About This Home

This 4-bedroom, 2-bathroom single family at 3504 Topaz Cir in Navarre, FL is listed for $449,900 ($194 per sqft). Built in 2009, the home offers 2,320 sqft of living space on a 0.39 acres lot.

Key Features

  • Built in 2009
  • 0.39 acre lot
  • 4 parking spaces

Property Details

1 story
2 full
2-car garage
2009

Amenities

HardwoodA/C
Listing Description

Welcome to Treasure Isle Estates - NO HOA neighborhood in Navarre. This 2,320 sq. ft. brick craftsman style home perfectly blends modern upgrades with timeless Florida charm. As you step through the welcoming front porch, you are greeted by a light-filled foyer featuring soaring nine-foot ceilings, beautiful archways & elegant wood floors.

The open-concept layout is anchored by a massive greatroom with cathedral ceilings, creating an airy, grand atmosphere for gatherings, while the floor plan ensures maximum privacy for the bedrooms. The Flex room with glass doors adjacent to the foyer could be a 4th bedroom, office or guest room.

The kitchen serves as the heart of the home, boasting granite countertops, a tiled backsplash & newer stainless steel appliances. Whether you are enjoying a quick morning at the breakfast bar or hosting a formal dinner under the tray ceilings & crown molding of the dining room, this home is built for entertaining.

Not to mention the tons of closet space and no popcorn ceilings here. The main suite is a true sanctuary, featuring a dedicated sitting area with direct access to the screened back patio. Its ensuite bath offers a separate jetted soaking tub, a tiled glass-door shower, dual vanities & a massive closet.

Situated on a generous 0.38-acre lot, the backyard is a private paradise. You can enjoy your morning coffee on the screened-in porch or host summer BBQs on the oversized deck. The backyard is fenced for ultimate seclusion, with plenty of room to add an in-ground pool if so desired.

And behind the back fence is treed space for more privacy & natural setting. Peace of mind comes standard here, with a 2025 Roof, 2020 Water Heater, 2024 interior AC unit & 2024 sewer grinder. With hurricane window coverings included to lower insurance premiums & easy access to Navarre Beach, shopping & Hurlburt Field, this property offers the ultimate Florida lifestyle without the burden of HOA fees. Ask about Seller Concessions.

Monthly Cost Estimate

$2,406/mo

20% down · 6.5% · 30 years

Principal$325
Interest$1,950
Insurance$131

Estimates only. Actual payments may vary.

Location

3504 Topaz Cir

Navarre, FL 32566

Treasure Isle Estates

Features & Amenities

Interior Features

StorageBaseboardsCathedral Ceiling(s)Ceiling Fan(s)Crown MoldingHigh CeilingsHigh Speed InternetRecessed LightingSmart ThermostatOffice/Study

Exterior Features

Rain Gutters

Property Details

Flooring

HardwoodTileCarpet

Construction

Brick Frame

Outdoor Features

PorchDeck

Parking

OpenGarage

Heating

Central

Cooling

Central Air

Appliances

Electric Water HeaterBuilt In MicrowaveDishwasherDisposalRefrigerator

Questions & Answers

This 4-bedroom, 2-bathroom single family at 3504 Topaz Cir is listed at $449,900 ($194/sqft). The estimated monthly payment is $2,406 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2009, 0.39 acre lot, 4 parking spaces. Interior Features: Storage, Baseboards, Cathedral Ceiling(s). Exterior Features: Rain Gutters.

This property is listed by Lynn Peters and can be reached at 8509165050.

LP

Lynn Peters

Agent at Levin Rinke Resort Realty

(850) 916-5050

Listed by Levin Rinke Resort Realty · Broker phone: (850) 916-5050 · View on Broker Site · Broker website

MLS# 680310· Source: Pensacola Association of REALTORS· 114 days on PropertySimple

Copyright © 2026 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3504 Topaz Cir, Navarre, FL 32566

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