About This Home

This 3-bedroom, 2-bathroom single family at 3520 S 4TH in Waco, TX is listed for $439,900 ($319 per sqft). Built in 2023, the home offers 1,381 sqft of living space on a 0.33 acres lot.

Key Features

  • Built in 2023
  • 0.33 acre lot
  • 2 stories

Property Details

2 stories
2 full
2023

Amenities

EV ChargerA/C
Listing Description

**CONTEMPORARY DESIGN NEAR BAYLOR!** Built in 2023, this distinctive Waco home combines bold architectural style, smart functionality, and flexible outdoor space just minutes from Baylor University and central Waco. The striking monochromatic exterior and standing-seam metal roof make an immediate impression, while the bright, open interior delivers a clean and modern aesthetic.

The main level features open living and dining spaces flowing into a thoughtfully designed kitchen with quartz countertops, sleek maple cabinetry with finger-pull drawers, built-in refrigerator, induction cooktop, concealed pop-up outlets, under-sink water filtration, and a motorized window shade.

Double sliding doors bring in abundant natural light and create an easy connection to the outdoors. The private primary suite is conveniently located downstairs with an en suite bath. Upstairs are two additional bedrooms, a spacious dual-sink bathroom, and a laundry room.

Outside, an electric gate opens to a privacy-fenced backyard with additional off-street parking and an EV charger. Beyond the rear fence, additional land provides even more possibilities for expanded outdoor living or future improvements. The extra space may also offer potential to explore an accessory dwelling unit, guest quarters, or other permitted use, subject to applicable City of Waco requirements and approvals.

Modern, distinctive, and anything but ordinary, this property offers a rare combination of newer construction, architectural character, flexible space, and convenient access to Baylor and the heart of Waco. **Come take a look!**

Monthly Cost Estimate

$2,353/mo

20% down · 6.5% · 30 years

Principal$318
Interest$1,906
Insurance$128

Estimates only. Actual payments may vary.

Location

3520 S 4TH

Waco, TX 76706

FRENCH QUARTER

Features & Amenities

Interior Features

BuiltInFeaturesDecorativeDesignerLightingFixturesEatInKitchenKitchenIslandVaultedCeilingsWalkInClosets

Property Details

Flooring

ConcreteTileVinyl

Outdoor Features

PorchPatio

Parking

DrivewayGated

Heating

CentralElectric (Heating)

Cooling

ElectricCentral Air

Appliances

BuiltInRefrigeratorConvectionOvenDryerDishwasherElectricCooktopElectricOvenElectricWaterHeaterDisposalMicrowaveWaterPurifierWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 3520 S 4TH is listed at $439,900 ($319/sqft). The estimated monthly payment is $2,352 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2023, 0.33 acre lot, 2 stories. Interior Features: BuiltInFeatures, DecorativeDesignerLightingFixtures, EatInKitchen.

This property is listed by Ginnie Harwood.

GH

Ginnie Harwood

Agent at Graceland Real Estate

Listed by Graceland Real Estate · Broker phone: 254-772-7788 · View on Broker Site

MLS# 21389909· Source: North Texas Real Estate Information Systems, Inc.· 6 days on PropertySimple

Copyright © 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3520 S 4TH, Waco, TX 76706

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