About This Home

This 2-bedroom, 1-bathroom single family at 351 E Bay Drive in White Stone, VA is listed for $235,000 ($238 per sqft). Built in 1974, the home offers 988 sqft of living space on a 0.29 acres lot.

Key Features

  • Built in 1974
  • 0.29 acre lot
  • Fireplace
  • Waterfront

Property Details

1 story
1 full
1974

Amenities

FireplaceWaterfrontViewA/C
Listing Description

Affordable Waterfront Cottage on Dymer Creek!! Enjoy relaxed coastal living in this Dymer Creek cottage just off the Chesapeake Bay. The property offers a private pier with 2-3' MLW (buyer to verify) in a protected cove, perfect for boating, fishing, or kayaking, yet moments from open waters.

Inside, you'll find an open living room with a wood-burning fireplace, dining area off the kitchen, two bedrooms, a bonus guest area, and one bath, plus a spacious porch overlooking the waterfront for dining or unwinding by the creek. Recent updates include newer windows (4-5 years) and a roof under 10 years old.

Located in a small waterfront community with minimal restrictions, owners benefit from a community very nice NEW BOAT RAMP, playground, clubhouse, and road maintenance for just $125 per year. Golf Cart Community! Appliances convey. Conveniently close to White Stone, Irvington, and Kilmarnock, this property offers an affordable opportunity to enjoy the waterfront lifestyle on beautiful Dymer Creek. *See Featured Sheet* **Sold as-is where is. Any home inspection is for informational purposes only.**

Monthly Cost Estimate

$1,407/mo

20% down · 6.5% · 30 years

Principal$170
Interest$1,018
Insurance$69
HOA$150

Estimates only. Actual payments may vary.

Location

351 E Bay Drive

White Stone, VA 22578

Dymer Shores Estates

Features & Amenities

Interior Features

BedroomOnMainLevelCeilingFansDiningAreaEatInKitchenFireplaceLaminateCounters

Exterior Features

Dock

Property Details

Flooring

LinoleumVinyl

Construction

Block Drywall

Views

Water

Heating

Heat Pump (Heating)Electric (Heating)

Cooling

Heat Pump

Appliances

DryerElectricCookingElectricWaterHeaterRefrigeratorStoveWasher

Questions & Answers

This 2-bedroom, 1-bathroom single family at 351 E Bay Drive is listed at $235,000 ($238/sqft). The estimated monthly payment is $1,407 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $150/month.

Key features include: Built in 1974, 0.29 acre lot, Fireplace, Waterfront. Interior Features: BedroomOnMainLevel, CeilingFans, DiningArea. Exterior Features: Dock.

This property is listed by David Edward Dew.

DD

David Edward Dew

License 0225069398

Agent at IsaBell K. Horsley Real Estate

Listed by IsaBell K. Horsley Real Estate · Broker phone: (804) 436-6256 · View on Broker Site · Broker website

MLS# 202500149· Source: Chesapeake Bay & Rivers Association of Realtors· 364 days on PropertySimple

Copyright © 2026 Chesapeake Bay & Rivers Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

351 E Bay Drive, White Stone, VA 22578

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