About This Home

This 3-bedroom, 3-bathroom single family at 3528 County Road 34 in Waterloo, IN is listed for $499,900 ($195 per sqft). Built in 1966, the home offers 2,568 sqft of living space on a 3.24 acres lot.

Key Features

  • Built in 1966
  • 3.24 acre lot
  • Fireplace
  • Waterfront

Property Details

2 full, 1 half
2-car garage
1966

Amenities

FireplaceWaterfrontHardwoodA/C
Listing Description

Welcome to this unique 5-level home offering over 3,800 square feet of living space, 3 bedrooms, 2.5 baths, and an impressive 3.24-acre setting. A standout feature of the property is the approximately 7.7-acre stocked pond, providing a beautiful backdrop and excellent recreational potential.

The property also features an in-ground pool with a new $4,500 seasonal/ safety cover, pool house, attached garage, and a spacious 12x18 three-season room-perfect for relaxing or entertaining. Inside, the home offers multiple levels of living space and plenty of flexibility.

The remodeled kitchen features under-cabinet lighting, updated finishes, and appliances that stay, including a new dishwasher and microwave. A second kitchen is located in the basement, adding convenience and versatility. The living room features a gas-log fireplace that has been recently cleaned.

Major mechanical updates include a new A/C system and mini-split installed in 2025. With its combination of acreage, stocked pond, in-ground pool, multiple living levels, extensive square footage, and numerous updates, this property offers a rare opportunity to enjoy space, privacy, recreation, and comfortable living all in one setting. Sellers will need possession Until January for their build job to be complete and can rent back from the Buyer if necessary.

Monthly Cost Estimate

$3,174/mo

20% down · 6.5% · 30 years

Principal$362
Interest$2,166
Insurance$146
HOA$500

Estimates only. Actual payments may vary.

Location

3528 County Road 34

Waterloo, IN 46793-9533

Franklin Place

Property Details

Flooring

CarpetHardwood

Cooling

Central Air

Questions & Answers

This 3-bedroom, 3-bathroom single family at 3528 County Road 34 is listed at $499,900 ($195/sqft). The estimated monthly payment is $3,174 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $500/month.

Key features include: Built in 1966, 3.24 acre lot, Fireplace, Waterfront.

This property is listed by Stephen Bartkus.

SB

Stephen Bartkus

Agent at Century 21 Bradley Realty,Inc.

Listed by Century 21 Bradley Realty,Inc. · Broker phone: (260) 399-1177 · Broker website

MLS# 202639879· Source: Upstate Alliance of REALTORS® Multiple Listing Service, Inc.· 36 days on PropertySimple

Copyright © 2026 Upstate Alliance of REALTORS® Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3528 County Road 34, Waterloo, IN 46793-9533

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