# 3521 Treasure Circle, Panama City Beach, FL 32408

> **TL;DR:** 4bd/3ba single family, $874,999 ($456/sqft), built 2018, 1,920 sqft.
> A/C. Est. $3,792/mo. Listed 137 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $874,999 |
| Price/sqft | $456 |
| Bedrooms | 4 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 1,920 |
| Year Built | 2018 |
| Lot Size | 7,405 sqft (0.17 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 137 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $3,792 |
| **Total** | **$3,792** |

## Nearby Schools

- **Elementary:** Patronis
- **Middle:** Surfside
- **High:** Arnold

## Key Amenities

- A/C

## Property Highlights

- Built in 2018
- 0.17 acre lot
- 2 stories

## Description

### Agent Description
THIS HOUSE CHECKS ALL THE BOXES! --Single-family home --Built for living or short-term renting --Master bedroom down with en suite bath --Private heated pool --Fully furnished with beachy vibe --Strong rental history and rental projections --Garage converted to game room --Close to beach, lagoon, and marinas --Near great local restaurants, jet ski rentals, and boat rentals Ask your agent for the Airbnb link, cost to own, and rental history and projections. Come tour TODAY! Get under contract in time for the full rental season AND take advantage of the 100% bonus depreciation tax benefit with a cost segregation study. Your CPA knows how! See the walkthrough video attached to this listing, and ask your agent for the Airbnb link as well. Thank you for your interest. We look forward to your offer!

## Location

- **Address:** 3521 Treasure Circle, Panama City Beach, FL 32408
- **County:** Bay
- **Neighborhood:** Treasure Island
- **Coordinates:** 30.146706, -85.751599
- **Google Maps:** https://www.google.com/maps?q=30.146706,-85.751599

## Listing Agent

- **Name:** January M Johnson
- **Brokerage:** EXP Realty LLC
- **Phone:** 8506919851
- **Email:** january@theshorttermshop.com

## Primary Photo

![3521 Treasure Circle - Primary Photo](http://lh.rdcpix.com/b512e93e4cbe71c44da5e107f2400dccl-f2171857657r.jpg)

*56 total photos available on [listing page](https://www.propertysimple.com/listing/3521-treasure-circle-panama-city-beach-fl-32408-l993138)*

---

**MLS#:** 993138 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/3521-treasure-circle-panama-city-beach-fl-32408-l993138)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "name": "3521 Treasure Circle, Panama City Beach, FL 32408",
  "description": "THIS HOUSE CHECKS ALL THE BOXES! --Single-family home --Built for living or short-term renting --Master bedroom down with en suite bath --Private heated pool --Fully furnished with beachy vibe --Strong rental history and rental projections --Garage converted to game room --Close to beach, lagoon, and marinas --Near great local restaurants, jet ski rentals, and boat rentals Ask your agent for the Airbnb link, cost to own, and rental history and projections. Come tour TODAY! Get under contract in ",
  "url": "https://www.propertysimple.com/listing/3521-treasure-circle-panama-city-beach-fl-32408-l993138",
  "image": "http://lh.rdcpix.com/b512e93e4cbe71c44da5e107f2400dccl-f2171857657r.jpg",
  "datePosted": "2026-06-18",
  "price": 874999,
  "priceCurrency": "USD",
  "address": {
    "@type": "PostalAddress",
    "streetAddress": "3521 Treasure Circle",
    "addressLocality": "Panama City Beach",
    "addressRegion": "FL",
    "postalCode": "32408",
    "addressCountry": "US"
  },
  "geo": {
    "@type": "GeoCoordinates",
    "latitude": 30.146706,
    "longitude": -85.751599
  },
  "numberOfBedrooms": 4,
  "numberOfBathroomsTotal": 3,
  "numberOfFullBathrooms": 2,
  "numberOfPartialBathrooms": 1,
  "floorSize": {
    "@type": "QuantitativeValue",
    "value": 1920,
    "unitCode": "FTK"
  },
  "yearBuilt": 2018
}
```