# 3541 Hammond Avenue, Waterloo, IA 50702

> **TL;DR:** 4bd/2ba single family, $225,000 ($105/sqft), built 1959, 2,134 sqft.
> Fireplace, A/C. Est. $1,204/mo. Listed 114 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $225,000 |
| Price/sqft | $105 |
| Bedrooms | 4 |
| Bathrooms | 2 full |
| Square Feet | 2,134 |
| Year Built | 1959 |
| Lot Size | 19,602 sqft (0.45 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 114 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,138 |
| Estimated Insurance | $66 |
| **Total** | **$1,204** |

## Nearby Schools

- **Elementary:** Kittrell Elementary
- **Middle:** Hoover Intermediate
- **High:** West High - Waterloo

## Key Amenities

- Fireplace
- A/C

## Property Highlights

- Built in 1959
- 0.45 acre lot
- Fireplace

## Description

### Agent Description
Welcome home to this spacious ranch offering room for everyone, both inside and out! Situated on an oversized lot, this inviting home welcomes you with a bright front living room just off the entry. From there, you'll find a functional kitchen with ample cabinet and counter space that flows effortlessly into the dining area, making everyday living and entertaining a breeze. Just beyond, the expansive family room showcases beautiful shiplap walls, a fireplace, and an abundance of natural light overlooking the backyard. A sliding glass door provides easy access to the deck, making it the perfect space for relaxing or entertaining. The main level features three generously sized bedrooms and a full bathroom. Downstairs, the finished walkout lower level offers even more versatile living space with a spacious recreation area, a second full bathroom, and a non-conforming fourth bedroom, perfect for guests, a home office, a workout room, or a hobby space. Outside, you'll appreciate the oversized lot with mature trees, plenty of green space, and a detached garage offering ample room for parking, storage, or a workshop. Conveniently located near schools, parks, and shopping, this home offers the perfect combination of space, comfort, and versatility. Schedule your private showing today!

## Location

- **Address:** 3541 Hammond Avenue, Waterloo, IA 50702
- **County:** Black Hawk
- **Coordinates:** 42.462418, -92.336486
- **Google Maps:** https://www.google.com/maps?q=42.462418,-92.336486

## Virtual Tour & Media

- **Video Tour:** https://www.zillow.com/view-imx/4e3d3ed8-2035-4666-b0c0-e31ec185d82a?wl=true&setAttribution=mls&initialViewType=pano

## Listing Agent

- **Name:** Mersiha Mustedanagic
- **Brokerage:** Oakridge Real Estate
- **Broker Phone:** (319) 277-5005
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3541-Hammond-Ave_Waterloo_IA_50702_M72959-61321?f=listhub&s=WCFBORIA&m=20263238&c=propsimple)

## Photos

![3541 Hammond Avenue - Photo 1](http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f290971017r.jpg)

![3541 Hammond Avenue - Photo 2](http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f227628363r.jpg)

![3541 Hammond Avenue - Photo 3](http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f1227526905r.jpg)

![3541 Hammond Avenue - Photo 4](http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f475862563r.jpg)

![3541 Hammond Avenue - Photo 5](http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f3967788553r.jpg)

![3541 Hammond Avenue - Photo 6](http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f1737377100r.jpg)

![3541 Hammond Avenue - Photo 7](http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f2654921728r.jpg)

![3541 Hammond Avenue - Photo 8](http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f615459689r.jpg)

![3541 Hammond Avenue - Photo 9](http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f3126519339r.jpg)

![3541 Hammond Avenue - Photo 10](http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f758786358r.jpg)

![3541 Hammond Avenue - Photo 11](http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f3376654806r.jpg)

![3541 Hammond Avenue - Photo 12](http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f1548919464r.jpg)

![3541 Hammond Avenue - Photo 13](http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f2625186439r.jpg)

![3541 Hammond Avenue - Photo 14](http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f3279877799r.jpg)

![3541 Hammond Avenue - Photo 15](http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f941434288r.jpg)

![3541 Hammond Avenue - Photo 16](http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f2265482199r.jpg)

![3541 Hammond Avenue - Photo 17](http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f1741400140r.jpg)

![3541 Hammond Avenue - Photo 18](http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f106710033r.jpg)

![3541 Hammond Avenue - Photo 19](http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f362128732r.jpg)

![3541 Hammond Avenue - Photo 20](http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f110728217r.jpg)

![3541 Hammond Avenue - Photo 21](http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f1564796285r.jpg)

![3541 Hammond Avenue - Photo 22](http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f2804201765r.jpg)

![3541 Hammond Avenue - Photo 23](http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f730802832r.jpg)

![3541 Hammond Avenue - Photo 24](http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f3517772119r.jpg)

![3541 Hammond Avenue - Photo 25](http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f1521807391r.jpg)

![3541 Hammond Avenue - Photo 26](http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f2276772272r.jpg)

![3541 Hammond Avenue - Photo 27](http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f156383860r.jpg)

![3541 Hammond Avenue - Photo 28](http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f1236641831r.jpg)

![3541 Hammond Avenue - Photo 29](http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f1224265458r.jpg)

![3541 Hammond Avenue - Photo 30](http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f2479988319r.jpg)

![3541 Hammond Avenue - Photo 31](http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f2419563074r.jpg)

![3541 Hammond Avenue - Photo 32](http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f3163052240r.jpg)

---

**MLS#:** 20263238 | **Updated:** 2026-10-25
**Source:** listhub

*Copyright © 2026 Northeast Iowa Regional Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/3541-hammond-avenue-waterloo-ia-50702-82dee25ec0b747259627b95b5a985a49)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://www.propertysimple.ai/listing/3541-hammond-avenue-waterloo-ia-50702-82dee25ec0b747259627b95b5a985a49#listing",
  "url": "https://www.propertysimple.ai/listing/3541-hammond-avenue-waterloo-ia-50702-82dee25ec0b747259627b95b5a985a49",
  "name": "3541 Hammond Avenue, Waterloo, IA 50702",
  "description": "Welcome home to this spacious ranch offering room for everyone, both inside and out! Situated on an oversized lot, this inviting home welcomes you with a bright front living room just off the entry. From there, you'll find a functional kitchen with ample cabinet and counter space that flows effortlessly into the dining area, making everyday living and entertaining a breeze. Just beyond, the expansive family room showcases beautiful shiplap walls, a fireplace, and an abundance of natural light overlooking the backyard. A sliding glass door provides easy access to the deck, making it the perfect space for relaxing or entertaining. The main level features three generously sized bedrooms and a full bathroom. Downstairs, the finished walkout lower level offers even more versatile living space with a spacious recreation area, a second full bathroom, and a non-conforming fourth bedroom, perfect for guests, a home office, a workout room, or a hobby space. Outside, you'll appreciate the oversized lot with mature trees, plenty of green space, and a detached garage offering ample room for parking, storage, or a workshop. Conveniently located near schools, parks, and shopping, this home offers the perfect combination of space, comfort, and versatility. Schedule your private showing today!",
  "image": [
    "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f290971017r.jpg",
    "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f227628363r.jpg",
    "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f1227526905r.jpg",
    "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f475862563r.jpg",
    "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f3967788553r.jpg",
    "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f1737377100r.jpg",
    "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f2654921728r.jpg",
    "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f615459689r.jpg",
    "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f3126519339r.jpg",
    "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f758786358r.jpg",
    "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f3376654806r.jpg",
    "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f1548919464r.jpg",
    "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f2625186439r.jpg",
    "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f3279877799r.jpg",
    "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f941434288r.jpg",
    "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f2265482199r.jpg",
    "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f1741400140r.jpg",
    "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f106710033r.jpg",
    "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f362128732r.jpg",
    "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f110728217r.jpg",
    "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f1564796285r.jpg",
    "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f2804201765r.jpg",
    "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f730802832r.jpg",
    "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f3517772119r.jpg",
    "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f1521807391r.jpg",
    "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f2276772272r.jpg",
    "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f156383860r.jpg",
    "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f1236641831r.jpg",
    "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f1224265458r.jpg",
    "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f2479988319r.jpg",
    "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f2419563074r.jpg",
    "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f3163052240r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f290971017r.jpg",
    "caption": "3541 Hammond Avenue - Waterloo, IA"
  },
  "datePosted": "2026-07-10",
  "dateModified": "2026-10-25T18:27:39.067Z",
  "mainEntity": {
    "@type": "Accommodation",
    "@id": "https://www.propertysimple.ai/listing/3541-hammond-avenue-waterloo-ia-50702-82dee25ec0b747259627b95b5a985a49#property",
    "name": "3541 Hammond Avenue, Waterloo, IA 50702",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "3541 Hammond Avenue",
      "addressLocality": "Waterloo",
      "addressRegion": "IA",
      "postalCode": "50702",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 42.462418,
      "longitude": -92.336486
    },
    "image": [
      "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f290971017r.jpg",
      "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f227628363r.jpg",
      "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f1227526905r.jpg",
      "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f475862563r.jpg",
      "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f3967788553r.jpg",
      "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f1737377100r.jpg",
      "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f2654921728r.jpg",
      "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f615459689r.jpg",
      "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f3126519339r.jpg",
      "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f758786358r.jpg",
      "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f3376654806r.jpg",
      "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f1548919464r.jpg",
      "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f2625186439r.jpg",
      "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f3279877799r.jpg",
      "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f941434288r.jpg",
      "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f2265482199r.jpg",
      "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f1741400140r.jpg",
      "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f106710033r.jpg",
      "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f362128732r.jpg",
      "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f110728217r.jpg",
      "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f1564796285r.jpg",
      "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f2804201765r.jpg",
      "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f730802832r.jpg",
      "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f3517772119r.jpg",
      "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f1521807391r.jpg",
      "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f2276772272r.jpg",
      "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f156383860r.jpg",
      "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f1236641831r.jpg",
      "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f1224265458r.jpg",
      "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f2479988319r.jpg",
      "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f2419563074r.jpg",
      "http://lh.rdcpix.com/7013a0203b5f8bbaeba73b38ae90d982l-f3163052240r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "20263238"
    },
    "accommodationCategory": "Single Family Residence",
    "numberOfBedrooms": 4,
    "numberOfBathroomsTotal": 2,
    "numberOfFullBathrooms": 2,
    "floorSize": {
      "@type": "QuantitativeValue",
      "value": 2134,
      "unitCode": "FTK",
      "unitText": "square feet"
    },
    "yearBuilt": 1959,
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Heating",
        "value": "Forced Air"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Cooling",
        "value": "Central Air"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "Stone,  Vinyl Siding"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Parking Features",
        "value": "Open, Garage - Detached, Garage, Oversize"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Fireplace",
        "value": true
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Air Conditioning",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.45 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Single Family Residence"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/3541-hammond-avenue-waterloo-ia-50702-82dee25ec0b747259627b95b5a985a49#offer",
    "url": "https://www.propertysimple.ai/listing/3541-hammond-avenue-waterloo-ia-50702-82dee25ec0b747259627b95b5a985a49",
    "price": 225000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/3541-hammond-avenue-waterloo-ia-50702-82dee25ec0b747259627b95b5a985a49#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/3541-hammond-avenue-waterloo-ia-50702-82dee25ec0b747259627b95b5a985a49#agent",
    "name": "Mersiha Mustedanagic",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/3541-hammond-avenue-waterloo-ia-50702-82dee25ec0b747259627b95b5a985a49#brokerage",
      "name": "Oakridge Real Estate",
      "telephone": "(319) 277-5005",
      "logo": {
        "@type": "ImageObject",
        "url": "http://lh.rdcpix.com/2b5ad261007a11e489b522000aba08f4k-c1597611971r.png"
      }
    }
  }
}
```