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About This Home

This 0-bedroom, 0-bathroom commercial at 3707 W 23rd Street in Panama City, FL is listed for $315,000 ($301 per sqft). Built in 1942, the home offers 1,046 sqft of living space on a 0.10 acres lot.

Agent Description

! OWNER FINANCING ! Prime Commercial Opportunity on West 23rd Street! Located on one of Panama City's busiest corridors, this versatile property at 3707 West 23rd Street offers outstanding visibility and accessibility for a wide range of uses. Ideal for a professional office, small business, or even a residential conversion, this property provides flexibility to meet your vision.

High traffic counts, easy access, and proximity to established businesses make it a smart investment for entrepreneurs or investors looking to capitalize on a well-traveled location. Whether you're launching a new venture or expanding. It has 3 individual offices, conference room, break room, reception, and archival room. Most furniture conveys.

Key Features

  • Built in 1942
  • 0.10 acre lot

Property Details

1942

Monthly Cost Estimate

$1,685/mo

20% down · 6.5% · 30 years

Principal$228
Interest$1,365
Insurance$92

Estimates only. Actual payments may vary.

Location

3707 W 23rd Street

Panama City, FL 32405

Drummond Park 1st Add

Questions & Answers

This 0-bedroom, 0-bathroom commercial at 3707 W 23rd Street is listed at $315,000 ($301/sqft). The estimated monthly payment is $1,365 based on 20% down at 6.5% interest.

Key features include: Built in 1942, 0.10 acre lot.

This property is listed by Celeste M Rustin and can be reached at 8502389595 or celeste@gulflifego.com.

CR

Celeste M Rustin

Agent at Gulf Life Real Estate Inc

(850) 238-9595

Listed by Gulf Life Real Estate Inc

MLS# 784809· Source: listhub· Updated 121 days ago

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3707 W 23rd Street, Panama City, FL 32405

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