# 3526 Creekdown Ln, Jay, FL 32565

> **TL;DR:** 3bd/3ba single family, $949,900 ($378/sqft), built 2025, 2,513 sqft.
> Waterfront, A/C. Est. $5,830/mo. Listed 570 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $949,900 |
| Price/sqft | $378 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 2,513 |
| Year Built | 2025 |
| Lot Size | 174,240 sqft (4.00 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 570 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $4,803 |
| Estimated Insurance | $277 |
| HOA | $750 |
| **Total** | **$5,830** |

## Nearby Schools

- **Elementary:** Chumuckla
- **Middle:** CENTRAL
- **High:** Central

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 2025
- 4.00 acre lot
- 3 parking spaces
- Waterfront

## Description

### Agent Description
Stunning farmhouse plan brought to you by a local award winning home builder! Beautiful 3 bedroom, 2.5 bath home with a 3 car garage! Spacious 4 acre Creek Front lot in Natures Walk at Pond Creek. (Click on the video tour link to see the creek) Wood look plank tile throughout. The interior trim package will be amazing and includes custom wood ceilings! Gourmet Kitchen with gas cooking, high end appliances, 2 Farm Sinks and a large walk-in pantry! Large Laundry room with lots of cabinets and a utility sink. Master bath has a zero threshold entry, custom tile walk-in shower and separate soaker tub. Large covered front and back porches with an outdoor kitchen out back! Whole home back-up generator included. Photos of actual home are coming soon! See photo section for more details on the home and neighborhood.

## Location

- **Address:** 3526 Creekdown Ln, Jay, FL 32565
- **County:** Santa Rosa
- **Neighborhood:** Naturewalk At Pond Creek
- **Coordinates:** 30.632414, -87.039688
- **Google Maps:** https://www.google.com/maps?q=30.632414,-87.039688

## Virtual Tour & Media

- **Video Tour:** https://youtube.com/shorts/mWyOm1CPsUw?is=s9TMuUGhDlzttN92

## Listing Agent

- **Name:** Jon Payne
- **Brokerage:** Avant Price Real Estate LLC
- **Phone:** 8502599765
- **Broker Phone:** 8502599765
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3526-Creekdown-Ln_Jay_FL_32565_M91033-23838?f=listhub&s=PARFL&m=659867&c=propsimple)

## Photos

![3526 Creekdown Ln - Photo 1](http://lh.rdcpix.com/cd31ea9ad5aafd25efd180e7254f67f1l-f3039392295r.jpg)

![3526 Creekdown Ln - Photo 2](http://lh.rdcpix.com/cd31ea9ad5aafd25efd180e7254f67f1l-f2202952162r.jpg)

![3526 Creekdown Ln - Photo 3](http://lh.rdcpix.com/cd31ea9ad5aafd25efd180e7254f67f1l-f3080223401r.jpg)

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![3526 Creekdown Ln - Photo 34](http://lh.rdcpix.com/cd31ea9ad5aafd25efd180e7254f67f1l-f3783950883r.jpg)

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![3526 Creekdown Ln - Photo 36](http://lh.rdcpix.com/cd31ea9ad5aafd25efd180e7254f67f1l-f3881980535r.jpg)

![3526 Creekdown Ln - Photo 37](http://lh.rdcpix.com/cd31ea9ad5aafd25efd180e7254f67f1l-f4014613297r.jpg)

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![3526 Creekdown Ln - Photo 41](http://lh.rdcpix.com/cd31ea9ad5aafd25efd180e7254f67f1l-f2410323029r.jpg)

![3526 Creekdown Ln - Photo 42](http://lh.rdcpix.com/cd31ea9ad5aafd25efd180e7254f67f1l-f3850073209r.jpg)

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![3526 Creekdown Ln - Photo 47](http://lh.rdcpix.com/cd31ea9ad5aafd25efd180e7254f67f1l-f1782039108r.jpg)

![3526 Creekdown Ln - Photo 48](http://lh.rdcpix.com/cd31ea9ad5aafd25efd180e7254f67f1l-f4163392778r.jpg)

![3526 Creekdown Ln - Photo 49](http://lh.rdcpix.com/cd31ea9ad5aafd25efd180e7254f67f1l-f3590172796r.jpg)

![3526 Creekdown Ln - Photo 50](http://lh.rdcpix.com/cd31ea9ad5aafd25efd180e7254f67f1l-f3509532175r.jpg)

![3526 Creekdown Ln - Photo 51](http://lh.rdcpix.com/cd31ea9ad5aafd25efd180e7254f67f1l-f4039750898r.jpg)

![3526 Creekdown Ln - Photo 52](http://lh.rdcpix.com/cd31ea9ad5aafd25efd180e7254f67f1l-f163581942r.jpg)

![3526 Creekdown Ln - Photo 53](http://lh.rdcpix.com/cd31ea9ad5aafd25efd180e7254f67f1l-f2004918216r.jpg)

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![3526 Creekdown Ln - Photo 55](http://lh.rdcpix.com/cd31ea9ad5aafd25efd180e7254f67f1l-f2323235462r.jpg)

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![3526 Creekdown Ln - Photo 61](http://lh.rdcpix.com/cd31ea9ad5aafd25efd180e7254f67f1l-f2083583949r.jpg)

![3526 Creekdown Ln - Photo 62](http://lh.rdcpix.com/cd31ea9ad5aafd25efd180e7254f67f1l-f3070129642r.jpg)

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![3526 Creekdown Ln - Photo 64](http://lh.rdcpix.com/cd31ea9ad5aafd25efd180e7254f67f1l-f3592074708r.jpg)

---

**MLS#:** 659867 | **Updated:** 2026-09-16
**Source:** listhub

*Copyright © 2026 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/3526-creekdown-ln-jay-fl-32565-l659867)

---

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