# 37 12Th Street #Z132, Shalimar, FL 32579 > **TL;DR:** 3bd/3ba townhouse, $265,000 ($164/sqft), built 1977, 1,620 sqft. > A/C. Est. $1,417/mo. Listed 131 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $265,000 | | Price/sqft | $164 | | Bedrooms | 3 | | Bathrooms | 2 full, 1 half | | Square Feet | 1,620 | | Year Built | 1977 | | Lot Size | 3,485 sqft (0.08 acres) | | Stories | 2 | | Property Type | Townhouse (Townhouse) | | Status | Active | | Days on Market | 131 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,340 | | Estimated Insurance | $77 | | **Total** | **$1,417** | ## Nearby Schools - **Elementary:** Shalimar - **Middle:** Meigs - **High:** Choctawhatchee ## Key Amenities - A/C ## Property Highlights - Built in 1977 - 0.08 acre lot - 2 stories - 2 parking spaces ## Description ### Agent Description NO HOA, and a VA assumable loan 5.75% with no cash to close!!! Welcome to 37 12th Street, Unit Z132, a beautifully updated townhome tucked away in the heart of Shalimar. Offering the perfect blend of comfort, character, and convenience, this move-in ready home features spacious living areas, stylish updates, and a unique layout that truly sets it apart. Step inside to find a bright and inviting interior with fresh neutral tones, updated flooring, modern lighting, and an open-concept flow designed for both everyday living and entertaining. The kitchen showcases striking blue cabinetry, stainless steel appliances, ample counter space, and contemporary finishes that add personality and style to the home. One of the standout features of this property is the completely converted garage space, now a fully heated and cooled flex room offering endless possibilities. Whether used as a home office, media room, game room, fitness area, guest retreat, or additional living space, this versatile bonus room adds incredible functionality to the property. The thoughtfully designed courtyard-style layout creates a unique sense of privacy and separation, giving the home architectural character and a welcoming feel from the moment you arrive. Upstairs, the spacious bedrooms offer abundant natural light and comfortable living spaces, while the primary suite features private balcony access, the perfect place to unwind after a long day. Outside, you'll also enjoy a fenced outdoor area ideal for relaxing, pets, or entertaining guests. Conveniently located near Eglin AFB, shopping, dining, schools, and the beautiful beaches of the Emerald Coast, this property offers easy access to everything the area has to offer while still maintaining a tucked-away neighborhood feel. Buyers may also qualify for a $1,000 preferred lender credit at closing that can be used toward closing costs, a rate buy-down, or other eligible expenses. Whether you're searching for a primary residence, second home, or investment opportunity, 37 12th Street, Unit Z132 is a must-see property full of charm, flexibility, and potential. ## Location - **Address:** 37 12Th Street #Z132, Shalimar, FL 32579 - **County:** Okaloosa - **Neighborhood:** PORT DIXIE - **Coordinates:** 30.44102, -86.563555 - **Google Maps:** https://www.google.com/maps?q=30.44102,-86.563555 ## Listing Agent - **Name:** Jonathan W Mckenzie · **License:** 3527123 - **Brokerage:** ERA American Real Estate - **Phone:** 8505863526 - **Broker Phone:** (850) 651-2454 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/37-12th-St-Unit-132_Shalimar_FL_32579_M52227-24879?f=listhub&s=ECARMLSFL&m=1003677&c=propsimple) ## Photos ![37 12Th Street #Z132 - Photo 1](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f1665924391r.jpg) ![37 12Th Street #Z132 - Photo 2](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f2787506723r.jpg) ![37 12Th Street #Z132 - Photo 3](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f3894598541r.jpg) ![37 12Th Street #Z132 - Photo 4](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f3722932799r.jpg) ![37 12Th Street #Z132 - Photo 5](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f3769757711r.jpg) ![37 12Th Street #Z132 - Photo 6](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f3872141989r.jpg) ![37 12Th Street #Z132 - Photo 7](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f304978421r.jpg) ![37 12Th Street #Z132 - Photo 8](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f2780808554r.jpg) ![37 12Th Street #Z132 - Photo 9](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f346299312r.jpg) ![37 12Th Street #Z132 - Photo 10](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f2634554813r.jpg) ![37 12Th Street #Z132 - Photo 11](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f1615046816r.jpg) ![37 12Th Street #Z132 - Photo 12](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f3987303860r.jpg) ![37 12Th Street #Z132 - Photo 13](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f114771302r.jpg) ![37 12Th Street #Z132 - Photo 14](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f2263490566r.jpg) ![37 12Th Street #Z132 - Photo 15](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f3245012597r.jpg) ![37 12Th Street #Z132 - Photo 16](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f1682131405r.jpg) ![37 12Th Street #Z132 - Photo 17](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f546697671r.jpg) ![37 12Th Street #Z132 - Photo 18](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f3607781017r.jpg) ![37 12Th Street #Z132 - Photo 19](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f1022296834r.jpg) ![37 12Th Street #Z132 - Photo 20](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f4099455058r.jpg) ![37 12Th Street #Z132 - Photo 21](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f4250087881r.jpg) ![37 12Th Street #Z132 - Photo 22](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f2792602122r.jpg) ![37 12Th Street #Z132 - Photo 23](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f2873177629r.jpg) ![37 12Th Street #Z132 - Photo 24](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f3769757711r.jpg) ![37 12Th Street #Z132 - Photo 25](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f1722538865r.jpg) ![37 12Th Street #Z132 - Photo 26](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f4150496909r.jpg) ![37 12Th Street #Z132 - Photo 27](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f103417770r.jpg) ![37 12Th Street #Z132 - Photo 28](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f3571589082r.jpg) ![37 12Th Street #Z132 - Photo 29](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f4240394587r.jpg) ![37 12Th Street #Z132 - Photo 30](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f1873676781r.jpg) ![37 12Th Street #Z132 - Photo 31](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f2690059378r.jpg) ![37 12Th Street #Z132 - Photo 32](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f1786530976r.jpg) ![37 12Th Street #Z132 - Photo 33](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f2661084397r.jpg) ![37 12Th Street #Z132 - Photo 34](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f996619729r.jpg) ![37 12Th Street #Z132 - Photo 35](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f3397456293r.jpg) ![37 12Th Street #Z132 - Photo 36](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f3309904886r.jpg) ![37 12Th Street #Z132 - Photo 37](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f1908848781r.jpg) ![37 12Th Street #Z132 - Photo 38](http://lh.rdcpix.com/cf23ff4d5154b351570b5a754956764bl-f679419678r.jpg) --- **MLS#:** 1003677 | **Updated:** 2026-09-28 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/37-12th-street-shalimar-fl-32579-1003677) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/37-12th-street-shalimar-fl-32579-1003677#listing", "url": "https://www.propertysimple.ai/listing/37-12th-street-shalimar-fl-32579-1003677", "name": "37 12Th Street #Z132, Shalimar, FL 32579", "description": "NO HOA, and a VA assumable loan 5.75% with no cash to close!!! Welcome to 37 12th Street, Unit Z132, a beautifully updated townhome tucked away in the heart of Shalimar. Offering the perfect blend of comfort, character, and convenience, this move-in ready home features spacious living areas, stylish updates, and a unique layout that truly sets it apart. Step inside to find a bright and inviting interior with fresh neutral tones, updated flooring, modern lighting, and an open-concept flow designed for both everyday living and entertaining. The kitchen showcases striking blue cabinetry, stainless steel appliances, ample counter space, and contemporary finishes that add personality and style to the home. One of the standout features of this property is the completely converted garage space, now a fully heated and cooled flex room offering endless possibilities. Whether used as a home office, media room, game room, fitness area, guest retreat, or additional living space, this versatile bonus room adds incredible functionality to the property. The thoughtfully designed courtyard-style layout creates a unique sense of privacy and separation, giving the home architectural character and a welcoming feel from the moment you arrive. Upstairs, the spacious bedrooms offer abundant natural light and comfortable living spaces, while the primary suite features private balcony access, the perfect place to unwind after a long day. Outside, you'll also enjoy a fenced outdoor area ideal for relaxing, pets, or entertaining guests. Conveniently located near Eglin AFB, shopping, dining, schools, and the beautiful beaches of the Emerald Coast, this property offers easy access to everything the area has to offer while still maintaining a tucked-away neighborhood feel. Buyers may also qualify for a $1,000 preferred lender credit at closing that can be used toward closing costs, a rate buy-down, or other eligible expenses. 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