# 3608 Rita Lane, Saint James City, FL 33956 > **TL;DR:** 2bd/2ba single family, $559,900 ($469/sqft), built 1974, 1,194 sqft. > Waterfront, View, A/C, RV Parking. Est. $2,994/mo. Listed 150 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $559,900 | | Price/sqft | $469 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 1,194 | | Year Built | 1974 | | Lot Size | 7,841 sqft (0.18 acres) | | Stories | 1 | | Garage | 1-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 150 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,831 | | Estimated Insurance | $163 | | **Total** | **$2,994** | ## Nearby Schools - **Elementary:** PINE ISLAND ELEMENTARY - **Middle:** SCHOOL CHOICE - **High:** SCHOOL CHOICE ## Key Amenities - Waterfront - View - A/C - RV Parking - 1-car garage ## Property Highlights - Built in 1974 - 0.18 acre lot - Waterfront ## Description ### Agent Description THE BOATER'S WATERFRONT HOME with the following HIGHLIGHTED FEATURES DIRECT GULF ACCESS - NO BRIDGES - BOAT LIFT - PERMITTED BOATHOUSE/SHED Block Construction | Metal Roof | Trex Dock | Garage | No HOA Experience the best of island waterfront living at 3608 Rita Lane-offering coveted Direct Gulf access with no bridges and designed for serious boaters, anglers, and those seeking the relaxed Southwest Florida lifestyle. This charming, mostly furnished 2-bedroom, 2-bath waterfront home sits in one of St. James City's most desirable boating neighborhoods and blends classic Florida character with valuable upgrades and exceptional marine amenities. Built with solid block construction and topped with a durable metal roof, this property offers peace of mind, low-maintenance ownership, and the freedom to enjoy island living to the fullest. The true highlight is outside, where your waterfront setup is ready to go. Enjoy a permitted boathouse, large boat lift, and an expansive walk-around Trex dock complete with water and electric-creating the perfect environment for effortless boating, fishing, entertaining, or simply enjoying life on the canal. If you want to add a pool, the backyard has room to design your perfect waterside oasis. With direct Gulf access, your next adventure to Pine Island Sound, outer islands, waterfront restaurants, and world-class fishing grounds is just minutes away. Inside, the home offers a comfortable, functional layout with 2 bedrooms and 2 full bathrooms, enhanced by timeless terrazzo flooring throughout for durability and authentic Florida charm. Recent improvements include a new air conditioner and water heater, so you can move in and start enjoying the property immediately. The mostly furnished interior makes this an easy transition for seasonal use, full-time living, or an investment opportunity. Additional features set this property apart, including a one-car garage with excellent storage for tools, fishing gear, and boating essentials, plus a rare 30-amp RV hookup-ideal for guests, extra flexibility, or recreational use. Best of all-NO HOA, so you can store your toys, enjoy your property your way, and fully embrace the waterfront lifestyle without added restrictions or fees. Whether you're searching for a winter retreat, full-time island residence, or the ultimate boating getaway, 3608 Rita Lane delivers direct Gulf access, outstanding dockage, quality construction, and the laid-back Florida lifestyle buyers dream about. ## Location - **Address:** 3608 Rita Lane, Saint James City, FL 33956 - **County:** Lee - **Neighborhood:** BAYVIEW ACRES - **Coordinates:** 26.492284, -82.083421 - **Google Maps:** https://www.google.com/maps?q=26.492284,-82.083421 ## Virtual Tour & Media - **Video Tour:** https://my.matterport.com/show/?m=ZUoehfLRPZF ## Listing Agent - **Name:** Staci Stevens · **License:** 258027942 - **Brokerage:** Castaways Island Realty LLC - **Broker Phone:** 239-282-0770 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3608-Rita-Ln_St-James-City_FL_33956_M66767-88945?f=listhub&s=FMSWFL&m=2026025325&c=propsimple) ## Photos ![3608 Rita Lane - Photo 1](http://lh.rdcpix.com/f0516168efa7c6d27e9f7511b9ea1540l-f1220469215r.jpg) ![3608 Rita Lane - Photo 2](http://lh.rdcpix.com/f0516168efa7c6d27e9f7511b9ea1540l-f1594598829r.jpg) ![3608 Rita Lane - Photo 3](http://lh.rdcpix.com/f0516168efa7c6d27e9f7511b9ea1540l-f188911659r.jpg) ![3608 Rita Lane - Photo 4](http://lh.rdcpix.com/f0516168efa7c6d27e9f7511b9ea1540l-f1180199190r.jpg) ![3608 Rita Lane - Photo 5](http://lh.rdcpix.com/f0516168efa7c6d27e9f7511b9ea1540l-f554412219r.jpg) ![3608 Rita Lane - Photo 6](http://lh.rdcpix.com/f0516168efa7c6d27e9f7511b9ea1540l-f186581441r.jpg) ![3608 Rita Lane - Photo 7](http://lh.rdcpix.com/f0516168efa7c6d27e9f7511b9ea1540l-f1779468995r.jpg) ![3608 Rita Lane - Photo 8](http://lh.rdcpix.com/f0516168efa7c6d27e9f7511b9ea1540l-f873773853r.jpg) ![3608 Rita Lane - Photo 9](http://lh.rdcpix.com/f0516168efa7c6d27e9f7511b9ea1540l-f1694401443r.jpg) ![3608 Rita Lane - Photo 10](http://lh.rdcpix.com/f0516168efa7c6d27e9f7511b9ea1540l-f3250889851r.jpg) ![3608 Rita Lane - Photo 11](http://lh.rdcpix.com/f0516168efa7c6d27e9f7511b9ea1540l-f1499585292r.jpg) ![3608 Rita Lane - Photo 12](http://lh.rdcpix.com/f0516168efa7c6d27e9f7511b9ea1540l-f2308208615r.jpg) ![3608 Rita Lane - Photo 13](http://lh.rdcpix.com/f0516168efa7c6d27e9f7511b9ea1540l-f3165554816r.jpg) ![3608 Rita Lane - Photo 14](http://lh.rdcpix.com/f0516168efa7c6d27e9f7511b9ea1540l-f3297481290r.jpg) ![3608 Rita Lane - Photo 15](http://lh.rdcpix.com/f0516168efa7c6d27e9f7511b9ea1540l-f2791926449r.jpg) ![3608 Rita Lane - Photo 16](http://lh.rdcpix.com/f0516168efa7c6d27e9f7511b9ea1540l-f79044926r.jpg) ![3608 Rita Lane - Photo 17](http://lh.rdcpix.com/f0516168efa7c6d27e9f7511b9ea1540l-f387732343r.jpg) ![3608 Rita Lane - Photo 18](http://lh.rdcpix.com/f0516168efa7c6d27e9f7511b9ea1540l-f4071968881r.jpg) ![3608 Rita Lane - Photo 19](http://lh.rdcpix.com/f0516168efa7c6d27e9f7511b9ea1540l-f1703977649r.jpg) ![3608 Rita Lane - Photo 20](http://lh.rdcpix.com/f0516168efa7c6d27e9f7511b9ea1540l-f130018574r.jpg) ![3608 Rita Lane - Photo 21](http://lh.rdcpix.com/f0516168efa7c6d27e9f7511b9ea1540l-f4074806612r.jpg) ![3608 Rita Lane - Photo 22](http://lh.rdcpix.com/f0516168efa7c6d27e9f7511b9ea1540l-f2485274875r.jpg) ![3608 Rita Lane - Photo 23](http://lh.rdcpix.com/f0516168efa7c6d27e9f7511b9ea1540l-f2397850046r.jpg) ![3608 Rita Lane - Photo 24](http://lh.rdcpix.com/f0516168efa7c6d27e9f7511b9ea1540l-f3177585135r.jpg) ![3608 Rita Lane - Photo 25](http://lh.rdcpix.com/f0516168efa7c6d27e9f7511b9ea1540l-f3111076149r.jpg) ![3608 Rita Lane - Photo 26](http://lh.rdcpix.com/f0516168efa7c6d27e9f7511b9ea1540l-f3253536544r.jpg) ![3608 Rita Lane - Photo 27](http://lh.rdcpix.com/f0516168efa7c6d27e9f7511b9ea1540l-f2431365754r.jpg) ![3608 Rita Lane - Photo 28](http://lh.rdcpix.com/f0516168efa7c6d27e9f7511b9ea1540l-f3251972583r.jpg) ![3608 Rita Lane - Photo 29](http://lh.rdcpix.com/f0516168efa7c6d27e9f7511b9ea1540l-f2658669394r.jpg) --- **MLS#:** 2026025325 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/3608-rita-lane-saint-james-city-fl-33956-1945fd56f56c41b5a4eb16a1a3eee6d3) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/3608-rita-lane-saint-james-city-fl-33956-1945fd56f56c41b5a4eb16a1a3eee6d3#listing", "url": "https://www.propertysimple.ai/listing/3608-rita-lane-saint-james-city-fl-33956-1945fd56f56c41b5a4eb16a1a3eee6d3", "name": "3608 Rita Lane, Saint James City, FL 33956", "description": "THE BOATER'S WATERFRONT HOME with the following HIGHLIGHTED FEATURES DIRECT GULF ACCESS - NO BRIDGES - BOAT LIFT - PERMITTED BOATHOUSE/SHED Block Construction | Metal Roof | Trex Dock | Garage | No HOA Experience the best of island waterfront living at 3608 Rita Lane-offering coveted Direct Gulf access with no bridges and designed for serious boaters, anglers, and those seeking the relaxed Southwest Florida lifestyle. This charming, mostly furnished 2-bedroom, 2-bath waterfront home sits in one of St. James City's most desirable boating neighborhoods and blends classic Florida character with valuable upgrades and exceptional marine amenities. Built with solid block construction and topped with a durable metal roof, this property offers peace of mind, low-maintenance ownership, and the freedom to enjoy island living to the fullest. The true highlight is outside, where your waterfront setup is ready to go. Enjoy a permitted boathouse, large boat lift, and an expansive walk-around Trex dock complete with water and electric-creating the perfect environment for effortless boating, fishing, entertaining, or simply enjoying life on the canal. If you want to add a pool, the backyard has room to design your perfect waterside oasis. With direct Gulf access, your next adventure to Pine Island Sound, outer islands, waterfront restaurants, and world-class fishing grounds is just minutes away. Inside, the home offers a comfortable, functional layout with 2 bedrooms and 2 full bathrooms, enhanced by timeless terrazzo flooring throughout for durability and authentic Florida charm. Recent improvements include a new air conditioner and water heater, so you can move in and start enjoying the property immediately. The mostly furnished interior makes this an easy transition for seasonal use, full-time living, or an investment opportunity. Additional features set this property apart, including a one-car garage with excellent storage for tools, fishing gear, and boating essentials, plus a rare 30-amp RV hookup-ideal for guests, extra flexibility, or recreational use. Best of all-NO HOA, so you can store your toys, enjoy your property your way, and fully embrace the waterfront lifestyle without added restrictions or fees. 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