About This Home

This 3-bedroom, 2-bathroom single family at 3640 E Hidden Cove Trail in Hernando, FL is listed for $330,000 ($190 per sqft). Built in 1997, the home offers 1,734 sqft of living space on a 0.19 acres lot.

Key Features

  • Built in 1997
  • 0.19 acre lot
  • 2 parking spaces
  • Waterfront

Property Details

1 story
2 full
2 spaces
1997

Amenities

WaterfrontA/C
Listing Description

Interior painting completed! Move in ready! Prized location on dead-end street backs up to over 3A buffer area for privacy and gorgeous rear views. Popular model 3 bedroom 2 bath + 2 car garage home plus 31' wide Florida room w/sliding glass windows and pavered floor in 2016 to enjoy the fenced rear yard and outside patio.

Pavered driveway and entrance. LR leads to enclosed original porch with A/C and on to FL room. Kitchen sink has additional spigot for instant filtered piping hot water for tea, etc. 3 new Pella windows 6 mos ago. New 3.5T Trane A/C system 7/2025. New roof 2020.

FL room has new rubber membrane roof sealant. HOA fees paid until Jan 2027. Storage site with 8'x8' shed paid until Jan 2027 in gated lot onsite. Enjoy all that Arbor Lakes has to offer, including a development actually owned by the homeowners! 20A lakeside park with boat ramp & pier, gazebo on the water, tennis/pickleball/shuffleboard courts and large solar heated pool.

Large community center with fully stocked kitchen, billiards, fireplace, exercise room, library, TV and rocking chairs around the full porch to enjoy the lakes. Sidewalks throughout with street lights to ride golf carts and walk your dogs. This wonderful home is ready for a new family to bring their style and make it their own!

Monthly Cost Estimate

$2,280/mo

20% down · 6.5% · 30 years

Principal$239
Interest$1,430
Insurance$96
HOA$515

Estimates only. Actual payments may vary.

Location

3640 E Hidden Cove Trail

Hernando, FL 34442

Arbor Lakes

Features & Amenities

Interior Features

BreakfastBarCathedralCeilingsDualSinksEatInKitchenGardenTubRomanTubMainLevelPrimaryPantrySplitBedroomsSolidSurfaceCountersWalkInClosetsWindowTreatmentsSlidingGlassDoors

Exterior Features

ConcreteDriveway

Property Details

Flooring

TileVinyl

Construction

Stucco

Parking

DrivewayGarageOpen

Heating

CentralElectric (Heating)

Cooling

Central AirElectric

Appliances

DryerDishwasherElectricOvenElectricRangeMicrowaveRefrigeratorRangeHoodWaterHeaterWaterPurifierWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 3640 E Hidden Cove Trail is listed at $330,000 ($190/sqft). The estimated monthly payment is $2,280 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $515/month.

Key features include: Built in 1997, 0.19 acre lot, 2 parking spaces, Waterfront. Interior Features: BreakfastBar, CathedralCeilings, DualSinks. Exterior Features: ConcreteDriveway.

This property is listed by Rita Johnson and can be reached at 3525331199.

RJ

Rita Johnson

License 3061449

Agent at Century21 J.W. Morton Real Estate, Inc

(352) 533-1199
Agent website

Listed by Century21 J.W. Morton Real Estate, Inc · Broker phone: (352) 726-6668 · View on Broker Site · Broker website

MLS# 855140· Source: REALTORS Association of Citrus County, Inc.· 73 days on PropertySimple

Copyright © 2026 REALTORS Association of Citrus County, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3640 E Hidden Cove Trail, Hernando, FL 34442

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