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About This Home

This 3-bedroom, 2-bathroom single family at 3619 N Suwannee Point in Crystal River, FL is listed for $525,000 ($364 per sqft). Built in 1972, the home offers 1,444 sqft of living space on a 0.25 acres lot.

Agent Description

Crystal River DEEP-WATER CANAL HOME with DIRECT GULF ACCESS + ~$72K GROSS INCOME A rare opportunity to own a fully updated, income-producing waterfront property in one of Crystal River's most desirable canal communities, offering a compelling combination of proven revenue, major system upgrades, and direct Gulf access.

Now operating in its fully updated condition, the home has produced approximately $72,000 in gross rental income over the past 12 months (March 2025-March 2026), demonstrating strong, stabilized earning potential with flexibility for personal use. What truly sets this property apart is the level of completed capital improvements.

The home features a new roof (2023), updated AC, water heater, full repipe, sewer conversion, remodeled kitchen and bathrooms, new appliances, updated furnishings, and refreshed interior and exterior finishes - allowing the next owner to step into a turnkey asset with major expenses already addressed.

Situated on a quiet deep-water canal with direct access to Kings Bay, Three Sisters Springs, and the Gulf of Mexico, the property includes a personal dock accommodating vessels up to approximately 30 feet, making boating, fishing, scalloping, and sunset cruising part of everyday ownership.

Enjoy frequent visits from manatees, dolphins, and coastal wildlife right from your backyard. The 3-bedroom, 2-bath layout is designed for both comfort and guest appeal, featuring two queen bedrooms and a bunk-style third bedroom great for maximizing flexibility and occupancy.

The open living space flows naturally into the kitchen and out to thoughtfully designed outdoor areas. Outdoor living is a highlight, with a shaded pergola, fire pit, grill area, multiple seating and dining spaces, and a fully fenced backyard great for entertaining, pets, and family use.

Located just minutes from historic downtown Crystal River, waterfront dining, shopping, and the area's world-renowned springs, the property is ideally positioned for continued demand as both a personal retreat and an income-producing property. Whether you're seeking a turnkey short-term rental, second home with income potential, or a waterfront inv

estment with major upgrades already completed, this property delivers a rare blend of stability, usability, and performance. Opportunities offering this level of updates, income, and direct Gulf access are increasingly hard to find in Crystal River.

Key Features

  • Built in 1972
  • 0.25 acre lot
  • 2 parking spaces
  • Waterfront

Property Details

1 story
2 full
2 spaces
1972

Amenities

WaterfrontA/C

Monthly Cost Estimate

$2,808/mo

20% down · 6.5% · 30 years

Principal$380
Interest$2,275
Insurance$153

Estimates only. Actual payments may vary.

Location

3619 N Suwannee Point

Crystal River, FL 34428

Indian Waters

Features & Amenities

Interior Features

WindowTreatments

Exterior Features

PavedDriveway

Property Details

Flooring

Tile

Construction

Stucco

Parking

DrivewayGarage

Heating

Heat Pump (Heating)

Cooling

Central Air

Appliances

DishwasherElectricOvenMicrowaveRefrigeratorWaterHeater

Questions & Answers

This 3-bedroom, 2-bathroom single family at 3619 N Suwannee Point is listed at $525,000 ($364/sqft). The estimated monthly payment is $2,275 based on 20% down at 6.5% interest.

Key features include: Built in 1972, 0.25 acre lot, 2 parking spaces, Waterfront. Interior Features: WindowTreatments. Exterior Features: PavedDriveway.

This property is listed by Lindsey Miller and can be reached at 3525868973 or plantationlindseym@gmail.com.

LM

Lindsey Miller

Agent at Plantation Realty, Inc.

(352) 586-8973

Listed by Plantation Realty, Inc. · View on Broker Site

MLS# 851404· Source: listhub· Updated 133 days ago

Copyright © 2026 REALTORS Association of Citrus County, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3619 N Suwannee Point, Crystal River, FL 34428

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