# 3511 Cottage Cove Lane, Panama City, FL 32408

> **TL;DR:** 4bd/3ba single family, $599,000 ($252/sqft), built 2021, 2,375 sqft.
> A/C. Est. $2,596/mo. Listed 49 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $599,000 |
| Price/sqft | $252 |
| Bedrooms | 4 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 2,375 |
| Year Built | 2021 |
| Lot Size | 3,485 sqft (0.08 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 49 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $2,596 |
| **Total** | **$2,596** |

## Nearby Schools

- **Elementary:** Patronis
- **Middle:** Surfside
- **High:** Arnold

## Key Amenities

- A/C

## Property Highlights

- Built in 2021
- 0.08 acre lot

## Description

### Agent Description
LOWEST PRICED PER SQUARE FOOT CUSTOM HOME IN SANCTUARY BEACH! Beautifully crafted and impeccably maintained, this 4-bedroom Craftsman home in the highly sought-after Sanctuary Beach subdivision offers the perfect blend of timeless design, modern upgrades, and coastal convenience. Move-in ready and thoughtfully enhanced throughout, this residence delivers both comfort and sophistication in a serene, wooded setting. Ideally positioned within the community, the home is just moments from the neighborhood pool and approximately 1/4 mile to the nearest beach access, making it easy to enjoy the best of the Emerald Coast lifestyle. Inside, the open-concept floor plan is filled with natural light and elevated by white oak flooring, soaring ceilings, and expansive windows. The chef's kitchen is a true centerpiece, featuring white cabinetry, marble countertops, a shiplap and cedar backsplash, breakfast bar, upgraded stainless steel appliances, and a ZLINE commercial-grade range with six gas burners, electric oven, and vent hood. A spacious butler's pantry adds both function and style. The main living and dining areas are designed for effortless entertaining, highlighted by a vaulted ceiling and 8-foot folding French doors that open to an oversized patio and backyard perfect for seamless indoor-outdoor living. The main-level primary suite offers a private retreat, complete with reclaimed 9-foot barn doors, a spa-inspired bathroom with marble flooring, a large glass-enclosed shower, double vanities, a freestanding soaking tub, and an expansive custom walk-in closet. Upstairs, you'll find three generously sized bedrooms, a full bath with tiled tub/shower and double vanity, and a spacious laundry room with additional storage and natural light. A convenient powder room is located on the main floor for guests. Additional features include full insulation of all interior and exterior walls, blown-in ceiling insulation for enhanced energy efficiency, a paver driveway, and an attached two-car garage. Located near a Jack Nicklaus-designed golf course, multiple marinas, St. Andrews State Park, and an array of dining and entertainment options, this home offers both tranquility and accessibility. This exceptional property captures the essence of Sanctuary Beach living, schedule your private showing today.

## Location

- **Address:** 3511 Cottage Cove Lane, Panama City, FL 32408
- **County:** Bay
- **Neighborhood:** Sanctuary Beach
- **Coordinates:** 30.143102, -85.716037
- **Google Maps:** https://www.google.com/maps?q=30.143102,-85.716037

## Listing Agent

- **Name:** Mike S Herring
- **Brokerage:** Keller Williams Realty Emerald
- **Phone:** 8503210917
- **Email:** mherringrealestate@gmail.com

## Primary Photo

![3511 Cottage Cove Lane - Primary Photo](http://lh.rdcpix.com/b386ad7a7c3fb426729b0ce0670baf8fl-f2699065312r.jpg)

*47 total photos available on [listing page](https://www.propertysimple.com/listing/3511-cottage-cove-lane-panama-city-fl-32408-l788277)*

---

**MLS#:** 788277 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/3511-cottage-cove-lane-panama-city-fl-32408-l788277)

---

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