# 37 Union Street, Oneonta, NY 13820

> **TL;DR:** 4bd/2ba single family, $319,000 ($170/sqft), built 1929, 1,879 sqft.
> Fireplace, Hardwood, 1-car garage. Est. $1,706/mo. Listed 2 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $319,000 |
| Price/sqft | $170 |
| Bedrooms | 4 |
| Bathrooms | 2 full |
| Square Feet | 1,879 |
| Year Built | 1929 |
| Lot Size | 4,356 sqft (0.10 acres) |
| Stories | 2 |
| Garage | 1-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 2 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,613 |
| Estimated Insurance | $93 |
| **Total** | **$1,706** |

## Key Amenities

- Fireplace
- Hardwood
- 1-car garage

## Property Highlights

- Built in 1929
- 0.10 acre lot
- 2 stories
- Fireplace

## Description

### Agent Description
Welcome to 37 Union Street. LOCATION! With 55 acres of Wilber Park directly across the street, your next walk through the woods is just steps away. Trails, a community pool, playground, and open space make this a special setting and inside there's just as much to appreciate. This lovingly maintained 3+bedroom, 2-full-bath home is filled with character, incredible layout, hardwood floors,French doors that connect the first-floor spaces or close them off for privacy. Wood-burning fireplace invites cozy evenings in the living room. Separate dining room offers space for gathering, a study, or home office. Working from home? Fiber-optic internet adds everyday convenience. The spacious eat-in kitchen is a work of art, literally. Custom cabinetry with cherry detailing, artist-painted countertops, custom floors, custom cabinets with extra-deep drawers combine personality and practical storage. Dimmable lighting, new Bosch dishwasher, and a gas range make this a kitchen even a chef can appreciate. Backyard access makes grilling and bringing in fresh vegetables from the garden a breeze. The sunroom may become your favorite place in the house. Warm knotty pine and expansive windows create an inviting space for morning coffee and birdwatching, reading, or unwinding with a cocktail. French doors offer privacy and flexibility for this bright first-floor space. Outside, the fenced backyard features raised garden beds and a mature McIntosh apple tree that has supplied the owners with apples for homemade cider and apple butter. Lilacs, mountain laurel, and hemlocks add beauty and privacy. Upstairs, three bedrooms feature refinished original hardwood floors and generous closet space. A walk-up attic provides storage, the attached under-house garage connects to the very functional basement with extensive shelving, utility sink, and stairs to the kitchen. Improvements include upgraded 200-amp electrical service, fresh paint throughout, updated fans and fixtures. Approximately a 15-minute walk from Main Street, this home offers distinctive craftsmanship, comfortable spaces, and a setting to enjoy in every season. Come see what makes 37 Union Street feel like home.

## Location

- **Address:** 37 Union Street, Oneonta, NY 13820
- **County:** Otsego
- **Coordinates:** 42.463874, -75.056968
- **Google Maps:** https://www.google.com/maps?q=42.463874,-75.056968

## Listing Agent

- **Name:** Joshua Rumberger · **License:** 10401383567
- **Brokerage:** Keller Williams Upstate New York Properties
- **Broker Phone:** (607) 431-2540
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/37-Union-St_Oneonta_NY_13820_M99326-31113?f=listhub&s=BNARNY&m=R1724857&c=propsimple)

## Photos

![37 Union Street - Photo 1](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f2378512599r.jpg)

![37 Union Street - Photo 2](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f24873621r.jpg)

![37 Union Street - Photo 3](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f2381330525r.jpg)

![37 Union Street - Photo 4](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f3196442557r.jpg)

![37 Union Street - Photo 5](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f80041414r.jpg)

![37 Union Street - Photo 6](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f3925420937r.jpg)

![37 Union Street - Photo 7](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f1907839155r.jpg)

![37 Union Street - Photo 8](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f1141496917r.jpg)

![37 Union Street - Photo 9](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f3136934329r.jpg)

![37 Union Street - Photo 10](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f1115801476r.jpg)

![37 Union Street - Photo 11](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f2380119713r.jpg)

![37 Union Street - Photo 12](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f1865979777r.jpg)

![37 Union Street - Photo 13](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f819720901r.jpg)

![37 Union Street - Photo 14](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f1813034242r.jpg)

![37 Union Street - Photo 15](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f541582926r.jpg)

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![37 Union Street - Photo 17](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f2701161772r.jpg)

![37 Union Street - Photo 18](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f1956508363r.jpg)

![37 Union Street - Photo 19](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f903667635r.jpg)

![37 Union Street - Photo 20](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f1258811652r.jpg)

![37 Union Street - Photo 21](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f2560997712r.jpg)

![37 Union Street - Photo 22](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f1634990791r.jpg)

![37 Union Street - Photo 23](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f1930988236r.jpg)

![37 Union Street - Photo 24](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f4241814334r.jpg)

![37 Union Street - Photo 25](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f1023643911r.jpg)

![37 Union Street - Photo 26](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f2427968556r.jpg)

![37 Union Street - Photo 27](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f1862920965r.jpg)

![37 Union Street - Photo 28](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f1880070662r.jpg)

![37 Union Street - Photo 29](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f2759824699r.jpg)

![37 Union Street - Photo 30](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f510433862r.jpg)

![37 Union Street - Photo 31](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f2702686160r.jpg)

![37 Union Street - Photo 32](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f2589061166r.jpg)

![37 Union Street - Photo 33](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f181007018r.jpg)

![37 Union Street - Photo 34](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f3184820911r.jpg)

![37 Union Street - Photo 35](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f1016155325r.jpg)

![37 Union Street - Photo 36](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f1028457819r.jpg)

![37 Union Street - Photo 37](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f2900411775r.jpg)

![37 Union Street - Photo 38](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f4234109719r.jpg)

![37 Union Street - Photo 39](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f3291404332r.jpg)

![37 Union Street - Photo 40](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f2944940577r.jpg)

![37 Union Street - Photo 41](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f1854845711r.jpg)

![37 Union Street - Photo 42](http://lh.rdcpix.com/1c7468b9569b7f583c72ac5c16066cfel-f1161621618r.jpg)

---

**MLS#:** R1724857 | **Updated:** 2026-10-30
**Source:** listhub

*Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/37-union-street-oneonta-ny-13820-bfbdfd88d97647e8a7c963607f71ca3d)

---

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}
```