About This Home

This 4-bedroom, 3-bathroom single family at 3544 Ruby Ave in Saint James City, FL is listed for $1,224,000. Built in 1993, on a N/A lot.

Key Features

  • Built in 1993
  • 2 stories
  • Private pool
  • Waterfront

Property Details

2 stories
3 full
3-car garage
1993

Amenities

PoolWaterfrontViewHardwoodA/C
Listing Description

Welcome to your own private slice of paradise on Pine Island! This exceptional waterfront retreat offers a true Florida Keys feel, with tropical surroundings, INTERSECTING CANALS, & 189 ft of waterfront creating the perfect setting for the ultimate coastal lifestyle.

Situated on a peaceful cul-de-sac corner lot, this 4-bed, 3-bath home combines comfort, privacy, and effortless indoor-outdoor living. Step outside to a private resort-style oasis featuring a heated salt system pool, spa, firepit, hammock, and your own sandy beach area.

Boaters will love the covered dock, boat lift & fillet station, with quick access to open water. The kitchen features custom cabinetry, Corian countertops, SS appliances, a wine fridge, & ample space for gathering. The main suite offers peaceful water views, while the versitile lower-level guest/in-law suite provides privacy & includes its own kitchen & laundry.

Whether you're enjoying coffee by the water, relaxing poolside, entertaining friends, or heading out for a day on the Gulf, every day feels like a vacation. Experience the laid-back charm of SJC with the unmistakealbe feel of the Florida Keys right at home.

This home on the vacation rental market, offers an attractive opportunity for those looking for a personal island retreat with income potential. In high demand throughout the year, making it an excellent choice for a vacation-home buyer, investment property, or those seeking flexibility to enjoy the home while generating rental income.

Monthly Cost Estimate

$6,546/mo

20% down · 6.5% · 30 years

Principal$885
Interest$5,304
Insurance$357

Estimates only. Actual payments may vary.

Location

3544 Ruby Ave

Saint James City, FL 33956

BAYVIEW ACRES

Features & Amenities

Interior Features

Bedroom on Main LevelSplit BedroomsUpper Level PrimaryWalk-In Closet(s)

Exterior Features

DeckEnclosed PorchFenceFruit TreesLightingPatio

Property Details

Flooring

Tile - CeramicWoodHardwood

Construction

Block

Views

Water

Pool Features

Pool

Outdoor Features

DeckPatioPorch

Parking

OpenCoveredGarage

Heating

Electric (Heating)Central

Cooling

Ceiling Fan(s)Central AirElectric

Appliances

DryerDishwasherElectric RangeElectric Water HeaterDisposalMicrowaveRefrigeratorWine CoolerWasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 3544 Ruby Ave is listed at $1,224,000. The estimated monthly payment is $6,546 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1993, 2 stories, Private pool, Waterfront. Interior Features: Bedroom on Main Level, Split Bedrooms, Upper Level Primary. Exterior Features: Deck, Enclosed Porch, Fence.

This property is listed by Lisa Marcet.

LM

Lisa Marcet

License 3048674

Agent at Charles Rutenberg Realty Fort Lauderdale

Listed by Charles Rutenberg Realty Fort Lauderdale · Broker phone: (954) 396-3001 · View on Broker Site

MLS# A12111574· Source: Miami REALTORS®· Added to PropertySimple today

Copyright © 2026 Miami REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3544 Ruby Ave, Saint James City, FL 33956

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