About This Home

This 3-bedroom, 2-bathroom single family at 3520 S 4TH in Waco, TX is listed for $439,900 ($319 per sqft). Built in 2023, the home offers 1,381 sqft of living space on a 0.33 acres lot.

Key Features

  • Built in 2023
  • 0.33 acre lot
  • 2 stories

Property Details

2 stories
2 full
2023

Amenities

EV ChargerA/C
Listing Description

Modern design meets thoughtful functionality in this distinctive 2023-built home conveniently located just minutes from Baylor University and central Waco. A striking monochromatic exterior and standing-seam metal roof create impressive curb appeal, while the light-filled interior offers a clean, contemporary feel throughout.

The open living and dining areas flow naturally into a beautifully designed kitchen featuring quartz countertops, sleek maple cabinetry with finger-pull drawers, a built-in refrigerator, induction cooktop, concealed pop-up outlets, under-sink water filtration, and a motorized window shade.

Double sliding doors extend the living space outdoors and bring abundant natural light into the main level. The private primary suite is conveniently located downstairs and includes an en suite bath. Upstairs, two additional bedrooms share a spacious bathroom with dual sinks, with the laundry room also conveniently located on the second floor.

Outside, an electric gate provides access to a privacy-fenced backyard with additional off-street parking and an electric vehicle charger. One of the property's most unique features is the additional land extending beyond the rear fence, creating flexibility for expanded outdoor living or future improvements.

The additional space may also offer an opportunity to explore an accessory dwelling unit, guest quarters, or other permitted use under applicable City of Waco requirements. With bold architectural character, smart design choices, flexible outdoor space, and a location convenient to Baylor University, this home offers a refreshing alternative to the ordinary.

Monthly Cost Estimate

$2,353/mo

20% down · 6.5% · 30 years

Principal$318
Interest$1,906
Insurance$128

Estimates only. Actual payments may vary.

Location

3520 S 4TH

Waco, TX 76706

FRENCH QUARTER

Features & Amenities

Interior Features

BuiltInFeaturesDecorativeDesignerLightingFixturesEatInKitchenKitchenIslandVaultedCeilingsWalkInClosets

Property Details

Flooring

ConcreteVinylTile

Outdoor Features

PatioPorch

Parking

GatedDriveway

Heating

CentralElectric (Heating)

Cooling

ElectricCentral Air

Appliances

BuiltInRefrigeratorConvectionOvenDryerDishwasherElectricCooktopElectricOvenElectricWaterHeaterDisposalMicrowaveWaterPurifierWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 3520 S 4TH is listed at $439,900 ($319/sqft). The estimated monthly payment is $2,352 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2023, 0.33 acre lot, 2 stories. Interior Features: BuiltInFeatures, DecorativeDesignerLightingFixtures, EatInKitchen.

This property is listed by Ginnie Harwood and can be reached at 254-772-7788.

GH

Ginnie Harwood

Agent at Graceland Real Estate

(254) 772-7788

Listed by Graceland Real Estate · Broker phone: 254-772-7788 · View on Broker Site

MLS# 21389909· Source: North Texas Real Estate Information Systems, Inc.· 1 day on PropertySimple

Copyright © 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3520 S 4TH, Waco, TX 76706

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