# 3600 Thomas Drive #D302, Panama City Beach, FL 32408

> **TL;DR:** 1bd/1ba condo, $243,000 ($248/sqft), built 1985, 980 sqft.
> Waterfront, A/C. Est. $1,765/mo. Listed 145 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $243,000 |
| Price/sqft | $248 |
| Bedrooms | 1 |
| Bathrooms | 1 full |
| Square Feet | 980 |
| Year Built | 1985 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 145 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,229 |
| Estimated Insurance | $71 |
| HOA | $465 |
| **Total** | **$1,765** |

## Nearby Schools

- **Elementary:** Patronis
- **Middle:** Surfside
- **High:** Arnold

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 1985
- Waterfront

## Description

### Agent Description
Spacious waterfront living on Grand Lagoon! At approximately 980 sq ft, this third-floor Treasure Cove condo is one of the largest one-bedroom layouts in the community, plus a versatile loft for guest sleeping, a home office, or extra living space. Enjoy soaring ceilings, an open living area, and a private balcony overlooking the lagoon. Recent updates include flooring, kitchen countertops, bathroom fixtures, lighting, ceiling fans, and sliding glass doors, plus washer/dryer hookups. Community amenities include a lagoon-front pool, fishing dock, and boat dock access, all close to marinas, restaurants, public beach access, and St. Andrews State Park. Seller is offering a $10,000 furniture credit to make it your own. Also listed as 3600 Navy Blvd.

## Location

- **Address:** 3600 Thomas Drive #D302, Panama City Beach, FL 32408
- **County:** Bay
- **Neighborhood:** Treasure Cove Condo.
- **Coordinates:** 30.146617, -85.749954
- **Google Maps:** https://www.google.com/maps?q=30.146617,-85.749954

## Virtual Tour & Media

- **Video Tour:** https://youtu.be/S17NE-2Jv58

## Listing Agent

- **Name:** Matt R Keaton
- **Brokerage:** Counts Real Estate Group Inc
- **Broker Phone:** (850) 249-3615
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3600-Navy-Blvd-Apt-D302_Panama-City-Beach_FL_32408_M98378-47120?f=listhub&s=BCARFL&m=791066&c=propsimple)

## Photos

![3600 Thomas Drive #D302 - Photo 1](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f3473915776r.jpg)

![3600 Thomas Drive #D302 - Photo 2](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f1124859071r.jpg)

![3600 Thomas Drive #D302 - Photo 3](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f1885042485r.jpg)

![3600 Thomas Drive #D302 - Photo 4](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f2467848471r.jpg)

![3600 Thomas Drive #D302 - Photo 5](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f2442298841r.jpg)

![3600 Thomas Drive #D302 - Photo 6](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f3244835608r.jpg)

![3600 Thomas Drive #D302 - Photo 7](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f3446708948r.jpg)

![3600 Thomas Drive #D302 - Photo 8](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f3073535106r.jpg)

![3600 Thomas Drive #D302 - Photo 9](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f3552699632r.jpg)

![3600 Thomas Drive #D302 - Photo 10](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f245071225r.jpg)

![3600 Thomas Drive #D302 - Photo 11](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f2819196409r.jpg)

![3600 Thomas Drive #D302 - Photo 12](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f3213816896r.jpg)

![3600 Thomas Drive #D302 - Photo 13](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f2474558045r.jpg)

![3600 Thomas Drive #D302 - Photo 14](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f1958784203r.jpg)

![3600 Thomas Drive #D302 - Photo 15](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f1113031639r.jpg)

![3600 Thomas Drive #D302 - Photo 16](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f227996525r.jpg)

![3600 Thomas Drive #D302 - Photo 17](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f3841774126r.jpg)

![3600 Thomas Drive #D302 - Photo 18](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f730372436r.jpg)

![3600 Thomas Drive #D302 - Photo 19](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f2834317250r.jpg)

![3600 Thomas Drive #D302 - Photo 20](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f717540307r.jpg)

![3600 Thomas Drive #D302 - Photo 21](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f2671736637r.jpg)

![3600 Thomas Drive #D302 - Photo 22](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f864868825r.jpg)

![3600 Thomas Drive #D302 - Photo 23](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f4188652655r.jpg)

![3600 Thomas Drive #D302 - Photo 24](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f1966469326r.jpg)

![3600 Thomas Drive #D302 - Photo 25](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f949663890r.jpg)

![3600 Thomas Drive #D302 - Photo 26](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f1350327652r.jpg)

![3600 Thomas Drive #D302 - Photo 27](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f4111030211r.jpg)

![3600 Thomas Drive #D302 - Photo 28](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f3408919869r.jpg)

![3600 Thomas Drive #D302 - Photo 29](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f1836041307r.jpg)

![3600 Thomas Drive #D302 - Photo 30](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f1899791098r.jpg)

![3600 Thomas Drive #D302 - Photo 31](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f1893676508r.jpg)

![3600 Thomas Drive #D302 - Photo 32](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f1104674168r.jpg)

![3600 Thomas Drive #D302 - Photo 33](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f664730696r.jpg)

![3600 Thomas Drive #D302 - Photo 34](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f165253141r.jpg)

![3600 Thomas Drive #D302 - Photo 35](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f3869195576r.jpg)

![3600 Thomas Drive #D302 - Photo 36](http://lh.rdcpix.com/ab5241e500a3479843b77a82198f6a4dl-f1268563498r.jpg)

---

**MLS#:** 791066 | **Updated:** 2026-10-26
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/3600-thomas-drive-panama-city-beach-fl-32408-8e3ea442e3564e75ac3fb3192949b3c0)

---

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