About This Home

This 4-bedroom, 4-bathroom single family at 3520 Providence Plantation Lane in Charlotte, NC is listed for $1,269,000 ($305 per sqft). Built in 1996, the home offers 4,165 sqft of living space on a 1.00 acres lot.

Key Features

  • Built in 1996
  • 1.00 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full, 1 half
3-car garage
1996

Amenities

FireplaceA/C
Listing Description

Stately brick home situated atop a private, tree-lined, 1-acre corner lot in Providence Plantation! This beautifully appointed home offers the space, privacy and setting buyers seek in this highly desirable neighborhood.The spacious, open floor plan features hardwood floors throughout the main level and upstairs hallway, along with beautiful molding and thoughtful architectural details.

The white kitchen is designed for both everyday living & entertaining, featuring new quartz countertops, a breakfast bar, new backsplash, stainless steel appliances, and a gas cooktop. A convenient butler's pantry provides additional storage and serving space and connects seamlessly to the dining room.

A main-level laundry room is just off the kitchen and offers organization for everyday items. Adjacent to the kitchen, the inviting family room features decorative ceiling beams, dual sliding doors and an easy flow for entertaining or relaxing with family.

The generously sized front rooms are open to one another and filled with natural light. The great room offers a cozy focal point with a gas fireplace, masonry surround, wood mantle, shiplap, white built-ins and ceiling fan. The dining room is accented by a designer light fixture and substantial chair rail.

The main-level primary suite offers generous wall space and a walk-in closet. The rustic-inspired primary bath features tile flooring, shiplap, his-and-hers vanities with rustic finishes, and a jetted tub and tiled shower both accented with stacked stone.

Upstairs, you'll find three additional bedrooms, two full baths, a private office and a spacious bonus room. Both upstairs baths have been refreshed with new quartz countertops and faucets. The private office features built-in storage cabinetry and a new quartz countertop and is conveniently located beside a large walk-in attic, providing excellent storage.

Natural light pours throughout the home from the many windows and sliding doors. From the upstairs hallway, enjoy views into the family room and kitchen below-a thoughtful design that allows for easy communication between floors. Get ready to host your BEST backyard parties here!

The expansive backyard features a deck, paver patio and outdoor fireplace, creating multiple spaces for gatherings. The level, private backyard offers plenty of room for a future swimming pool and endless possibilities for creating your own outdoor retreat.

A 3-car garage is conveniently accessed from the rear of the home, and front and rear irrigation keep the grass looking green!Residents have the option to join the Providence Plantation Swim & Racquet Club. This neighborhood is fantastically located just minutes from the Arboretum, Waverly, the Promenade and the new I-485 exit. The school assignments are highly sought after but should be independently verified. This is a FIND!

Monthly Cost Estimate

$6,867/mo

20% down · 6.5% · 30 years

Principal$918
Interest$5,499
Insurance$370
HOA$80

Estimates only. Actual payments may vary.

Location

3520 Providence Plantation Lane

Charlotte, NC 28270

Providence Plantation

Features & Amenities

Interior Features

Attic Stairs PulldownAttic Walk InBreakfast BarBuilt-in FeaturesGarden TubOpen FloorplanPantryWalk-In Closet(s)

Exterior Features

In-Ground Irrigation

Property Details

Flooring

WoodTile

Construction

Brick Full Hard Stucco

Outdoor Features

PorchDeckPatio

Parking

GarageGarage - Attached

Heating

Natural Gas

Cooling

Central Air

Appliances

DishwasherDisposalGas CooktopMicrowaveWall Oven

Questions & Answers

This 4-bedroom, 4-bathroom single family at 3520 Providence Plantation Lane is listed at $1,269,000 ($305/sqft). The estimated monthly payment is $6,867 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $80/month.

Key features include: Built in 1996, 1.00 acre lot, 2 stories, Fireplace. Interior Features: Attic Stairs Pulldown, Attic Walk In, Breakfast Bar. Exterior Features: In-Ground Irrigation.

This property is listed by Lori Fuqua.

LF

Lori Fuqua

Agent at Helen Adams Realty

Listed by Helen Adams Realty · Broker phone: (704) 944-9205 · View on Broker Site · Broker website

MLS# 4414861· Source: Canopy MLS· 74 days on PropertySimple

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3520 Providence Plantation Lane, Charlotte, NC 28270

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