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About This Home

This 5-bedroom, 3-bathroom residential multi family at 3707 Mystic Street in Panama City Beach, FL is listed for $645,000 ($309 per sqft). Built in 1981, the home offers 2,088 sqft of living space on a 0.17 acres lot.

Agent Description

ADORABLE DUPLEX WITH MULTIPLE POSSIBILITIES! * Live in one side, rent the other out. * Short term rent both units. * Short term rent one side, mid or long-term rent the other. THE CHOICE IS YOURS! SIDE A: MYSTIC SURF --3 BR, Sleeps 8 - King, King, King + Twin/Twin Trundle --1 Full, 1 Half Bath --Surf/wave murals in every bedroom --Full Kitchen with lots of counter space --Private Patio --Storage shed --Electric fireplace!

SIDE B: MYSTIC SUN --2 BR, Sleeps 4 - King, King rooms --1 Full Bath --Full Kitchen --Private Patio --Storage shed --Wood-burning fireplace! LOCATION: Across the street from public lagoon access. One block to public boat ramp. Walk to public beach access #11, just 7 blocks away.

Walk to Buster's Beer and Bait. Drive to Schooner's and the St Andrews State Park. Don't miss your opportunity for 100% bonus depreciation this year. Ask your CPA how you can SAVE BIG MONEY ON TAXES! Come see this today! We look forward to receiving your offer! See the walkthrough video attached to this listing, and ask your agent for the Airbnb link as well. Thank you for your interest. We look forward to your offer!

Key Features

  • Built in 1981
  • 0.17 acre lot
  • 2 stories

Property Details

2 stories
2 full, 1 half
#A & B
1981

Amenities

A/C

Monthly Cost Estimate

$3,450/mo

20% down · 6.5% · 30 years

Principal$466
Interest$2,795
Insurance$188

Estimates only. Actual payments may vary.

Location

3707 Mystic Street

Panama City Beach, FL 32408

BILTMORE BEACH 1ST ADD

Features & Amenities

Interior Features

Breakfast Bar

Property Details

Flooring

Vinyl

Pool Features

Patio

Heating

Central

Cooling

Central Air

Appliances

DishwasherDryerMicrowaveRefrigeratorStove/Oven ElectricWasher

Questions & Answers

This 5-bedroom, 3-bathroom residential multi family at 3707 Mystic Street is listed at $645,000 ($309/sqft). The estimated monthly payment is $2,795 based on 20% down at 6.5% interest.

Key features include: Built in 1981, 0.17 acre lot, 2 stories. Interior Features: Breakfast Bar.

This property is listed by January M Johnson and can be reached at 8506919851 or january@theshorttermshop.com.

JJ

January M Johnson

Agent at EXP Realty LLC

(850) 691-9851

Listed by EXP Realty LLC · View on Broker Site

MLS# 996455· Source: listhub· Updated 94 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3707 Mystic Street, Panama City Beach, FL 32408

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