About This Home

This 4-bedroom, 3-bathroom single family at 3640 CRUMP Road in Winter Haven, FL is listed for $1,399,900 ($423 per sqft). Built in 1987, the home offers 3,309 sqft of living space on a 1.23 acres lot.

Key Features

  • Built in 1987
  • 1.23 acre lot
  • Private pool
  • Waterfront

Property Details

1 story
3 full
3-car garage
1987

Amenities

PoolWaterfrontViewA/CRV Parking
Listing Description

Welcome to your own private lakefront retreat on 1.23 acres along Lake Hamilton with NO HOA! This stunning 4-bedroom, 3-bath home offers an exceptional combination of luxury, entertaining space, and the ultimate Florida waterfront lifestyle. Bring your boat and jet skis and enjoy the convenience of a private dock featuring an electric covered boat lift and built-in fishing bench.

The outdoor living space is truly spectacular! Step through the French doors to a sparkling saltwater PebbleTec pool featuring iridescent tile, fiber-optic lighting, a swim-up bar, fountains, and a roof-line waterfall. The propane-heated pool is surrounded by an expansive travertine deck, while the nearby gas fire pit with custom-cushioned seating creates the perfect setting for evening gatherings.

Propane-connected tiki torches add a tropical ambiance, and a hidden sump pump provides worry-free drainage after storms. Entertaining is effortless with the outdoor kitchen, complete with a new grill and refrigerated drawers. The fenced backyard extends halfway to the lake, providing plenty of room for pets to play.

Professional Florida-native landscaping, enhances the lush, resort-like setting. Inside, the beautifully designed chef's kitchen features quartz countertops, a copper farmhouse sink, paneled refrigerator, trash compactor, and spacious butler's pantry with a full-size refrigerator and abundant storage.

The open floor plan includes a dedicated buffet area with dual wine refrigerators adjacent to the dining space-perfect for hosting family and friends. Nine-foot ceilings, crown molding, porcelain tile, shiplap accents, custom lighting, and a central vacuum system add comfort and sophistication throughout.

The luxurious primary suite offers direct access to the pool deck, with a convenient open-air shower just outside. The ensuite features dual vanities and a walk-in shower with dual shower heads. The expansive walk-in closet includes a center island, custom shelving, heated towel rack, and an extra-large Liberty Safe.

The home underwent a complete rebuild in 2017, so all features are 2017 or newer. Recent improvements include a new roof (2025), new pool pump (2025), a new 12x24 storage shed (2025) and new irrigation system (2025). The irrigation water comes from the lake so it doesn't affect your water bill.

Additional features include a split-bedroom floor plan, with two guest bedrooms sharing a Jack-and-Jill bath; hurricane shutters; a whole-home Generac generator; and TVs in every room, including the back porch. The spacious 3-car garage features tiled flooring, storage, a workshop, and an industrial ice maker.

A pavered circular driveway provides ample parking, plus an additional parking pad with room for an RV. From the custom interior and exterior lighting to the custom painting, bamboo chair rail, and travertine exterior accents, every detail has been thoughtfully designed. The home is also pre-wired for ADT security at the front and rear doors and garage service door. Boating, fishing, entertaining, relaxing, and resort-style living-all in one exceptional Lake Hamilton property with no HOA!

Monthly Cost Estimate

$7,487/mo

20% down · 6.5% · 30 years

Principal$1,012
Interest$6,066
Insurance$408

Estimates only. Actual payments may vary.

Location

3640 CRUMP Road

Winter Haven, FL 33881

MAGNOLIA SHORES

Features & Amenities

Interior Features

Central VaccumEat-in KitchenOpen FloorplanSplit BedroomStone CountersThermostatWalk-In Closet(s)Window Treatments

Exterior Features

Hurricane ShuttersLightingOutdoor GrillOutdoor KitchenOutdoor ShowerPrivate MailboxRain Gutters

Property Details

Flooring

TravertineTile

Construction

Block Stucco

Views

WaterLake

Pool Features

Pool

Outdoor Features

Porch

Parking

BoatGarageOpenDrivewayGuest

Heating

Electric (Heating)CentralZonedHeat Pump (Heating)

Cooling

ZonedCentral Air

Appliances

Built-In OvenDishwasherDryerIce MakerMicrowaveRangeRange HoodRefrigeratorTankless Water HeaterTrash CompactorWater SoftenerWine Refrigerator

Questions & Answers

This 4-bedroom, 3-bathroom single family at 3640 CRUMP Road is listed at $1,399,900 ($423/sqft). The estimated monthly payment is $7,487 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1987, 1.23 acre lot, Private pool, Waterfront. Interior Features: Central Vaccum, Eat-in Kitchen, Open Floorplan. Exterior Features: Hurricane Shutters, Lighting, Outdoor Grill.

This property is listed by Amy Reynolds and can be reached at 8634122279.

AR

Amy Reynolds

Agent at Lockhart & Associates, Inc.

(863) 412-2279
Agent website

Listed by Lockhart & Associates, Inc. · Broker phone: (863) 293-1234 · View on Broker Site · Broker website

MLS# L4964316· Source: Stellar MLS· 57 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3640 CRUMP Road, Winter Haven, FL 33881

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