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About This Home

This 4-bedroom, 2-bathroom single family at 3659 Spear Avenue in Arcata, CA is listed for $499,000 ($224 per sqft). Built in 1954, the home offers 2,224 sqft of living space on a 0.34 acres lot.

Agent Description

Great home in a convenient Arcata location on over 1/3 acre of flat, usable land. This 4-bedroom, 2-bathroom home offers a flexible floor plan, with the 4th bedroom serving as a large bedroom or family room that has excellent potential for conversion to an ADU.

The space already features its own bathroom, separate entrance, dedicated heater, and plumbing in place for a kitchen, making it ideal for extended living or rental possibilities. The main home offers spacious living areas and well-sized bedrooms, providing plenty of room to spread out.

Enjoy the large yard, covered back patio, and a detached two-car garage--perfect for storage, hobbies, or parking. The oversized lot offers additional possibilities, including potential lot split (buyer to verify). A great opportunity to own a versatile property in Arcata with room to grow and future potential.

Key Features

  • Built in 1954
  • 0.34 acre lot

Property Details

1 story
2 full
1954

Monthly Cost Estimate

$2,669/mo

20% down · 6.5% · 30 years

Principal$361
Interest$2,162
Insurance$146

Estimates only. Actual payments may vary.

Location

3659 Spear Avenue

Arcata, CA 95521

Property Details

Flooring

VinylCarpet

Questions & Answers

This 4-bedroom, 2-bathroom single family at 3659 Spear Avenue is listed at $499,000 ($224/sqft). The estimated monthly payment is $2,162 based on 20% down at 6.5% interest.

Key features include: Built in 1954, 0.34 acre lot.

This property is listed by Joe Matteoli and can be reached at 7074964561 or joematteoli@gmail.com.

JM

Joe Matteoli

Agent at Coldwell Banker Cutten Realty

(707) 496-4561

Listed by Coldwell Banker Cutten Realty · View on Broker Site

MLS# 271751· Source: listhub· Updated 82 days ago

Copyright © 2026 Humboldt Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3659 Spear Avenue, Arcata, CA 95521

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