# 3544 Ruby Ave, Saint James City, FL 33956

> **TL;DR:** 4bd/3ba single family, $1,224,000, built 1993.
> Pool, Waterfront, View, Hardwood. Est. $6,546/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,224,000 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Year Built | 1993 |
| Stories | 2 |
| Garage | 3-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 0 |

## Why This Home Stands Out

- **Pool** - Deck, Patio, Porch
- **Waterfront** - Waterfront location listed
- **Views** - Water
- **Large Garage** - 3-car garage
- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $6,189 |
| Estimated Insurance | $357 |
| **Total** | **$6,546** |

## Key Amenities

- Pool
- Waterfront
- View
- Hardwood
- A/C
- 3-car garage

## Property Highlights

- Built in 1993
- 2 stories
- Private pool
- Waterfront

## Description

### Agent Description
Welcome to your own private slice of paradise on Pine Island! This exceptional waterfront retreat offers a true Florida Keys feel, with tropical surroundings, INTERSECTING CANALS, & 189 ft of waterfront creating the perfect setting for the ultimate coastal lifestyle. Situated on a peaceful cul-de-sac corner lot, this 4-bed, 3-bath home combines comfort, privacy, and effortless indoor-outdoor living. Step outside to a private resort-style oasis featuring a heated salt system pool, spa, firepit, hammock, and your own sandy beach area. Boaters will love the covered dock, boat lift & fillet station, with quick access to open water. The kitchen features custom cabinetry, Corian countertops, SS appliances, a wine fridge, & ample space for gathering. The main suite offers peaceful water views, while the versitile lower-level guest/in-law suite provides privacy & includes its own kitchen & laundry. Whether you're enjoying coffee by the water, relaxing poolside, entertaining friends, or heading out for a day on the Gulf, every day feels like a vacation. Experience the laid-back charm of SJC with the unmistakealbe feel of the Florida Keys right at home. This home on the vacation rental market, offers an attractive opportunity for those looking for a personal island retreat with income potential. In high demand throughout the year, making it an excellent choice for a vacation-home buyer, investment property, or those seeking flexibility to enjoy the home while generating rental income.

## Location

- **Address:** 3544 Ruby Ave, Saint James City, FL 33956
- **County:** Lee
- **Neighborhood:** BAYVIEW ACRES
- **Coordinates:** 26.495415, -82.082451
- **Google Maps:** https://www.google.com/maps?q=26.495415,-82.082451

## Virtual Tour & Media

- **Video Tour:** https://www.zillow.com/view-imx/3eb10bef-3271-4d7d-99b1-48801d097147?setAttribution=mls&wl=true&initialViewType=pano

## Listing Agent

- **Name:** Lisa Marcet · **License:** 3048674
- **Brokerage:** Charles Rutenberg Realty Fort Lauderdale
- **Broker Phone:** (954) 396-3001
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3544-Ruby-Ave_St-James-City_FL_33956_M66954-96448?f=listhub&s=MAORFL&m=A12111574&c=propsimple)

## Photos

![3544 Ruby Ave - Photo 1](http://lh.rdcpix.com/08b49cc08adb4a35ea918000a3303440l-f3877603043r.jpg)

![3544 Ruby Ave - Photo 2](http://lh.rdcpix.com/08b49cc08adb4a35ea918000a3303440l-f1438308709r.jpg)

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---

**MLS#:** A12111574 | **Updated:** 2026-10-25
**Source:** listhub

*Copyright © 2026 Miami REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/3544-ruby-ave-saint-james-city-fl-33956-5b7210ed8b2a407997dc7cbb17695950)

---

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