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About This Home

This 5-bedroom, 6-bathroom single family at 3523 S FLETCHER Avenue in Fernandina Beach, FL is listed for $3,400,000 ($599 per sqft). Built in 1998, the home offers 5,673 sqft of living space on a 0.21 acres lot.

Agent Description

What if an exceptional Amelia Island home gave you the freedom to host beautifully, retreat privately, and wake to ocean-view sunrises? Beautifully set within mature coastal landscaping, this elevated luxury residence offers nearly 5,700 sq ft of flexible living space with coastal sunrise views, elevator access to the primary living areas, and a private pool setting designed for relaxed island living.

The floor plan supports the way discerning buyers actually live, with separate spaces for guests, extended family, work, entertaining, and quiet retreat. Two full kitchens, multiple living areas, generous accommodations, dual laundry spaces, and an oversized climate-controlled garage add function without sacrificing comfort.

Above it all, the ocean view lounge offers a memorable place to gather or unwind. A refined Amelia Island residence for buyers seeking privacy, scale, and a more versatile way to experience coastal luxury.

Key Features

  • Built in 1998
  • 0.21 acre lot
  • Private pool
  • Fireplace

Property Details

4 full, 2 half
1998

Amenities

PoolFireplaceA/C

Monthly Cost Estimate

$18,184/mo

20% down · 6.5% · 30 years

Principal$2,459
Interest$14,733
Insurance$992

Estimates only. Actual payments may vary.

Location

3523 S FLETCHER Avenue

Fernandina Beach, FL 32034

Features & Amenities

Interior Features

FireplaceCeiling FansGarage Door OpenerWet BarStorage AreaWine CoolerSplit Bedroom DesignFrench DoorsElevator

Property Details

Construction

Stucco Over Frame

Parking

Garage

Heating

CentralElectric (Heating)

Cooling

Central AirElectric

Appliances

RefrigeratorStoveMicrowaveDishwasherDisposal

Questions & Answers

This 5-bedroom, 6-bathroom single family at 3523 S FLETCHER Avenue is listed at $3,400,000 ($599/sqft). The estimated monthly payment is $14,733 based on 20% down at 6.5% interest.

Key features include: Built in 1998, 0.21 acre lot, Private pool, Fireplace. Interior Features: Fireplace, Ceiling Fans, Garage Door Opener.

This property is listed by Tiffany Messer and can be reached at (904) 753-1415 or tiffanyrmesser@gmail.com.

TM

Tiffany Messer

Agent at BERKSHIRE HATHAWAY HomeServices HWREI

(904) 753-1415

Listed by BERKSHIRE HATHAWAY HomeServices HWREI · View on Broker Site

MLS# 116183· Source: listhub· Updated 10 days ago

Copyright © 2026 Amelia Island-Nassau County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3523 S FLETCHER Avenue, Fernandina Beach, FL 32034

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