About This Home

This 2-bedroom, 2-bathroom condo at 37 S PROSPECT Street #105 in Hagerstown, MD is listed for $245,000. Built in 2020, on a N/A lot.

Key Features

  • Built in 2020
  • 2 stories

Property Details

2 stories
2 full
#105
2020

Amenities

A/C
Listing Description

ASSUMABLE LOAN AT 3.5% RATE AVAILABLE! Welcome to the charming Cottage House at 37 S Prospect St #105 in the heart of Hagerstown! This truly unique residence blends timeless character with stylish modern updates, offering an inviting place to call home.

Featuring two spacious bedrooms with private baths, this beautifully refreshed home showcases new flooring, updated fixtures, abundant natural light, and low-maintenance finishes throughout. The wraparound porch creates the perfect setting for relaxing mornings, evening gatherings, or simply enjoying the charm of the neighborhood.

Built-ins and cottage-inspired architectural details add warmth and personality rarely found in today's homes. Conveniently located near shopping, dining, parks, commuter routes, and downtown Hagerstown attractions, this property offers both comfort and accessibility. Whether you're seeking a cozy primary residence or a distinctive investment opportunity, this one-of-a-kind Cottage House is sure to impress.

Monthly Cost Estimate

$1,460/mo

20% down · 6.5% · 30 years

Principal$177
Interest$1,062
Insurance$71
HOA$150

Estimates only. Actual payments may vary.

Location

37 S PROSPECT Street #105

Hagerstown, MD 21740

NONE AVAILABLE

Features & Amenities

Interior Features

Built-InsCeiling Fan(s)Family Room Off KitchenRecessed LightingBathroom - Stall ShowerUpgraded CountertopsWalk-in Closet(s)Wood Floors

Property Details

Construction

Stone

Parking

DrivewayParking Lot

Heating

Forced AirHeat Pump (Heating)

Cooling

Central Air

Appliances

DishwasherOven/Range - ElectricDryer - ElectricWasher

Questions & Answers

This 2-bedroom, 2-bathroom condo at 37 S PROSPECT Street is listed at $245,000. The estimated monthly payment is $1,460 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $150/month.

Key features include: Built in 2020, 2 stories. Interior Features: Built-Ins, Ceiling Fan(s), Family Room Off Kitchen.

This property is listed by Richard Owusu-Ansah.

RO

Richard Owusu-Ansah

License 664187

Agent at Samson Properties

Listed by Samson Properties · Broker phone: (703) 378-8810 · View on Broker Site · Broker website

MLS# MDWA2037114· Source: Bright MLS· 158 days on PropertySimple

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

37 S PROSPECT Street #105, Hagerstown, MD 21740

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