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About This Home

This 4-bedroom, 3-bathroom single family at 354 Cobalt Lane in Miramar Beach, FL is listed for $875,000 ($338 per sqft). Built in 2018, the home offers 2,592 sqft of living space on a 0.15 acres lot.

Agent Description

Welcome Home to 354 Cobalt Ln. Positioned at the end of a quiet cul-de-sac within the gated golf community of Emerald Bay, this exceptional 4-bedroom, 3-bath custom home built by award-winning Huff Homes of Florida offers a blend of craftsman style, comfort, and privacy.

Designed with an open-concept layout, the home is filled with natural light and enhanced by 10-foot ceilings, 8-foot doors, crown molding, and wide-plank engineered hardwood flooring throughout. The chef's kitchen serves as the centerpiece, featuring a large quartz island, a stainless steel Wolf gas stove with a professional hood vent.

The matching stainless steel fridge, dishwasher, and built-in microwave offer a clean and seamless feel. The custom cabinetry with soft-close features and a backsplash that sets the space off and adds timeless beauty. The thoughtfully designed floor plan includes a spacious primary suite with dual vanities, soaking tub, separate tile shower, and generous closet space with custom built-in shelving.

The additional downstairs bedroom and a versatile upstairs living area provide flexibility for an office, playroom, study, additional living room, or addition to a guest suite. The bedrooms upstairs are spacious and provide a shared Jack & Jill bathroom.

Step outside to a private, fully fenced backyard backing to a natural preserve, complete with an oversized screened porch--perfect for relaxing or hosting year-round. The additional fire pit allows for conversation and entertaining long into the night.

Residents of Emerald Bay enjoy access to a championship golf course, clubhouse, tennis courts, and community pool, all just minutes from premier shopping, dining, and the world-renowned beaches of Destin and South Walton. This is a rare opportunity to own a meticulously upgraded home in one of the Emerald Coast's most sought-after communities

Key Features

  • Built in 2018
  • 0.15 acre lot
  • 2 stories

Property Details

2 stories
3 full
2018

Monthly Cost Estimate

$5,023/mo

20% down · 6.5% · 30 years

Principal$633
Interest$3,792
Insurance$255
HOA$343

Estimates only. Actual payments may vary.

Location

354 Cobalt Lane

Miramar Beach, FL 32550

EMERALD BAY PH 2A

Features & Amenities

Interior Features

Ceiling RaisedPantryWasher/Dryer Hookup

Exterior Features

Fenced Back YardLawn Pump

Property Details

Construction

Brick Frame

Pool Features

Porch

Parking

Garage

Appliances

Auto Garage Door OpnDishwasherDryerRange HoodRefrigeratorStove/Oven GasWasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 354 Cobalt Lane is listed at $875,000 ($338/sqft). The estimated monthly payment is $4,135 based on 20% down at 6.5% interest.

HOA fees are $343/month.

Key features include: Built in 2018, 0.15 acre lot, 2 stories. Interior Features: Ceiling Raised, Pantry, Washer/Dryer Hookup. Exterior Features: Fenced Back Yard, Lawn Pump.

This property is listed by Michael E Kocher and can be reached at 8506993023 or mchkoc@aol.com.

MK

Michael E Kocher

Agent at Realty ONE Group Emerald Coast

(850) 699-3023

Listed by Realty ONE Group Emerald Coast · View on Broker Site

MLS# 999876· Source: listhub· Updated 57 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

354 Cobalt Lane, Miramar Beach, FL 32550

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