# 3632 BAY Drive, Middle River, MD 21220 > **TL;DR:** 4bd/5ba single family, $649,000 ($212/sqft), built 2006, 3,056 sqft. > A/C, 4-car garage. Est. $3,471/mo. Listed 122 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $649,000 | | Price/sqft | $212 | | Bedrooms | 4 | | Bathrooms | 4 full, 1 half | | Square Feet | 3,056 | | Year Built | 2006 | | Lot Size | 17,498 sqft (0.40 acres) | | Stories | 3 | | Garage | 4-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 122 | ## Why This Home Stands Out - **Large Garage** - 4-car garage ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,282 | | Estimated Insurance | $189 | | **Total** | **$3,471** | ## Nearby Schools - **High:** KENWOOD ## Key Amenities - A/C - 4-car garage ## Property Highlights - Built in 2006 - 0.40 acre lot - 3 stories - 12 parking spaces ## Description ### Agent Description Custom Water-view Home Featuring a Full-House Elevator, Two Primary Suites, Four Private Bedroom Retreats, and Over 3,000 Square Feet of Flexible Living Space & 4 + Car GarageFull House ElevatorMulti-generational layout with two primary suit Water views of the Chesapeake Bay and around the corner to MarinaRare opportunity to own a custom-designed water-view home offering over 3,000 square feet of flexible living space, a full-house elevator, and an ideal layout for multi-generational living. HOME WARRANTY OFFERED From the moment you arrive, you'll appreciate the expansive covered front porch, where peaceful water views create the perfect setting for morning coffee, evening sunsets, or relaxing with family and friends. Inside, soaring cathedral ceilings, hardwood flooring, and an open-concept design create a bright and welcoming atmosphere designed for both everyday living and entertaining. The heart of the home is the spacious kitchen featuring granite countertops, a large center island, abundant cabinetry, and seamless flow into the dining and living areas. The main level also includes a private primary suite with a full bath and convenient laundry, providing true one-level living when desired utilizing dual-zoned HVAC systems. A full-house elevator offers effortless access to every floor, making this home ideal for aging in place, extended family living, or anyone seeking long-term convenience and accessibility. The upper level features a second luxurious primary suite complete with a sitting area, walk-in closets, and a private bath. Two additional bedrooms each offer their own en-suite bathrooms, creating exceptional privacy and comfort for family members, guests, or multi-generational households. Outdoor living is equally impressive. Enjoy entertaining on a covered rear deck overlooking the private backyard or kick back & relax in a hammock shaded by mature trees, Plenty room in the wrap-around driveway for boats, RV's, or a basketball court. Trex decking and low-maintenance vinyl railings allow you to spend more time enjoying your home and less time maintaining it Properties offering this combination of space, accessibility, privacy, water views, and flexible living arrangements are rarely available. Whether you're searching for a forever home, a multi-generational retreat, or a property designed to adapt to your lifestyle for years to come, this one delivers. Flood insurance currently estimated at approximately $550 annually. Schedule your private showing today and discover why this one-of-a-kind home stands apart from anything else on the market. ## Location - **Address:** 3632 BAY Drive, Middle River, MD 21220 - **County:** BALTIMORE - **Neighborhood:** BOWLEYS QUARTERS - **Coordinates:** 39.30135, -76.3775 - **Google Maps:** https://www.google.com/maps?q=39.30135,-76.3775 ## Listing Agent - **Name:** Victoria L Hupfeld · **License:** 518536 - **Brokerage:** RE/MAX Advantage Realty - **Phone:** 4102410221 - **Broker Phone:** (410) 740-1200 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3632-Bay-Dr_Middle-River_MD_21220_M55286-42591?f=listhub&s=TRENDPA&m=MDBC2164602&c=propsimple) ## Photos ![3632 BAY Drive - Photo 1](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f4264224753r.jpg) ![3632 BAY Drive - Photo 2](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f3692207067r.jpg) ![3632 BAY Drive - Photo 3](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f1770061069r.jpg) ![3632 BAY Drive - Photo 4](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f3971037229r.jpg) ![3632 BAY Drive - Photo 5](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f3165103121r.jpg) ![3632 BAY Drive - Photo 6](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f462872657r.jpg) ![3632 BAY Drive - Photo 7](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f4243858213r.jpg) ![3632 BAY Drive - Photo 8](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f2609231940r.jpg) ![3632 BAY Drive - Photo 9](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f2238346292r.jpg) ![3632 BAY Drive - Photo 10](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f925642696r.jpg) ![3632 BAY Drive - Photo 11](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f3219051782r.jpg) ![3632 BAY Drive - Photo 12](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f3868807306r.jpg) ![3632 BAY Drive - Photo 13](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f1472987578r.jpg) ![3632 BAY Drive - Photo 14](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f1079681767r.jpg) ![3632 BAY Drive - Photo 15](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f3778270957r.jpg) ![3632 BAY Drive - Photo 16](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f472690293r.jpg) ![3632 BAY Drive - Photo 17](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f3838434046r.jpg) ![3632 BAY Drive - Photo 18](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f3311962200r.jpg) ![3632 BAY Drive - Photo 19](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f439878863r.jpg) ![3632 BAY Drive - Photo 20](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f384712219r.jpg) ![3632 BAY Drive - Photo 21](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f3626717673r.jpg) ![3632 BAY Drive - Photo 22](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f1905765429r.jpg) ![3632 BAY Drive - Photo 23](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f4140566282r.jpg) ![3632 BAY Drive - Photo 24](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f1823907956r.jpg) ![3632 BAY Drive - Photo 25](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f952950896r.jpg) ![3632 BAY Drive - Photo 26](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f4078337316r.jpg) ![3632 BAY Drive - Photo 27](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f2494008002r.jpg) ![3632 BAY Drive - Photo 28](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f653885360r.jpg) ![3632 BAY Drive - Photo 29](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f3901923506r.jpg) ![3632 BAY Drive - Photo 30](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f1511327240r.jpg) ![3632 BAY Drive - Photo 31](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f328380860r.jpg) ![3632 BAY Drive - Photo 32](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f526913020r.jpg) ![3632 BAY Drive - Photo 33](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f782681675r.jpg) ![3632 BAY Drive - Photo 34](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f97759943r.jpg) ![3632 BAY Drive - Photo 35](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f4236030985r.jpg) ![3632 BAY Drive - Photo 36](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f160711006r.jpg) ![3632 BAY Drive - Photo 37](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f3384990373r.jpg) ![3632 BAY Drive - Photo 38](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f2301320836r.jpg) ![3632 BAY Drive - Photo 39](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f3198346221r.jpg) ![3632 BAY Drive - Photo 40](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f2765265724r.jpg) ![3632 BAY Drive - Photo 41](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f1017436629r.jpg) ![3632 BAY Drive - Photo 42](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f2252886925r.jpg) ![3632 BAY Drive - Photo 43](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f2348591382r.jpg) ![3632 BAY Drive - Photo 44](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f2054053556r.jpg) ![3632 BAY Drive - Photo 45](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f2204429876r.jpg) ![3632 BAY Drive - Photo 46](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f3060172037r.jpg) ![3632 BAY Drive - Photo 47](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f168277842r.jpg) ![3632 BAY Drive - Photo 48](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f2615938288r.jpg) ![3632 BAY Drive - Photo 49](http://lh.rdcpix.com/f073d50840e85286471dbe8c26009260l-f15860968r.jpg) --- **MLS#:** MDBC2164602 | **Updated:** 2026-09-30 **Source:** listhub *Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/3632-bay-drive-middle-river-md-21220-c2164602) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/3632-bay-drive-middle-river-md-21220-c2164602#listing", "url": "https://www.propertysimple.ai/listing/3632-bay-drive-middle-river-md-21220-c2164602", "name": "3632 BAY Drive, Middle River, MD 21220", "description": "Custom Water-view Home Featuring a Full-House Elevator, Two Primary Suites, Four Private Bedroom Retreats, and Over 3,000 Square Feet of Flexible Living Space & 4 + Car GarageFull House ElevatorMulti-generational layout with two primary suit Water views of the Chesapeake Bay and around the corner to MarinaRare opportunity to own a custom-designed water-view home offering over 3,000 square feet of flexible living space, a full-house elevator, and an ideal layout for multi-generational living. HOME WARRANTY OFFERED From the moment you arrive, you'll appreciate the expansive covered front porch, where peaceful water views create the perfect setting for morning coffee, evening sunsets, or relaxing with family and friends. Inside, soaring cathedral ceilings, hardwood flooring, and an open-concept design create a bright and welcoming atmosphere designed for both everyday living and entertaining. The heart of the home is the spacious kitchen featuring granite countertops, a large center island, abundant cabinetry, and seamless flow into the dining and living areas. The main level also includes a private primary suite with a full bath and convenient laundry, providing true one-level living when desired utilizing dual-zoned HVAC systems. A full-house elevator offers effortless access to every floor, making this home ideal for aging in place, extended family living, or anyone seeking long-term convenience and accessibility. The upper level features a second luxurious primary suite complete with a sitting area, walk-in closets, and a private bath. Two additional bedrooms each offer their own en-suite bathrooms, creating exceptional privacy and comfort for family members, guests, or multi-generational households. Outdoor living is equally impressive. Enjoy entertaining on a covered rear deck overlooking the private backyard or kick back & relax in a hammock shaded by mature trees, Plenty room in the wrap-around driveway for boats, RV's, or a basketball court. Trex decking and low-maintenance vinyl railings allow you to spend more time enjoying your home and less time maintaining it Properties offering this combination of space, accessibility, privacy, water views, and flexible living arrangements are rarely available. Whether you're searching for a forever home, a multi-generational retreat, or a property designed to adapt to your lifestyle for years to come, this one delivers. Flood insurance currently estimated at approximately $550 annually. 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