# 357 RUBY LAKE Loop, Winter Haven, FL 33884

> **TL;DR:** 3bd/2ba single family, $394,900 ($187/sqft), built 1998, 2,107 sqft.
> A/C, 2-car garage. Est. $2,112/mo. Listed 192 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $394,900 |
| Price/sqft | $187 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 2,107 |
| Year Built | 1998 |
| Lot Size | 10,019 sqft (0.23 acres) |
| Stories | 1 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 192 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,997 |
| Estimated Insurance | $115 |
| **Total** | **$2,112** |

## Nearby Schools

- **Elementary:** Chain O Lakes Elem
- **Middle:** Denison Middle
- **High:** Lake Region High

## Key Amenities

- A/C
- 2-car garage

## Property Highlights

- Built in 1998
- 0.23 acre lot

## Description

### Agent Description
Welcome to your dream home in the gated community of Ruby Lake! This beautifully designed 3-bedroom, 2-bath Cassidy "Ox" floor plan perfectly balances elegance and everyday comfort. Step inside to discover a spacious layout featuring formal living and dining rooms, along with a generous family room-ideal for both entertaining and relaxed living. The updated kitchen is truly the heart of the home, showcasing sleek quartz countertops, a breakfast bar, closet pantry, and durable tile flooring. Retreat to the impressive primary suite, offering a large 17x15 bedroom, walk-in closet, and a spa-like en suite bath complete with soaking tub, walk-in shower, and dual vanities. Thoughtfully designed, the secondary bedroom and bath are handicap accessible with widened doorways for added ease. Enjoy Florida living year-round on the expansive 10x38 screened lanai-perfect for gatherings or quiet evenings. Additional highlights include an interior laundry room with sink, surround sound throughout, plantation shelving with ambient lighting, ceiling fans, irrigation system with separate meter, and a 2-car garage with a high-profile door. Conveniently located near shopping, dining, medical facilities, schools, and Legoland, with easy access to Tampa and Orlando-this exceptional home truly has it all. Don't miss your opportunity to make it yours!

## Location

- **Address:** 357 RUBY LAKE Loop, Winter Haven, FL 33884
- **County:** Polk
- **Neighborhood:** RUBY LAKE PH 01
- **Coordinates:** 27.975209, -81.656016
- **Google Maps:** https://www.google.com/maps?q=27.975209,-81.656016

## Virtual Tour & Media

- **Video Tour:** https://www.homes.com/property/357-ruby-lake-loop-winter-haven-fl/yw2051vjl824f/?dk=62f1gtyq19n40

## Listing Agent

- **Name:** Steve Lockhart
- **Brokerage:** Lockhart & Associates, Inc.
- **Phone:** 8632899801
- **Broker Phone:** (863) 293-1234
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/357-Ruby-Lake-Loop_Winter-Haven_FL_33884_M50987-75725?f=listhub&s=MFRMLSFL&m=L4960449&c=propsimple)

## Photos

![357 RUBY LAKE Loop - Photo 1](http://lh.rdcpix.com/cb4d0c543b2d6068644d0f4e02415446l-f861349979r.jpg)

![357 RUBY LAKE Loop - Photo 2](http://lh.rdcpix.com/cb4d0c543b2d6068644d0f4e02415446l-f1084829477r.jpg)

![357 RUBY LAKE Loop - Photo 3](http://lh.rdcpix.com/cb4d0c543b2d6068644d0f4e02415446l-f322439320r.jpg)

![357 RUBY LAKE Loop - Photo 4](http://lh.rdcpix.com/cb4d0c543b2d6068644d0f4e02415446l-f1716467140r.jpg)

![357 RUBY LAKE Loop - Photo 5](http://lh.rdcpix.com/cb4d0c543b2d6068644d0f4e02415446l-f3688577203r.jpg)

![357 RUBY LAKE Loop - Photo 6](http://lh.rdcpix.com/cb4d0c543b2d6068644d0f4e02415446l-f4166290301r.jpg)

![357 RUBY LAKE Loop - Photo 7](http://lh.rdcpix.com/cb4d0c543b2d6068644d0f4e02415446l-f2833053207r.jpg)

![357 RUBY LAKE Loop - Photo 8](http://lh.rdcpix.com/cb4d0c543b2d6068644d0f4e02415446l-f3606636384r.jpg)

![357 RUBY LAKE Loop - Photo 9](http://lh.rdcpix.com/cb4d0c543b2d6068644d0f4e02415446l-f3496535077r.jpg)

![357 RUBY LAKE Loop - Photo 10](http://lh.rdcpix.com/cb4d0c543b2d6068644d0f4e02415446l-f1278863536r.jpg)

![357 RUBY LAKE Loop - Photo 11](http://lh.rdcpix.com/cb4d0c543b2d6068644d0f4e02415446l-f712756068r.jpg)

![357 RUBY LAKE Loop - Photo 12](http://lh.rdcpix.com/cb4d0c543b2d6068644d0f4e02415446l-f861299516r.jpg)

![357 RUBY LAKE Loop - Photo 13](http://lh.rdcpix.com/cb4d0c543b2d6068644d0f4e02415446l-f1745901456r.jpg)

![357 RUBY LAKE Loop - Photo 14](http://lh.rdcpix.com/cb4d0c543b2d6068644d0f4e02415446l-f2618379633r.jpg)

![357 RUBY LAKE Loop - Photo 15](http://lh.rdcpix.com/cb4d0c543b2d6068644d0f4e02415446l-f98886023r.jpg)

![357 RUBY LAKE Loop - Photo 16](http://lh.rdcpix.com/cb4d0c543b2d6068644d0f4e02415446l-f1454070448r.jpg)

![357 RUBY LAKE Loop - Photo 17](http://lh.rdcpix.com/cb4d0c543b2d6068644d0f4e02415446l-f3902541955r.jpg)

![357 RUBY LAKE Loop - Photo 18](http://lh.rdcpix.com/cb4d0c543b2d6068644d0f4e02415446l-f3620751053r.jpg)

![357 RUBY LAKE Loop - Photo 19](http://lh.rdcpix.com/cb4d0c543b2d6068644d0f4e02415446l-f1425813124r.jpg)

![357 RUBY LAKE Loop - Photo 20](http://lh.rdcpix.com/cb4d0c543b2d6068644d0f4e02415446l-f3657205746r.jpg)

![357 RUBY LAKE Loop - Photo 21](http://lh.rdcpix.com/cb4d0c543b2d6068644d0f4e02415446l-f234984004r.jpg)

![357 RUBY LAKE Loop - Photo 22](http://lh.rdcpix.com/cb4d0c543b2d6068644d0f4e02415446l-f2401034714r.jpg)

![357 RUBY LAKE Loop - Photo 23](http://lh.rdcpix.com/cb4d0c543b2d6068644d0f4e02415446l-f2261980696r.jpg)

![357 RUBY LAKE Loop - Photo 24](http://lh.rdcpix.com/cb4d0c543b2d6068644d0f4e02415446l-f1263770985r.jpg)

![357 RUBY LAKE Loop - Photo 25](http://lh.rdcpix.com/cb4d0c543b2d6068644d0f4e02415446l-f1174302822r.jpg)

![357 RUBY LAKE Loop - Photo 26](http://lh.rdcpix.com/cb4d0c543b2d6068644d0f4e02415446l-f542412514r.jpg)

![357 RUBY LAKE Loop - Photo 27](http://lh.rdcpix.com/cb4d0c543b2d6068644d0f4e02415446l-f3379450472r.jpg)

![357 RUBY LAKE Loop - Photo 28](http://lh.rdcpix.com/cb4d0c543b2d6068644d0f4e02415446l-f2883506876r.jpg)

![357 RUBY LAKE Loop - Photo 29](http://lh.rdcpix.com/cb4d0c543b2d6068644d0f4e02415446l-f49898238r.jpg)

![357 RUBY LAKE Loop - Photo 30](http://lh.rdcpix.com/cb4d0c543b2d6068644d0f4e02415446l-f2909186076r.jpg)

![357 RUBY LAKE Loop - Photo 31](http://lh.rdcpix.com/cb4d0c543b2d6068644d0f4e02415446l-f4059084977r.jpg)

![357 RUBY LAKE Loop - Photo 32](http://lh.rdcpix.com/cb4d0c543b2d6068644d0f4e02415446l-f4226713841r.jpg)

---

**MLS#:** L4960449 | **Updated:** 2026-09-27
**Source:** listhub

*Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/357-ruby-lake-loop-winter-haven-fl-33884-l4960449)

---

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