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About This Home

This 3-bedroom, 2-bathroom single family at 3507 Treasure Circle in Panama City Beach, FL is listed for $485,000 ($322 per sqft). Built in 1993, the home offers 1,505 sqft of living space on a 0.21 acres lot.

Agent Description

Discover refined coastal living in this beautifully updated beach retreat located on the highly desirable east end of Panama City Beach, just moments from the Gulf, Grand Lagoon, Capt. Anderson's, and local favorite waterfront dining. Perfectly suited as a primary residence, second home, or luxury vacation rental, this property combines style, comfort, and functionality in an unbeatable location.

This thoughtfully upgraded 3-bedroom, 2-bath home features an open-concept layout with vaulted ceilings, a fireplace, split-bedroom design, and durable tile flooring throughout. The kitchen and living spaces flow seamlessly for entertaining and everyday living, while recent improvements--including newer appliances, updated lighting and ceiling fans, fresh interior and exterior paint, and upgraded systems--add modern appeal and peace of mind.

One of the home's standout features is the fully finished garage, transformed into an impressive game room complete with a split-unit A/C system and professionally coated flooring, creating the perfect bonus space for entertaining, relaxing, or maximizing short-term rental appeal.

Designed with both lifestyle and investment potential in mind, this home is truly turnkey and ready to perform as a short-term rental from day one--allowing the next owner to hit the ground running with a fully guest-friendly setup in one of PCB's most desirable rental corridors.

Outdoor living is equally inviting with ample parking, a circular drive, spacious lot, and easy access to boating, beaches, and recreation. Located approximately 1/2 mile from the beach and just minutes to public boat ramps with Gulf access, this home delivers the ultimate coastal lifestyle. With vacation rentals allowed and extensive updates already completed, this move-in-ready property presents an exceptional opportunity to own a stylish and versatile home in one of Panama City Beach's most sought-after areas.

Key Features

  • Built in 1993
  • 0.21 acre lot
  • 2 parking spaces
  • Fireplace

Property Details

1 story
2 full
2 spaces
1993

Amenities

FireplaceA/C

Monthly Cost Estimate

$2,594/mo

20% down · 6.5% · 30 years

Principal$351
Interest$2,102
Insurance$141

Estimates only. Actual payments may vary.

Location

3507 Treasure Circle

Panama City Beach, FL 32408

TREASURE ISLAND

Features & Amenities

Interior Features

Breakfast BarCeiling VaultedFireplaceSplit Bedroom

Exterior Features

Sprinkler System

Property Details

Flooring

Tile

Construction

Stucco

Pool Features

Patio

Heating

Central

Cooling

Central Air

Appliances

DishwasherDryerMicrowaveRefrigeratorSmoke DetectorWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 3507 Treasure Circle is listed at $485,000 ($322/sqft). The estimated monthly payment is $2,102 based on 20% down at 6.5% interest.

Key features include: Built in 1993, 0.21 acre lot, 2 parking spaces, Fireplace. Interior Features: Breakfast Bar, Ceiling Vaulted, Fireplace. Exterior Features: Sprinkler System.

This property is listed by Melissa A Haworth and can be reached at 4696582869 or melissa.haworth@exprealty.com.

MH

Melissa A Haworth

Agent at EXP Realty LLC

(469) 658-2869

Listed by EXP Realty LLC · View on Broker Site

MLS# 1003796· Source: listhub· Updated 12 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3507 Treasure Circle, Panama City Beach, FL 32408

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