# 3681 Fm 1123, Belton, TX 76513

> **TL;DR:** 4bd/3ba single family, $595,000 ($200/sqft), built 1971, 2,980 sqft.
> Fireplace, Waterfront, A/C. Est. $3,183/mo. Listed 42 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $595,000 |
| Price/sqft | $200 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 2,980 |
| Year Built | 1971 |
| Lot Size | 109,771 sqft (2.52 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 42 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,009 |
| Estimated Insurance | $174 |
| **Total** | **$3,183** |

## Key Amenities

- Fireplace
- Waterfront
- A/C

## Property Highlights

- Built in 1971
- 2.52 acre lot
- Fireplace
- Waterfront

## Description

### Agent Description
Perched on a picturesque hill and situated on approximately 2.5 acres beneath a canopy of mature oak trees, this inviting 4-bedroom, 3-bath home offers the perfect balance of country charm and everyday convenience. Enjoy peaceful surroundings, scenic views, and plenty of room to spread out while remaining just minutes from all that Belton has to offer. A standout feature of the property is the detached guest house, complete with a full bathroom and kitchenette. Whether you're hosting family and friends, creating a private home office, accommodating multigenerational living, or exploring income-producing opportunities, this versatile space is ready to fit your needs. Properties with this combination of acreage, mature trees, and guest accommodations are a rare find. Don't miss the opportunity!

## Location

- **Address:** 3681 Fm 1123, Belton, TX 76513
- **County:** Bell
- **Coordinates:** 31.012493, -97.441604
- **Google Maps:** https://www.google.com/maps?q=31.012493,-97.441604

## Listing Agent

- **Name:** Paula Golden
- **Brokerage:** Covington Real Estate, Inc.
- **Phone:** 2545411100

## Primary Photo

![3681 Fm 1123 - Primary Photo](http://lh.rdcpix.com/8455c3eabc31791d14479edc683333edl-f3958557128r.jpg)

*45 total photos available on [listing page](https://www.propertysimple.ai/listing/3681-fm-1123-belton-tx-76513-r617224)*

---

**MLS#:** 617224 | **Updated:** 2026-08-01
**Source:** listhub

*Copyright © 2026 Central Texas Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/3681-fm-1123-belton-tx-76513-r617224)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "name": "3681 Fm 1123, Belton, TX 76513",
  "description": "Perched on a picturesque hill and situated on approximately 2.5 acres beneath a canopy of mature oak trees, this inviting 4-bedroom, 3-bath home offers the perfect balance of country charm and everyday convenience. Enjoy peaceful surroundings, scenic views, and plenty of room to spread out while remaining just minutes from all that Belton has to offer. A standout feature of the property is the detached guest house, complete with a full bathroom and kitchenette. Whether you're hosting family and ",
  "url": "https://www.propertysimple.ai/listing/3681-fm-1123-belton-tx-76513-r617224",
  "image": "http://lh.rdcpix.com/8455c3eabc31791d14479edc683333edl-f3958557128r.jpg",
  "datePosted": "2026-06-20",
  "price": 595000,
  "priceCurrency": "USD",
  "address": {
    "@type": "PostalAddress",
    "streetAddress": "3681 Fm 1123",
    "addressLocality": "Belton",
    "addressRegion": "TX",
    "postalCode": "76513",
    "addressCountry": "US"
  },
  "geo": {
    "@type": "GeoCoordinates",
    "latitude": 31.012493,
    "longitude": -97.441604
  },
  "numberOfBedrooms": 4,
  "numberOfBathroomsTotal": 3,
  "numberOfFullBathrooms": 3,
  "floorSize": {
    "@type": "QuantitativeValue",
    "value": 2980,
    "unitCode": "FTK"
  },
  "yearBuilt": 1971
}
```