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About This Home
This 3-bedroom, 2-bathroom single family at 3619 N Suwannee Point in Crystal River, FL is listed for $525,000 ($364 per sqft). Built in 1972, the home offers 1,444 sqft of living space on a 0.25 acres lot.
Crystal River DEEP-WATER CANAL HOME with DIRECT GULF ACCESS + ~$72K GROSS INCOME A rare opportunity to own a fully updated, income-producing waterfront property in one of Crystal River's most desirable canal communities, offering a compelling combination of proven revenue, major system upgrades, and direct Gulf access.
Now operating in its fully updated condition, the home has produced approximately $72,000 in gross rental income over the past 12 months (March 2025-March 2026), demonstrating strong, stabilized earning potential with flexibility for personal use. What truly sets this property apart is the level of completed capital improvements.
The home features a new roof (2023), updated AC, water heater, full repipe, sewer conversion, remodeled kitchen and bathrooms, new appliances, updated furnishings, and refreshed interior and exterior finishes - allowing the next owner to step into a turnkey asset with major expenses already addressed.
Situated on a quiet deep-water canal with direct access to Kings Bay, Three Sisters Springs, and the Gulf of Mexico, the property includes a personal dock accommodating vessels up to approximately 30 feet, making boating, fishing, scalloping, and sunset cruising part of everyday ownership.
Enjoy frequent visits from manatees, dolphins, and coastal wildlife right from your backyard. The 3-bedroom, 2-bath layout is designed for both comfort and guest appeal, featuring two queen bedrooms and a bunk-style third bedroom great for maximizing flexibility and occupancy.
The open living space flows naturally into the kitchen and out to thoughtfully designed outdoor areas. Outdoor living is a highlight, with a shaded pergola, fire pit, grill area, multiple seating and dining spaces, and a fully fenced backyard great for entertaining, pets, and family use.
Located just minutes from historic downtown Crystal River, waterfront dining, shopping, and the area's world-renowned springs, the property is ideally positioned for continued demand as both a personal retreat and an income-producing property. Whether you're seeking a turnkey short-term rental, second home with income potential, or a waterfront inv
estment with major upgrades already completed, this property delivers a rare blend of stability, usability, and performance. Opportunities offering this level of updates, income, and direct Gulf access are increasingly hard to find in Crystal River.
Key Features
- Built in 1972
- 0.25 acre lot
- 2 parking spaces
- Waterfront
Property Details
Amenities
Monthly Cost Estimate
$2,808/mo
20% down · 6.5% · 30 years
Estimates only. Actual payments may vary.
Location
3619 N Suwannee Point
Crystal River, FL 34428
Indian Waters
Features & Amenities
Interior Features
Exterior Features
Property Details
Flooring
Construction
Parking
Heating
Cooling
Appliances
Questions & Answers
This 3-bedroom, 2-bathroom single family at 3619 N Suwannee Point is listed at $525,000 ($364/sqft). The estimated monthly payment is $2,275 based on 20% down at 6.5% interest.
Key features include: Built in 1972, 0.25 acre lot, 2 parking spaces, Waterfront. Interior Features: WindowTreatments. Exterior Features: PavedDriveway.
This property is listed by Lindsey Miller and can be reached at 3525868973 or plantationlindseym@gmail.com.








