Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 3-bedroom, 4-bathroom single family at 3586 Waverly Circle in Destin, FL is listed for $1,348,000 ($611 per sqft). Built in 2006, the home offers 2,206 sqft of living space on a 0.09 acres lot.

Agent Description

3586 Waverly offers a rare opportunity to own a highly versatile coastal property that combines strong rental performance, private resort-style amenities, and an exceptional beach lifestyle within the gated community of Destin Pointe. Designed for buyers seeking a balance of personal enjoyment and investment potential, the home delivers the flexibi

lity to enjoy as a private retreat while also capitalizing on the area's consistent vacation rental demand -- all while offering an easier ownership experience than many properties with direct Gulf-front exposure. Already demonstrating impressive income potential, the property currently has $95,801 in rental income on the books for 2026 as of May 2026, reinforcing its strong appeal among vacation guests and repeat visitors alike.

Several features help distinguish 3586 Waverly within the Destin Pointe market, including a private pool, elevator access, walkability to the beach, and a layout well-suited for multigenerational use and larger groups. The converted garage serves as a dedicated game and entertainment space with additional sleeping accommodations, enhancing both guest experience and rental flexibility.

Inside, the home was thoughtfully designed for comfort, privacy, and gathering. The main level features three ensuite bedrooms, providing an ideal setup for hosting multiple families or guests while maintaining privacy throughout the home. Upstairs, vaulted ceilings and expansive windows create a bright and inviting living space centered around the kitchen, dining, and entertaining areas, all filled with natural light and peaceful views.

Every floor offers balcony access, creating seamless indoor-outdoor living and multiple opportunities to enjoy the coastal setting. The screened porch overlooking the pool adds another layer to the ownership experience -- offering a shaded retreat for outdoor dining, relaxing after the beach, or conveniently storing beach gear between outings.

Owners and guests enjoy access to the extensive amenities of Destin Pointe, including gated beach access, two community pools -- including a zero-entry Gulf-front pool -- hot tubs, tennis courts, shuffleboard, scenic walking paths, and the privacy and security of one of Destin's most desirable gated beach communities.More than simply a beach home, 3586 Waverly offers a lifestyle-driven ownership opportunity centered around flexibility, comfort, entertainment, and long-term enjoyment in the heart of Destin.

Key Features

  • Built in 2006
  • 0.09 acre lot
  • 3 stories
  • 3 parking spaces
  • Waterfront

Property Details

3 stories
3 full, 1 half
3 spaces
2006

Amenities

WaterfrontViewHardwoodA/C

Monthly Cost Estimate

$8,888/mo

20% down · 6.5% · 30 years

Principal$975
Interest$5,841
Insurance$393
HOA$1,679

Estimates only. Actual payments may vary.

Location

3586 Waverly Circle

Destin, FL 32541

DESTIN POINTE

Features & Amenities

Interior Features

Breakfast BarCeiling BeamedCeiling Crwn MoldingCeiling VaultedKitchen IslandLighting RecessedUpgraded Media WingWalls WainscotingWasher/Dryer Hookup

Exterior Features

BalconyFenced Back YardShowerSprinkler System

Property Details

Flooring

HardwoodTile

Construction

Frame Siding CmntFbrHrdBrd

Views

LakeHarbor

Pool Features

Porch

Parking

Guest

Heating

Central

Cooling

Central Air

Appliances

CooktopDishwasherDisposalDryerMicrowaveOven Self CleaningStove/Oven ElectricStove/Oven GasWasherWine RefrigeratorWater Heater - Elect

Questions & Answers

This 3-bedroom, 4-bathroom single family at 3586 Waverly Circle is listed at $1,348,000 ($611/sqft). The estimated monthly payment is $7,520 based on 20% down at 6.5% interest.

HOA fees are $1679/month.

Key features include: Built in 2006, 0.09 acre lot, 3 stories, 3 parking spaces, Waterfront. Interior Features: Breakfast Bar, Ceiling Beamed, Ceiling Crwn Molding. Exterior Features: Balcony, Fenced Back Yard, Shower.

This property is listed by At The Beach Team and can be reached at 8506543325 or johnmoran@atthebeachteam.com.

AT

At The Beach Team

Agent at Keller Williams Realty Destin

(850) 654-3325

Listed by Keller Williams Realty Destin · View on Broker Site

MLS# 993255· Source: listhub· Updated 139 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3586 Waverly Circle, Destin, FL 32541

Open this listing in: