or craft room.

The heart of the home is a chef's dream, featuring a farmhouse sink, gas stove, and custom cabinetry equipped with pull-out organizers. Designed for both functionality and charm, the residence boasts smart conveniences like power window shades, a central vacuum system, and floor-integrated outlets for seamless furniture placement.

Seasonal decorating is made effortless by a specialized front-porch timer for holiday lighting, while the exterior is fully fortified with hurricane fabric and shutters. With a three-car garage providing ample storage and one of the two HVAC units replaced in 2022, every mechanical and aesthetic detail has been meticulously maintained.

The outdoor experience is truly your own slice of paradise, situated perfectly between the 10th hole and 11th tee box of the Legends golf course. The backyard sanctuary features a heated in-ground pool with a tranquil waterfall--newly resurfaced in 2024--surrounded by professional landscaping and breathtaking views.

Whether you're watching a family of deer graze on the green at dawn or enjoying the glow of the 2023 exterior lighting at dusk, the atmosphere is one of total serenity. Tucked away from the city's hustle yet just minutes from the white sandy beaches and local amenities, this home offers the rare balance of an established, quiet community with world-class leisure right at your doorstep.

Key Features

  • Built in 1998
  • 0.36 acre lot
  • Private pool
  • Fireplace

Property Details

1 story
3 full
1998

Amenities

PoolFireplaceA/C

Monthly Cost Estimate

$5,027/mo

20% down · 6.5% · 30 years

Principal$680
Interest$4,073
Insurance$274

Estimates only. Actual payments may vary.

Location

3504 Dragon's Ridge Road

Panama City Beach, FL 32408

Queensberry Ltd At Bay Point

Features & Amenities

Interior Features

CentralVacuumSmartThermostatEntranceFoyer

Exterior Features

Patio

Property Details

Construction

Stucco

Pool Features

PatioPorch

Parking

OpenGarageDriveway

Heating

CentralFireplace(s)Natural Gas

Cooling

Ceiling Fan(s)Attic FanCentral Air

Appliances

ElectricOvenGasRange

Questions & Answers

This 4-bedroom, 3-bathroom single family at 3504 Dragon's Ridge Road is listed at $940,000 ($308/sqft). The estimated monthly payment is $4,073 based on 20% down at 6.5% interest.

Key features include: Built in 1998, 0.36 acre lot, Private pool, Fireplace. Interior Features: CentralVacuum, SmartThermostat, EntranceFoyer. Exterior Features: Patio.

This property is listed by Mary Sowell and can be reached at 8508329496 or msowell@kw.com.

MS

Mary Sowell

Agent at Keller Williams Success Realty

(850) 832-9496

Listed by Keller Williams Success Realty · View on Broker Site

MLS# 789959· Source: listhub· Updated 17 days ago

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3504 Dragon's Ridge Road, Panama City Beach, FL 32408

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