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About This Home

This 4-bedroom, 3-bathroom single family at 3523 Valley Trail in Chattanooga, TN is listed for $410,000 ($184 per sqft). Built in 1966, the home offers 2,231 sqft of living space on a 0.31 acres lot.

Agent Description

Welcome to your updated, move-in-ready haven at 3523 Valley Trail in the highly sought-after Red Bank area, nestled at the base of Signal Mountain within walking distance of Red Bank schools. This all-brick tri-level home in the welcoming Spring Valley neighborhood offers over 2,200 sq ft of versatile living space featuring 4 spacious bedrooms and multiple baths.

Thoughtfully designed as a true multigenerational family home, it comfortably accommodates everyone from young children to grandparents. The beautifully renovated kitchen boasts modern finishes, abundant counter space, and an open layout that seamlessly flows into the dining area--perfect for family meals, holiday gatherings, or casual weeknight dinners.

Throughout the home, you'll find fresh updates, new energy-efficient windows that fill rooms with natural light while helping lower utility bills, and plentiful storage solutions for keeping everything organized and clutter-free. Enjoy two flexible living areas: one bright and airy space with large windows that invite sunshine and create an open, w

elcoming feel; the other, complete with a cozy gas fireplace, opens directly to a covered and screened back patio--ideal for year-round enjoyment, bug-free outdoor entertaining, or relaxing by the warm glow of the fire on cool evenings. Outside, the fully fenced backyard provides a serene private retreat, thoughtfully enhanced with mature trees, vibrant flowers, and lush plantings that offer excellent summer privacy.

A smaller fenced corner section is perfect for a vegetable garden, flower bed, or secure pet area. A large, well-maintained outbuilding delivers generous extra storage or functions beautifully as a workshop, hobby space, or home gym. The oversized two-car garage adds convenience, vehicle protection, and additional storage.

Set in the established Spring Valley community-renowned for its peaceful suburban feel, abundant mature trees, and prime location in the desirable 37415 zip code-this home is zoned for highly regarded Red Bank schools, ensuring excellent local education options.

Its position offers easy access to the neighborhood pool, Signal Mountain's scenic beauty, nearby parks, and Chattanooga's conveniences. This refreshed gem blends smart modern updates with timeless charm--don't miss your chance to call it home! Schedule your private tour today.

Key Features

  • Built in 1966
  • 0.31 acre lot
  • Fireplace

Property Details

2 full, 1 half
1966

Amenities

FireplaceHardwoodA/C

Monthly Cost Estimate

$2,318/mo

20% down · 6.5% · 30 years

Principal$297
Interest$1,777
Insurance$120
HOA$125

Estimates only. Actual payments may vary.

Location

3523 Valley Trail

Chattanooga, TN 37415

Spring Valley Unit 1

Features & Amenities

Interior Features

Breakfast RoomEntrance FoyerOpen FloorplanPantryRecessed LightingSeparate Dining Room

Exterior Features

Storage

Property Details

Flooring

HardwoodTile

Construction

Brick

Pool Features

Porch

Parking

DrivewayGarage

Heating

Natural Gas

Cooling

ElectricCentral Air

Appliances

RefrigeratorGas RangeDishwasherConvection Oven

Questions & Answers

This 4-bedroom, 3-bathroom single family at 3523 Valley Trail is listed at $410,000 ($184/sqft). The estimated monthly payment is $1,902 based on 20% down at 6.5% interest.

HOA fees are $125/month.

Key features include: Built in 1966, 0.31 acre lot, Fireplace. Interior Features: Breakfast Room, Entrance Foyer, Open Floorplan. Exterior Features: Storage.

This property is listed by Patrick Babb and can be reached at 4236815959 or pjbabb@comcast.net.

PB

Patrick Babb

Agent at Zach Taylor - Chattanooga

(423) 681-5959

Listed by Zach Taylor - Chattanooga · View on Broker Site

MLS# 1529467· Source: listhub· Updated 94 days ago

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3523 Valley Trail, Chattanooga, TN 37415

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