# 36102 BAY Drive, Chaptico, MD 20621 > **TL;DR:** 3bd/1ba single family, $280,000 ($208/sqft), built 1979, 1,344 sqft. > Fireplace. Est. $2,000/mo. Listed 43 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $280,000 | | Price/sqft | $208 | | Bedrooms | 3 | | Bathrooms | 1 full | | Square Feet | 1,344 | | Year Built | 1979 | | Lot Size | 30,928 sqft (0.71 acres) | | Stories | 1 | | Property Type | Single Family (Other) | | Status | Active Under Contract | | Days on Market | 43 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,416 | | Estimated Insurance | $82 | | HOA | $502 | | **Total** | **$2,000** | ## Key Amenities - Fireplace ## Property Highlights - Built in 1979 - 0.71 acre lot - 4 parking spaces - Fireplace ## Description ### Agent Description Nestled in the peaceful Mill Point Shores community, this charming 3-bedroom bungalow offers comfort, character, and a relaxed lifestyle near the water. The home features a full bath with a walkin shower and an eatin kitchen equipped with a gas oven/range, dishwasher, and microwave. Casement windows with tasteful treatments bring in natural light and create a warm, welcoming feel throughout. Interior details include carpeting, ceramic tile, and hardwood flooring under the carpet in the dining/family room. A brick fireplace serves as the focal point of the living room, adding a cozy touch on cooler evenings. Additional conveniences include an attic with pulldownstairs and fan, pantry, and mainfloor laundry hookups. Situated on a 0.714acre corner lot, the property offers outdoor enjoyment with mature trees, established gardens, and a screened gazebo perfect for relaxing and listening to the sounds of nature. Mill Point Shores residents enjoy access to community amenities including a private beach, boat ramp, and clubhouse - ideal for gatherings or quiet afternoons by the water. The Wicomico River is just moments away, offering opportunities for boating, canoeing, kayaking, and fishing. Some upgrades are needed. Add your personal touch to make this your yearround home or a comfortable seasonal getaway. ## Location - **Address:** 36102 BAY Drive, Chaptico, MD 20621 - **County:** SAINT MARYS - **Neighborhood:** MILL POINT - **Coordinates:** 38.33859, -76.82889 - **Google Maps:** https://www.google.com/maps?q=38.33859,-76.82889 ## Listing Agent - **Name:** Madeline J Timberlake · **License:** 646030 - **Brokerage:** Century 21 New Millennium - **Broker Phone:** (703) 753-7910 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/36102-Bay-Dr_Chaptico_MD_20621_M63116-28168?f=listhub&s=TRENDPA&m=MDSM2033342&c=propsimple) ## Photos ![36102 BAY Drive - Photo 1](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f2985149255r.jpg) ![36102 BAY Drive - Photo 2](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f3058958580r.jpg) ![36102 BAY Drive - Photo 3](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f2547481577r.jpg) ![36102 BAY Drive - Photo 4](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f1425296634r.jpg) ![36102 BAY Drive - Photo 5](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f660045420r.jpg) ![36102 BAY Drive - Photo 6](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f3163501461r.jpg) ![36102 BAY Drive - Photo 7](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f4266455482r.jpg) ![36102 BAY Drive - Photo 8](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f1408576909r.jpg) ![36102 BAY Drive - Photo 9](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f762180015r.jpg) ![36102 BAY Drive - Photo 10](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f915438627r.jpg) ![36102 BAY Drive - Photo 11](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f910808703r.jpg) ![36102 BAY Drive - Photo 12](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f4064608811r.jpg) ![36102 BAY Drive - Photo 13](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f4019078944r.jpg) ![36102 BAY Drive - Photo 14](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f2765064445r.jpg) ![36102 BAY Drive - Photo 15](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f3331785612r.jpg) ![36102 BAY Drive - Photo 16](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f3585494501r.jpg) ![36102 BAY Drive - Photo 17](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f3886473126r.jpg) ![36102 BAY Drive - Photo 18](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f1885592322r.jpg) ![36102 BAY Drive - Photo 19](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f2733339296r.jpg) ![36102 BAY Drive - Photo 20](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f1706817790r.jpg) ![36102 BAY Drive - Photo 21](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f755999771r.jpg) ![36102 BAY Drive - Photo 22](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f3845300987r.jpg) ![36102 BAY Drive - Photo 23](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f914700946r.jpg) ![36102 BAY Drive - Photo 24](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f1147287640r.jpg) ![36102 BAY Drive - Photo 25](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f3866436470r.jpg) ![36102 BAY Drive - Photo 26](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f831402139r.jpg) ![36102 BAY Drive - Photo 27](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f792947313r.jpg) ![36102 BAY Drive - Photo 28](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f4070464739r.jpg) ![36102 BAY Drive - Photo 29](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f2195026615r.jpg) ![36102 BAY Drive - Photo 30](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f2005848202r.jpg) ![36102 BAY Drive - Photo 31](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f4000910758r.jpg) ![36102 BAY Drive - Photo 32](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f2538242601r.jpg) ![36102 BAY Drive - Photo 33](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f4214781108r.jpg) ![36102 BAY Drive - Photo 34](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f1236777095r.jpg) ![36102 BAY Drive - Photo 35](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f663566984r.jpg) ![36102 BAY Drive - Photo 36](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f1843337264r.jpg) ![36102 BAY Drive - Photo 37](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f2888888643r.jpg) ![36102 BAY Drive - Photo 38](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f2154968003r.jpg) ![36102 BAY Drive - Photo 39](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f654503738r.jpg) ![36102 BAY Drive - Photo 40](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f2632143452r.jpg) ![36102 BAY Drive - Photo 41](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f1136685607r.jpg) ![36102 BAY Drive - Photo 42](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f16211170r.jpg) ![36102 BAY Drive - Photo 43](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f2558073375r.jpg) ![36102 BAY Drive - Photo 44](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f3223436460r.jpg) ![36102 BAY Drive - Photo 45](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f844552034r.jpg) ![36102 BAY Drive - Photo 46](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f32987040r.jpg) ![36102 BAY Drive - Photo 47](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f1079425729r.jpg) ![36102 BAY Drive - Photo 48](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f695535630r.jpg) ![36102 BAY Drive - Photo 49](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f4138953395r.jpg) ![36102 BAY Drive - Photo 50](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f1327459394r.jpg) ![36102 BAY Drive - Photo 51](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f4155547224r.jpg) ![36102 BAY Drive - Photo 52](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f837367593r.jpg) ![36102 BAY Drive - Photo 53](http://lh.rdcpix.com/e79791ad3e4154e0fa07751536a29fc1l-f2811526458r.jpg) --- **MLS#:** MDSM2033342 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/36102-bay-drive-chaptico-md-20621-2ac3612c801b4c048ed4bde131b91552) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/36102-bay-drive-chaptico-md-20621-2ac3612c801b4c048ed4bde131b91552#listing", "url": "https://www.propertysimple.ai/listing/36102-bay-drive-chaptico-md-20621-2ac3612c801b4c048ed4bde131b91552", "name": "36102 BAY Drive, Chaptico, MD 20621", "description": "Nestled in the peaceful Mill Point Shores community, this charming 3-bedroom bungalow offers comfort, character, and a relaxed lifestyle near the water. The home features a full bath with a walkin shower and an eatin kitchen equipped with a gas oven/range, dishwasher, and microwave. Casement windows with tasteful treatments bring in natural light and create a warm, welcoming feel throughout. Interior details include carpeting, ceramic tile, and hardwood flooring under the carpet in the dining/family room. A brick fireplace serves as the focal point of the living room, adding a cozy touch on cooler evenings. Additional conveniences include an attic with pulldownstairs and fan, pantry, and mainfloor laundry hookups. Situated on a 0.714acre corner lot, the property offers outdoor enjoyment with mature trees, established gardens, and a screened gazebo perfect for relaxing and listening to the sounds of nature. Mill Point Shores residents enjoy access to community amenities including a private beach, boat ramp, and clubhouse - ideal for gatherings or quiet afternoons by the water. The Wicomico River is just moments away, offering opportunities for boating, canoeing, kayaking, and fishing. Some upgrades are needed. 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