About This Home

This 3-bedroom, 2-bathroom single family at 3538 SHADY BLUFF Drive in Largo, FL is listed for $589,000 ($377 per sqft). Built in 1964, the home offers 1,563 sqft of living space on a 0.17 acres lot.

Key Features

  • Built in 1964
  • 0.17 acre lot
  • Private pool

Property Details

1 story
2 full
2-car garage
1964

Amenities

PoolSolarA/C
Listing Description

The Perfect Trifecta: Pool Home - Non-Flood Zone - Short-Term Rental Potential - Discover the perfect combination of lifestyle, location, and investment opportunity in this beautifully renovated 3-bedroom, 2-bath pool home offering 1,563 square feet of thoughtfully designed living space in Largo's desirable Harbor Hills neighborhood.

Whether you're searching for a primary residence, vacation getaway, or income-producing investment, this home checks every box. Located in Flood Zone X (no flood insurance required) and offering the potential for short-term rentals, it presents an increasingly rare opportunity in today's market.

Inside, the desirable split-bedroom floor plan offers privacy for the spacious primary suite, while two guest bedrooms are situated on the opposite side of the home and share a generously sized hallway bath. Three hallway closets provide an abundance of storage rarely found in homes of this size.

The completely renovated interior is truly move-in ready, showcasing timeless finishes and a fresh coastal aesthetic throughout. The beautifully appointed kitchen features crisp white cabinetry accented by soothing blue tones, custom quartz countertops, a striking blue tile backsplash, abundant cabinetry, and a full pantry wall surrounding the refrigerator for exceptional storage and functionality.

Oversized Scandinavian-inspired luxury vinyl plank flooring flows seamlessly throughout the home, adding warmth, durability, and contemporary style. The open-concept living and dining areas transition effortlessly into the rear family room, where sliding glass doors lead to your own private backyard retreat.

Designed for easy Florida living, the outdoor space features a sparkling pool surrounded by low-maintenance turf, an expansive deck for lounging and entertaining, and a dedicated fire pit gathering area - perfect for relaxing evenings under the stars or hosting family and friends.

Additional highlights include an attached two-car garage, 2018 roof, 2025 HVAC system, and fully paid-off solar panels, providing energy efficiency and helping keep utility costs low for years to come. Ideally located in the sought-after Harbor Hills neighborhood, you'll enjoy quick access to award-winning Gulf beaches, beautiful parks, shopping, dining, and everyday conveniences.

Tampa International Airport is less than 30 minutes away, while St. Pete-Clearwater International Airport is approximately 20 minutes from your doorstep. Beautifully updated, ideally located, and packed with sought-after features - including a pool, no flood insurance requirement, and short-term rental potential - this home truly is the perfect trifecta.

Monthly Cost Estimate

$3,150/mo

20% down · 6.5% · 30 years

Principal$426
Interest$2,552
Insurance$172

Estimates only. Actual payments may vary.

Location

3538 SHADY BLUFF Drive

Largo, FL 33770

HARBOR HILLS

Features & Amenities

Interior Features

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsStone CountersThermostatWalk-In Closet(s)

Exterior Features

LightingPrivate Mailbox

Property Details

Flooring

TileVinyl

Construction

Block

Pool Features

Pool

Outdoor Features

PorchDeck

Parking

DrivewayOn Street

Heating

Central

Cooling

Central Air

Appliances

DishwasherMicrowaveRangeRefrigerator

Questions & Answers

This 3-bedroom, 2-bathroom single family at 3538 SHADY BLUFF Drive is listed at $589,000 ($377/sqft). The estimated monthly payment is $3,150 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1964, 0.17 acre lot, Private pool. Interior Features: Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo. Exterior Features: Lighting, Private Mailbox.

This property is listed by William Thomas and can be reached at 8133352304.

WT

William Thomas

Agent at Compass

(813) 335-2304
Agent website

Listed by Compass · Broker phone: (305) 851-2820 · View on Broker Site · Broker website

MLS# TB8523229· Source: Stellar MLS· 36 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3538 SHADY BLUFF Drive, Largo, FL 33770

Open this listing in: