About This Home

This 3-bedroom, 2-bathroom single family at 3558 OAK LAKE Drive in Palm Harbor, FL is listed for $625,000 ($290 per sqft). Built in 1987, the home offers 2,154 sqft of living space on a 0.24 acres lot.

Key Features

  • Built in 1987
  • 0.24 acre lot

Property Details

1 story
2 full
2-car garage
1987

Amenities

A/C
Listing Description

Under contract-accepting backup offers. Welcome to this beautifully updated home in Highland Lakes, Palm Harbor's premier 55+ community, ideally situated on a large corner lot. Featuring a desirable split-bedroom floor plan, this home has been extensively updated over the past year, making it truly move-in ready.

Major improvements include a new roof (2025), new HVAC system (2025) with a 5-year maintenance plan, new water heater and whole-house water filtration system (2025), new well pump for irrigation (2024), new gutters, and replacement windows, some of which are hurricane rated.

The interior has been refreshed from top to bottom with popcorn ceilings removed and retextured, new ceiling vents, updated electrical switches and outlets, new door hardware, and fresh interior paint throughout. The kitchen was completely remodeled in 2026 with new cabinetry, quartz countertops, backsplash, sink, garbage disposal, recessed lighting, and microwave.

A newer refrigerator and range complete the space. Both bathrooms have also been updated, including a completely renovated guest bath with new tile, shower, shower door, vanity, lighting, fixtures, and flooring. The primary bath features a new shower, shower door, and toilet.

Additional updates continue throughout the home. The laundry room features a newer washer and dryer, flooring, utility sink, backsplash, and lighting. The garage offers an insulated new garage door, upgraded garage floor, overhead and additional storage shelving, attic steps, updated entry and service doors, and ceiling improvements.

The enclosed lanai provides additional comfortable living space and has been extensively improved with a raised floor, new insulated drywall ceiling, mini-split HVAC system, window treatments, lighting, ceiling fan, and new exterior door. Outside, you'll find updated landscaping, a paver patio, irrigation for the landscaping, exterior landscape lig

hting in the front, and a freshly painted front porch, creating an inviting and well-maintained outdoor setting. Highland Lakes offers an impressive selection of amenities designed for an active and social lifestyle. Residents enjoy complimentary golf on three private executive courses, along with RV and boat storage.

Tennis and pickleball, fitness classes, clubs, games, and activities provide something for nearly every interest. The main clubhouse and Lake Lodge host a variety of social events and entertainment, while the Arts & Crafts building offers a woodshop, art studios, and classes.

All of this is just minutes from Gulf beaches, shopping, dining, professional sports, two international airports, and medical services. Located above the flood plain and in a non-evacuation zone, Highland Lakes combines a convenient Palm Harbor location with an active, amenity-filled lifestyle. With extensive updates already completed, this move-in-ready home allows you to spend less time on projects and more time enjoying everything Highland Lakes has to offer.

Monthly Cost Estimate

$3,343/mo

20% down · 6.5% · 30 years

Principal$452
Interest$2,708
Insurance$182

Estimates only. Actual payments may vary.

Location

3558 OAK LAKE Drive

Palm Harbor, FL 34684

HIGHLAND LAKES UNIT EIGHTEEN

Features & Amenities

Interior Features

Ceiling Fans(s)Living Room/Dining Room ComboSplit BedroomWalk-In Closet(s)

Exterior Features

Lighting

Property Details

Flooring

Vinyl

Construction

Block Stucco

Outdoor Features

Porch

Parking

Driveway

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalDryerElectric Water HeaterMicrowaveRangeRefrigeratorWasherWater Softener

Questions & Answers

This 3-bedroom, 2-bathroom single family at 3558 OAK LAKE Drive is listed at $625,000 ($290/sqft). The estimated monthly payment is $3,342 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1987, 0.24 acre lot. Interior Features: Ceiling Fans(s), Living Room/Dining Room Combo, Split Bedroom. Exterior Features: Lighting.

This property is listed by Julie Kelsey.

JK

Julie Kelsey

Agent at Coldwell Banker

Listed by Coldwell Banker · Broker phone: (813) 754-3586 · View on Broker Site

MLS# TB8543377· Source: Stellar MLS· 59 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3558 OAK LAKE Drive, Palm Harbor, FL 34684

Open this listing in: