# 3701 W Highway 98, Panama City, FL 32401

> **TL;DR:** commercial, $550,000. Est. $2,383/mo. Listed 124 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $550,000 |
| Lot Size | 23,958 sqft (0.55 acres) |
| Property Type | Commercial (Other) |
| Status | For Sale |
| Days on Market | 124 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $2,383 |
| **Total** | **$2,383** |

## Property Highlights

- 0.55 acre lot

## Description

### Agent Description
OWNER Financing on this parcel with 30% down with a term based on term of 10 years at 6.5% with a balloon in 3 years. Property ZONED C-2 General Commercial Premier location on the 98 corridor with a strong traffic count both North and South as well as East and West. It is the first red light after descending from the Hathaway Bridge. Allowable uses on the property include business professional, retail, restaurants, auto repairs as well as multiple other uses for the property. MLS # 784646 Adjoining parcel on the west side can be purchased as well to make a larger parcel. Call listing agent for more information. High and dry parcel with good ingress and egress. The two parcels together combine for over 1 full acre and runs from street to street. Over 260' of frontage on US Hwy 98 and 130' of frontage on each side street. Prime location for a strong chain restaurant location. McDonalds & Dunkin Donuts are directly across the Highway.

## Location

- **Address:** 3701 W Highway 98, Panama City, FL 32401
- **County:** Bay
- **Neighborhood:** Bayview Add
- **Coordinates:** 30.180359, -85.709006
- **Google Maps:** https://www.google.com/maps?q=30.180359,-85.709006

## Listing Agent

- **Name:** Andy G Gonsalves
- **Brokerage:** Counts Real Estate Group Inc
- **Phone:** 8505272639
- **Email:** andygonsal@aol.com

## Primary Photo

![3701 W Highway 98 - Primary Photo](http://lh.rdcpix.com/fb29d030f28552c9057342e95bcd1620l-f3827477667r.jpg)

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**MLS#:** 784718 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/3701-w-highway-98-panama-city-fl-32401-l784718)

---

## Structured Data

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  "name": "3701 W Highway 98, Panama City, FL 32401",
  "description": "OWNER Financing on this parcel with 30% down with a term based on term of 10 years at 6.5% with a balloon in 3 years. Property ZONED C-2 General Commercial Premier location on the 98 corridor with a strong traffic count both North and South as well as East and West. It is the first red light after descending from the Hathaway Bridge. Allowable uses on the property include business professional, retail, restaurants, auto repairs as well as multiple other uses for the property. MLS # 784646 Adjoin",
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  "datePosted": "2026-06-18",
  "price": 550000,
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