About This Home

This 3-bedroom, 3-bathroom single family at 351 Hiland Drive in Panama City, FL is listed for $425,000 ($197 per sqft). Built in 1999, the home offers 2,152 sqft of living space on a 0.52 acres lot.

Key Features

  • Built in 1999
  • 0.52 acre lot

Property Details

2 full, 1 half
2-car garage
1999
Listing Description

ASSUMABLE 5.625% VA LOAN**! Welcome to 351 Hiland Drive in Panama City! An inviting front porch welcomes you into this freshly painted, all-brick home featuring three bedrooms, two bathrooms, and a flexible bonus space. The flex space can be adapted as a home office, playroom, hobby room, workout area, or additional living space to fit your needs.

Located on approximately half an acre in a quiet cul-de-sac, the property offers room for outdoor projects and the possibility of gardening, keeping chickens, or creating a homestead-style setup, subject to local regulations. Two storage sheds provide space for tools, lawn equipment, and other belongings, while the large driveway offers ample parking.

The home is served by private well water and a septic system. Conveniently located near Lynn Haven, Panama City, and Tyndall Air Force Base, and approximately 25 minutes from Panama City Beach. Come explore the space, flexibility, and possibilities offered by 351 Hiland Drive!

***VA LOAN ASSUMPTION:** Existing VA loan may be assumable by a qualified buyer, subject to lender/servicer approval and the buyer meeting all applicable VA and lender credit, income, and underwriting requirements. Assumption is not guaranteed. Buyer to independently verify eligibility, terms, balance, interest rate, and all requirements directly with the loan servicer/lender. Seller and listing broker make no representation or warranty regarding buyer qualification or approval of the loan assumption.

Monthly Cost Estimate

$2,273/mo

20% down · 6.5% · 30 years

Principal$307
Interest$1,842
Insurance$124

Estimates only. Actual payments may vary.

Location

351 Hiland Drive

Panama City, FL 32404

Hiland Hills

Questions & Answers

This 3-bedroom, 3-bathroom single family at 351 Hiland Drive is listed at $425,000 ($197/sqft). The estimated monthly payment is $2,273 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1999, 0.52 acre lot.

This property is listed by Christal F Wadsworth.

CW

Christal F Wadsworth

Agent at Beachy Beach Real Estate

Listed by Beachy Beach Real Estate · Broker phone: (850) 527-5651 · View on Broker Site · Broker website

MLS# 795073· Source: Central Panhandle Association of REALTORS· 54 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

351 Hiland Drive, Panama City, FL 32404

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