About This Home

This 3-bedroom, 1-bathroom single family at 36102 BAY Drive in Chaptico, MD is listed for $280,000 ($208 per sqft). Built in 1979, the home offers 1,344 sqft of living space on a 0.71 acres lot.

Key Features

  • Built in 1979
  • 0.71 acre lot
  • 4 parking spaces
  • Fireplace

Property Details

1 story
1 full
4 spaces
1979

Amenities

Fireplace
Listing Description

Nestled in the peaceful Mill Point Shores community, this charming 3-bedroom bungalow offers comfort, character, and a relaxed lifestyle near the water. The home features a full bath with a walkin shower and an eatin kitchen equipped with a gas oven/range, dishwasher, and microwave.

Casement windows with tasteful treatments bring in natural light and create a warm, welcoming feel throughout. Interior details include carpeting, ceramic tile, and hardwood flooring under the carpet in the dining/family room. A brick fireplace serves as the focal point of the living room, adding a cozy touch on cooler evenings.

Additional conveniences include an attic with pulldownstairs and fan, pantry, and mainfloor laundry hookups. Situated on a 0.714acre corner lot, the property offers outdoor enjoyment with mature trees, established gardens, and a screened gazebo perfect for relaxing and listening to the sounds of nature.

Mill Point Shores residents enjoy access to community amenities including a private beach, boat ramp, and clubhouse - ideal for gatherings or quiet afternoons by the water. The Wicomico River is just moments away, offering opportunities for boating, canoeing, kayaking, and fishing. Some upgrades are needed. Add your personal touch to make this your yearround home or a comfortable seasonal getaway.

Monthly Cost Estimate

$1,999/mo

20% down · 6.5% · 30 years

Principal$202
Interest$1,213
Insurance$82
HOA$502

Estimates only. Actual payments may vary.

Location

36102 BAY Drive

Chaptico, MD 20621

MILL POINT

Features & Amenities

Interior Features

Attic/House FanBathroom - Walk-In ShowerBreakfast AreaCarpetCeiling Fan(s)Dining AreaEntry Level BedroomFamily Room Off KitchenFloor Plan - OpenKitchen - Eat-InPantryWindow Treatments

Property Details

Construction

Vinyl Siding

Parking

Driveway

Heating

OilHeat Pump (Heating)Electric (Heating)BaseboardPellet Stove

Appliances

DishwasherDryerMicrowaveOven/Range - GasWasherWaterHeater

Questions & Answers

This 3-bedroom, 1-bathroom single family at 36102 BAY Drive is listed at $280,000 ($208/sqft). The estimated monthly payment is $2,000 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $502/month.

Key features include: Built in 1979, 0.71 acre lot, 4 parking spaces, Fireplace. Interior Features: Attic/House Fan, Bathroom - Walk-In Shower, Breakfast Area.

This property is listed by Madeline J Timberlake.

MT

Madeline J Timberlake

License 646030

Agent at Century 21 New Millennium

Listed by Century 21 New Millennium · Broker phone: (703) 753-7910 · View on Broker Site

MLS# MDSM2033342· Source: Bright MLS· 41 days on PropertySimple

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

36102 BAY Drive, Chaptico, MD 20621

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