About This Home

This 3-bedroom, 5-bathroom single family at 3665 E O'Gara Rd in Harrison, ID is listed for $1,429,000 ($435 per sqft). Built in 1993, the home offers 3,286 sqft of living space on a 1.78 acres lot.

Key Features

  • Built in 1993
  • 1.78 acre lot
  • Fireplace
  • Waterfront

Property Details

4 full, 1 half
1993

Amenities

FireplaceWaterfrontViewSpaA/C
Listing Description

***RARE FINANCING OPPORTUNITY! Existing loan with a 2.625% interest rate may be assumable by a qualified buyer, subject to lender approval and existing loan terms.*** Experience the best of North Idaho lake living from this exceptional secondary waterfront home overlooking beautiful Lake Coeur d'Alene.

Walls of windows capture breathtaking panoramic lake views and unforgettable sunsets, creating a spectacular backdrop for everyday living and entertaining. Offering 3 bedrooms, 4.5 bathrooms, dedicated office space, and a large loft, the home provides a versatile and spacious layout ideal for both full-time living and a North Idaho retreat.

Recent improvements include a new HVAC system installed in 2025 and a new upper-deck awning installed in 2026, adding comfort and enhancing the outdoor living space. Step outside and unwind in the hot tub while taking in the incredible lake views, or head down to the private community beach and your TWO boat slips for a day on the water.

Outdoor recreation is close at hand with convenient access to the 73-mile Trail of the Coeur d'Alenes, perfect for biking, walking, and exploring the beauty of North Idaho. Enjoy the privacy and tranquility of lake living while remaining approximately 45 minutes from Coeur d'Alene and 1 hour 30 minutes from Spokane International Airport. Come for the view, stay for the lifestyle, and make every sunset your own.

Monthly Cost Estimate

$7,643/mo

20% down · 6.5% · 30 years

Principal$1,033
Interest$6,192
Insurance$417

Estimates only. Actual payments may vary.

Location

3665 E O'Gara Rd

Harrison, ID 83833

Lacon Tracts

Features & Amenities

Interior Features

FireplaceHigh Speed InternetJetted TubSmart ThermostatWasher Hookup

Exterior Features

Boat SlipFire PitOpen DeckPergolaSpa/Hot Tub

Property Details

Flooring

CarpetTileWood

Construction

Wood Siding Frame

Views

Lake

Outdoor Features

Deck

Parking

Open

Heating

Electric (Heating)Heat Pump (Heating)Propane (Heating)Forced AirFireplace(s)

Cooling

Central Air

Appliances

Gas RangeElectric DryerElectric Water HeaterWine RefrigeratorWasherRefrigeratorMicrowaveDisposalDishwasher

Questions & Answers

This 3-bedroom, 5-bathroom single family at 3665 E O'Gara Rd is listed at $1,429,000 ($435/sqft). The estimated monthly payment is $7,643 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1993, 1.78 acre lot, Fireplace, Waterfront. Interior Features: Fireplace, High Speed Internet, Jetted Tub. Exterior Features: Boat Slip, Fire Pit, Open Deck.

This property is listed by Ramona Bratiloveanu and can be reached at 2085826890.

RB

Ramona Bratiloveanu

License SP55113

Agent at St. Maries Realty

(208) 582-6890

Listed by St. Maries Realty · Broker phone: (208) 245-4502 · View on Broker Site

MLS# 26-8634· Source: Coeur d'Alene Multiple Listing Service· 27 days on PropertySimple

Copyright © 2026 Coeur d'Alene Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3665 E O'Gara Rd, Harrison, ID 83833

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