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About This Home

This 4-bedroom, 3-bathroom single family at 3617 Emerald Road in Elgin, IL is listed for $650,000 ($199 per sqft). Built in 2020, the home offers 3,261 sqft of living space on a 0.31 acres lot.

Agent Description

This stunning Normandy Model at the Ponds of Stony Creek is priced below new construction in the same subdivision - and comes loaded with premium upgrades new builds simply don't include. Skip the wait, skip the base-model finishes, and move right into a home that's already done right.

A dramatic two-story foyer sets the tone the moment you walk in, flowing into a formal dining room and an expansive family room that opens to a gourmet kitchen - the true heart of this home. The chef's kitchen is outfitted with gleaming quartz countertops, custom backsplash, a generous island, a walk-in pantry, and professional-grade Thermador appliances that new construction in this price range simply won't offer.

Sliding doors lead directly to a fully fenced backyard with a massive patio - ideal for entertaining, morning coffee, or letting the kids run free. A first-floor study provides a perfect work-from-home setup and could easily serve as a first-floor bedroom, with a powder room conveniently nearby that could be expanded with a shower.

Upstairs, the owner's suite is a true retreat featuring two walk-in closets and a spa-inspired bath with a newly added oversized soaking tub. Three additional bedrooms - two with walk-in closets - round out the upper level with all the space your family needs.

A covered front porch adds charming curb appeal that ties it all together. The 3-car garage features an epoxy floor and 220V wiring already in place for electric vehicle charging - an upgrade you'd pay extra for on a new build. Outside, the inground sprinkler system keeps the lawn lush all season with zero effort.

Energy efficiency is built right in with Low-E double pane windows, a 95% high-efficiency furnace, 13 SEER A/C, and a 40-gallon water heater. All of this in a peaceful, sidewalk community with a neighborhood park, top-rated Community Unit School District 301 schools, and just minutes from the Randall Road corridor's shopping, dining, and entertainment. Better than new. Priced below new. Schedule your showing today - this one won't last.

Key Features

  • Built in 2020
  • 0.31 acre lot
  • 2 stories
  • 3 parking spaces
  • Fireplace

Property Details

2 stories
2 full, 1 half
3 spaces
2020

Amenities

FireplaceA/C

Monthly Cost Estimate

$3,976/mo

20% down · 6.5% · 30 years

Principal$470
Interest$2,817
Insurance$190
HOA$500

Estimates only. Actual payments may vary.

Location

3617 Emerald Road

Elgin, IL 60124

Ponds of Stony Creek

Features & Amenities

Interior Features

Walk-In Closet(s)

Property Details

Flooring

LaminateCarpet

Construction

Brick

Pool Features

Patio

Parking

OpenGarage

Heating

Natural Gas

Cooling

Central Air

Appliances

RangeMicrowaveDishwasherRefrigeratorWasherDryerDisposalStainless Steel Appliance(s)

Questions & Answers

This 4-bedroom, 3-bathroom single family at 3617 Emerald Road is listed at $650,000 ($199/sqft). The estimated monthly payment is $3,317 based on 20% down at 6.5% interest.

HOA fees are $500/month.

Key features include: Built in 2020, 0.31 acre lot, 2 stories, 3 parking spaces, Fireplace. Interior Features: Walk-In Closet(s).

This property is listed by Teresa Stultz and can be reached at (630) 377-1646 or stultzteam@plproperties.com.

TS

Teresa Stultz

Agent at Premier Living Properties

(630) 377-1646

Listed by Premier Living Properties · View on Broker Site

MLS# 12653235· Source: listhub· Updated 13 days ago

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3617 Emerald Road, Elgin, IL 60124

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